Re: [ozmidwifery] Re: Private Insurance companies covering independent midwives?
Oh I realize the difference - I just found it kind of strange that with the independent midwives unable to access indemnity coverage and unable to get the Federal government to cover them under medicare that insurance companies provide their clientele with any form of reimbursements for homebirths. Though I do find it interesting that some state they will only do this with proof the birth occurred within a hospital setting. Thanks everyone. Warmly Alphia At 01:13 PM 25/02/2004, you wrote: Alphia: I think these are different insurance companies: some people have private health insurance that will reimburse for homebirths. Different beings to public indemnity insurance purchase by the independent midwives. marilyn - Original Message - From: Alphia Possamai-Inesedy To: [EMAIL PROTECTED] Sent: Monday, February 23, 2004 2:52 PM Subject: [ozmidwifery] Re: Private Insurance companies covering independent midwives? Jen, I was not aware that this was the case - do you know which private insurance companies do this? I find it surprising considering that independent midwives are not covered by indemnity insurance. I am currently finishing a subsection of my thesis on the indemnity crisis and found your news interesting. If you could help me out with this I would grealty appreciate it. Take care Alphia At 03:47 AM 17/02/2004, you wrote: Some private insurance companies cover the fee of a midwife in private practice. One to one care with a midwife she's known throughout pregnancy birth is her best bet for successful breast feeding. Best of luck, Jen Melissah Scott @ Spilt Art [EMAIL PROTECTED] wrote: I have someone who is about 18 weeks pregnant and fairly recently moved to the blue mountians (Katoomba) She is unsure of where to birth at the moment and is concidering birthing at nepean private to make use of her private health insurance. She is hoping to stay in hospital for about 5 or so days, and at nepean private her husband can stay with her. She wants to stay in for a few days because she is nervous about being able to breastfeed and take care of her bub, as she feels she has not much idea of what she is doing. So I sugested to her that maybe a doula could be of great benifit to her by the way of childbirth info, birthing and post natal care/advice etc. She is quite interested in talking to some doulas in the area. So, I thought Id try to get together a list of Doulas in the area to pass on to her. If anyone is interested, could you please either reply or email me directly with all your details [EMAIL PROTECTED] I know your around Abby, but I cant find your contact details. Thanks! Melissah www.Splitart.com Try the new improved Yahoo! Australia NZ Search Alphia Possamai-Inesedy Ba (Hons.) PhD. Candidate School of Applied and Human Sciences Bankstown Campus, University of Western Sydney UWS Locked Bag 1797 South Penrith Distribution Centre NSW 1797 Australia Phone: 02 97726628 Fax: 02 97726584 Alphia Possamai-Inesedy Ba (Hons.) PhD. Candidate School of Applied and Human Sciences Bankstown Campus, University of Western Sydney UWS Locked Bag 1797 South Penrith Distribution Centre NSW 1797 Australia Phone: 02 97726628 Fax: 02 97726584
RE: [ozmidwifery] Re: Private Insurance companies covering independent midwives?
I think the view from HBF is that it is no fault of the midwives that they cannot purchase professional indemnity insurance and should not be punished for something that is out of their control. Sally -Original Message- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of Marilyn Kleidon Sent: Wednesday, 25 February 2004 10:13 AM To: [EMAIL PROTECTED] Subject: Re: [ozmidwifery] Re: Private Insurance companies covering independent midwives? Alphia: I think these are different insurance companies: some people have private health insurance that will reimburse for homebirths. Different beings to public indemnity insurance purchase by the independent midwives. marilyn - Original Message - From: Alphia Possamai-Inesedy To: [EMAIL PROTECTED] Sent: Monday, February 23, 2004 2:52 PM Subject: [ozmidwifery] Re: Private Insurance companies covering independent midwives? Jen, I was not aware that this was the case - do you know which private insurance companies do this? I find it surprising considering that independent midwives are not covered by indemnity insurance. I am currently finishing a subsection of my thesis on the indemnity crisis and found your news interesting. If you could help me out with this I would grealty appreciate it. Take care Alphia At 03:47 AM 17/02/2004, you wrote: Some private insurance companies cover the fee of a midwife in private practice. One to one care with a midwife she's known throughout pregnancy birth is her best bet for successful breast feeding. Best of luck, Jen Melissah Scott @ Spilt Art [EMAIL PROTECTED] wrote: I have someone who is about 18 weeks pregnant and fairly recently moved to the blue mountians (Katoomba) She is unsure of where to birth at the moment and is concidering birthing at nepean private to make use of her private health insurance. She is hoping to stay in hospital for about 5 or so days, and at nepean private her husband can stay with her. She wants to stay in for a few days because she is nervous about being able to breastfeed and take care of her bub, as she feels she has not much idea of what she is doing. So I sugested to her that maybe a doula could be of great benifit to her by the way of childbirth info, birthing and post natal care/advice etc. She is quite interested in talking to some doulas in the area. So, I thought Id try to get together a list of Doulas in the area to pass on to her. If anyone is interested, could you please either reply or email me directly with all your details [EMAIL PROTECTED] I know your around Abby, but I cant find your contact details. Thanks! Melissah www.Splitart.com Try the new improved Yahoo! Australia NZ Search Alphia Possamai-Inesedy Ba (Hons.) PhD. Candidate School of Applied and Human Sciences Bankstown Campus, University of Western Sydney UWS Locked Bag 1797 South Penrith Distribution Centre NSW 1797 Australia Phone: 02 97726628 Fax: 02 97726584
[ozmidwifery] Re: Private Insurance companies covering independent midwives?
Jen, I was not aware that this was the case - do you know which private insurance companies do this? I find it surprising considering that independent midwives are not covered by indemnity insurance. I am currently finishing a subsection of my thesis on the indemnity crisis and found your news interesting. If you could help me out with this I would grealty appreciate it. Take care Alphia At 03:47 AM 17/02/2004, you wrote: Some private insurance companies cover the fee of a midwife in private practice. One to one care with a midwife she's known throughout pregnancy birth is her best bet for successful breast feeding. Best of luck, Jen Melissah Scott @ Spilt Art [EMAIL PROTECTED] wrote: I have someone who is about 18 weeks pregnant and fairly recently moved to the blue mountians (Katoomba) She is unsure of where to birth at the moment and is concidering birthing at nepean private to make use of her private health insurance. She is hoping to stay in hospital for about 5 or so days, and at nepean private her husband can stay with her. She wants to stay in for a few days because she is nervous about being able to breastfeed and take care of her bub, as she feels she has not much idea of what she is doing. So I sugested to her that maybe a doula could be of great benifit to her by the way of childbirth info, birthing and post natal care/advice etc. She is quite interested in talking to some doulas in the area. So, I thought Id try to get together a list of Doulas in the area to pass on to her. If anyone is interested, could you please either reply or email me directly with all your details [EMAIL PROTECTED] I know your around Abby, but I cant find your contact details. Thanks! Melissah www.Splitart.com Try the new improved Yahoo! Australia NZ Search Alphia Possamai-Inesedy Ba (Hons.) PhD. Candidate School of Applied and Human Sciences Bankstown Campus, University of Western Sydney UWS Locked Bag 1797 South Penrith Distribution Centre NSW 1797 Australia Phone: 02 97726628 Fax: 02 97726584
[ozmidwifery] Re: Private Insurance companies covering independent midwives?
I just sent a letter to australian unity asking what cover they would give me for a home birth. They give about $640 for a private midwife in hospital birth situation (some for prenantal, some for post and a small fee for the birth). They give $2000 for a homebirth if you organise it with them in advance (and join before conceiving). SGIC/NRMA give $500 for midwifery similar to the hospital cover above. Many other funds have a similar small ammount of cover.1 At 9:52 +1100 24/2/04, Alphia Possamai-Inesedy wrote: Jen, I was not aware that this was the case - do you know which private insurance companies do this? I find it surprising considering that independent midwives are not covered by indemnity insurance. I am currently finishing a subsection of my thesis on the indemnity crisis and found your news interesting. If you could help me out with this I would grealty appreciate it. Take care Alphia At 03:47 AM 17/02/2004, you wrote: Some private insurance companies cover the fee of a midwife in private practice. One to one care with a midwife she's known throughout pregnancy birth is her best bet for successful breast feeding. Best of luck, Jen Melissah Scott @ Spilt Art [EMAIL PROTECTED] wrote: I have someone who is about 18 weeks pregnant and fairly recently moved to the blue mountians (Katoomba) She is unsure of where to birth at the moment and is concidering birthing at nepean private to make use of her private health insurance. She is hoping to stay in hospital for about 5 or so days, and at nepean private her husband can stay with her. She wants to stay in for a few days because she is nervous about being able to breastfeed and take care of her bub, as she feels she has not much idea of what she is doing. So I sugested to her that maybe a doula could be of great benifit to her by the way of childbirth info, birthing and post natal care/advice etc. She is quite interested in talking to some doulas in the area. So, I thought Id try to get together a list of Doulas in the area to pass on to her. If anyone is interested, could you please either reply or email me directly with all your details mailto:[EMAIL PROTECTED][EMAIL PROTECTED] I know your around Abby, but I cant find your contact details. Thanks! Melissah http://www.splitart.com/www.Splitarthttp://www.splitart.com/.com Try the new improved http://au.rd.yahoo.com/mail/tagline/*http://www.yahoo.com.auYahoo! Australia NZ Search Alphia Possamai-Inesedy Ba (Hons.) PhD. Candidate School of Applied and Human Sciences Bankstown Campus, University of Western Sydney UWS Locked Bag 1797 South Penrith Distribution Centre NSW 1797 Australia Phone: 02 97726628 Fax: 02 97726584 -- Jo Bourne Virtual Artists Pty Ltd -- This mailing list is sponsored by ACE Graphics. Visit http://www.acegraphics.com.au to subscribe or unsubscribe.
RE: [ozmidwifery] Re: Private Insurance companies covering independent midwives?
HBF in Western Australia refund $1400 for a homebirth or a private midwife in a public hospital. Sally Westbury -Original Message- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of Jo Bourne Sent: Tuesday, 24 February 2004 7:31 AM To: [EMAIL PROTECTED] Subject: [ozmidwifery] Re: Private Insurance companies covering independent midwives? I just sent a letter to australian unity asking what cover they would give me for a home birth. They give about $640 for a private midwife in hospital birth situation (some for prenantal, some for post and a small fee for the birth). They give $2000 for a homebirth if you organise it with them in advance (and join before conceiving). SGIC/NRMA give $500 for midwifery similar to the hospital cover above. Many other funds have a similar small ammount of cover.1 At 9:52 +1100 24/2/04, Alphia Possamai-Inesedy wrote: Jen, I was not aware that this was the case - do you know which private insurance companies do this? I find it surprising considering that independent midwives are not covered by indemnity insurance. I am currently finishing a subsection of my thesis on the indemnity crisis and found your news interesting. If you could help me out with this I would grealty appreciate it. Take care Alphia At 03:47 AM 17/02/2004, you wrote: Some private insurance companies cover the fee of a midwife in private practice. One to one care with a midwife she's known throughout pregnancy birth is her best bet for successful breast feeding. Best of luck, Jen Melissah Scott @ Spilt Art [EMAIL PROTECTED] wrote: I have someone who is about 18 weeks pregnant and fairly recently moved to the blue mountians (Katoomba) She is unsure of where to birth at the moment and is concidering birthing at nepean private to make use of her private health insurance. She is hoping to stay in hospital for about 5 or so days, and at nepean private her husband can stay with her. She wants to stay in for a few days because she is nervous about being able to breastfeed and take care of her bub, as she feels she has not much idea of what she is doing. So I sugested to her that maybe a doula could be of great benifit to her by the way of childbirth info, birthing and post natal care/advice etc. She is quite interested in talking to some doulas in the area. So, I thought Id try to get together a list of Doulas in the area to pass on to her. If anyone is interested, could you please either reply or email me directly with all your details mailto:[EMAIL PROTECTED][EMAIL PROTECTED] I know your around Abby, but I cant find your contact details. Thanks! Melissah http://www.splitart.com/www.Splitarthttp://www.splitart.com/.com Try the new improved http://au.rd.yahoo.com/mail/tagline/*http://www.yahoo.com.auYahoo! Australia NZ Search Alphia Possamai-Inesedy Ba (Hons.) PhD. Candidate School of Applied and Human Sciences Bankstown Campus, University of Western Sydney UWS Locked Bag 1797 South Penrith Distribution Centre NSW 1797 Australia Phone: 02 97726628 Fax: 02 97726584 -- Jo Bourne Virtual Artists Pty Ltd -- This mailing list is sponsored by ACE Graphics. Visit http://www.acegraphics.com.au to subscribe or unsubscribe. -- This mailing list is sponsored by ACE Graphics. Visit http://www.acegraphics.com.au to subscribe or unsubscribe.
RE: [ozmidwifery] Re: Private Insurance companies covering independent midwives?
speaking about insurance, I just called our previous insurer to see if they would match Australian Unity before changing over (they pay a maximum of $500). They wouldn't because Its a lesser level of care than you would receive in hospital to have a home birth. I couldn't help myself, I actually laughed at the poor woman who had to give me this jem of health insurance wisdom. At 7:59 +0800 24/2/04, Sally Westbury wrote: HBF in Western Australia refund $1400 for a homebirth or a private midwife in a public hospital. Sally Westbury -Original Message- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of Jo Bourne Sent: Tuesday, 24 February 2004 7:31 AM To: [EMAIL PROTECTED] Subject: [ozmidwifery] Re: Private Insurance companies covering independent midwives? I just sent a letter to australian unity asking what cover they would give me for a home birth. They give about $640 for a private midwife in hospital birth situation (some for prenantal, some for post and a small fee for the birth). They give $2000 for a homebirth if you organise it with them in advance (and join before conceiving). SGIC/NRMA give $500 for midwifery similar to the hospital cover above. Many other funds have a similar small ammount of cover.1 At 9:52 +1100 24/2/04, Alphia Possamai-Inesedy wrote: Jen, I was not aware that this was the case - do you know which private insurance companies do this? I find it surprising considering that independent midwives are not covered by indemnity insurance. I am currently finishing a subsection of my thesis on the indemnity crisis and found your news interesting. If you could help me out with this I would grealty appreciate it. Take care Alphia At 03:47 AM 17/02/2004, you wrote: Some private insurance companies cover the fee of a midwife in private practice. One to one care with a midwife she's known throughout pregnancy birth is her best bet for successful breast feeding. Best of luck, Jen Melissah Scott @ Spilt Art [EMAIL PROTECTED] wrote: I have someone who is about 18 weeks pregnant and fairly recently moved to the blue mountians (Katoomba) She is unsure of where to birth at the moment and is concidering birthing at nepean private to make use of her private health insurance. She is hoping to stay in hospital for about 5 or so days, and at nepean private her husband can stay with her. She wants to stay in for a few days because she is nervous about being able to breastfeed and take care of her bub, as she feels she has not much idea of what she is doing. So I sugested to her that maybe a doula could be of great benifit to her by the way of childbirth info, birthing and post natal care/advice etc. She is quite interested in talking to some doulas in the area. So, I thought Id try to get together a list of Doulas in the area to pass on to her. If anyone is interested, could you please either reply or email me directly with all your details mailto:[EMAIL PROTECTED][EMAIL PROTECTED] I know your around Abby, but I cant find your contact details. Thanks! Melissah http://www.splitart.com/www.Splitarthttp://www.splitart.com/.com Try the new improved http://au.rd.yahoo.com/mail/tagline/*http://www.yahoo.com.auYahoo! Australia NZ Search Alphia Possamai-Inesedy Ba (Hons.) PhD. Candidate School of Applied and Human Sciences Bankstown Campus, University of Western Sydney UWS Locked Bag 1797 South Penrith Distribution Centre NSW 1797 Australia Phone: 02 97726628 Fax: 02 97726584 -- Jo Bourne Virtual Artists Pty Ltd -- This mailing list is sponsored by ACE Graphics. Visit http://www.acegraphics.com.au to subscribe or unsubscribe. -- This mailing list is sponsored by ACE Graphics. Visit http://www.acegraphics.com.au to subscribe or unsubscribe. -- Jo Bourne Virtual Artists Pty Ltd -- This mailing list is sponsored by ACE Graphics. Visit http://www.acegraphics.com.au to subscribe or unsubscribe.
Re: [ozmidwifery] Re: Private Insurance companies covering independent midwives?
A few others that I've heard of... A fabulous member of MC employee of the RAAF (air force) in Vic has just negotiated to have MIPP services included in the RAAF health insurance policy (both for currently employeed former employees). I would assume that would be nationally. Not sure whether the same policy covers all military folks (ie Army, Air force, Navy, etc). My in-laws are members of the NSW teachers health insurance fund on their brochure it said it covered the fee of a midwife for a homebirth. Also, I think I remember someone mentioning that HBA provides a rebate of midwive's fees as well. Apparently it's really easy for the midwife to get a provider number... just ring up ask for it. It's a shame Medibank private (the scheme that has most members) doesn't provide any rebate for midwifery services. Hehehe, I don't really know any of this stuff first hand, so if anyone knows any differently, please fill us in! JenJo Bourne [EMAIL PROTECTED] wrote: I just sent a letter to australian unity asking what cover they would give me for a home birth. They give about $640 for a private midwife in hospital birth situation (some for prenantal, some for post and a small fee for the birth). They give $2000 for a homebirth if you organise it with them in advance (and join before conceiving).SGIC/NRMA give $500 for midwifery similar to the hospital cover above. Many other funds have a similar small ammount of cover. Find local movie times and trailers on Yahoo! Movies.
Re: [ozmidwifery] Re: Private Insurance companies covering independent midwives?
Thanks everyone - I will chase all of this up. Take care Alphia At 10:30 AM 24/02/2004, you wrote: I just sent a letter to australian unity asking what cover they would give me for a home birth. They give about $640 for a private midwife in hospital birth situation (some for prenantal, some for post and a small fee for the birth). They give $2000 for a homebirth if you organise it with them in advance (and join before conceiving). SGIC/NRMA give $500 for midwifery similar to the hospital cover above. Many other funds have a similar small ammount of cover.1 At 9:52 +1100 24/2/04, Alphia Possamai-Inesedy wrote: Jen, I was not aware that this was the case - do you know which private insurance companies do this? I find it surprising considering that independent midwives are not covered by indemnity insurance. I am currently finishing a subsection of my thesis on the indemnity crisis and found your news interesting. If you could help me out with this I would grealty appreciate it. Take care Alphia At 03:47 AM 17/02/2004, you wrote: Some private insurance companies cover the fee of a midwife in private practice. One to one care with a midwife she's known throughout pregnancy birth is her best bet for successful breast feeding. Best of luck, Jen Melissah Scott @ Spilt Art [EMAIL PROTECTED] wrote: I have someone who is about 18 weeks pregnant and fairly recently moved to the blue mountians (Katoomba) She is unsure of where to birth at the moment and is concidering birthing at nepean private to make use of her private health insurance. She is hoping to stay in hospital for about 5 or so days, and at nepean private her husband can stay with her. She wants to stay in for a few days because she is nervous about being able to breastfeed and take care of her bub, as she feels she has not much idea of what she is doing. So I sugested to her that maybe a doula could be of great benifit to her by the way of childbirth info, birthing and post natal care/advice etc. She is quite interested in talking to some doulas in the area. So, I thought Id try to get together a list of Doulas in the area to pass on to her. If anyone is interested, could you please either reply or email me directly with all your details mailto:[EMAIL PROTECTED][EMAIL PROTECTED] I know your around Abby, but I cant find your contact details. Thanks! Melissah http://www.splitart.com/www.Splitarthttp://www.splitart.com/.com Try the new improved http://au.rd.yahoo.com/mail/tagline/*http://www.yahoo.com.auYahoo! Australia NZ Search Alphia Possamai-Inesedy Ba (Hons.) PhD. Candidate School of Applied and Human Sciences Bankstown Campus, University of Western Sydney UWS Locked Bag 1797 South Penrith Distribution Centre NSW 1797 Australia Phone: 02 97726628 Fax: 02 97726584 -- Jo Bourne Virtual Artists Pty Ltd -- This mailing list is sponsored by ACE Graphics. Visit http://www.acegraphics.com.au to subscribe or unsubscribe. Alphia Possamai-Inesedy Ba (Hons.) PhD. Candidate School of Applied and Human Sciences Bankstown Campus, University of Western Sydney UWS Locked Bag 1797 South Penrith Distribution Centre NSW 1797 Australia Phone: 02 97726628 Fax: 02 97726584
RE: [ozmidwifery] Re: Private Insurance companies covering independent midwives?
We are with Defence Health and they cover midwifery, so many pre and post natal visits and X amount for birth, cant remember the actual payout though. My understanding is that its not uncommon for the midwife to arrange the costs on paper so as to maximise pay outs. I have done the ring around of companies in SA and it makes for an interesting experience. Most had to get the book out and read it or ask a supervisor, in other words they had no idea, its an education for the staff. One company would only pay on the cost of birth if baby was born in hospital not at home. I asked how they would know, he said only if the midwife wrote that it was a homebirth. They don't understand why women even make this choice, I had to explain that homebirth wasn' t accidental it was planned a number of times. As for Indemnity Ins in relation to Health Ins paying out, the two are completely different, one covers adverse outcome, etcand the other is recovering cost of services provided. I can't see how they can descriminate, as long as the person is qualified, I bet they don't ask for proof of indemnity ins from any other provider. I believe some insurers also cover for the cost of childbirth education, we had a mix up when I claimed the birth of my last baby and found this out, its worth asking if you do. The other thing is that some companies offer little bonuses if you register with them, likea basket etc and homebirth mums should not be discriminated against for this, so ask. Cheers Megan -Original Message-From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED]On Behalf Of Alphia Possamai-InesedySent: Tuesday, 24 February 2004 9:23To: [EMAIL PROTECTED]Subject: [ozmidwifery] Re: Private Insurance companies covering independent midwives? Jen,I was not aware that this was the case - do you know which private insurance companies do this? I find it surprising considering that independent midwives are not covered by indemnity insurance. I am currently finishing a subsection of my thesis on the indemnity crisis and found your news interesting. If you could help me out with this I would grealty appreciate it.Take careAlphiaAt 03:47 AM 17/02/2004, you wrote: Some private insurance companies cover the fee of a midwife in private practice.One to one care with a midwife she's known throughout pregnancy birth is her best bet for successful breast feeding.Best of luck, Jen"Melissah Scott @ Spilt Art" [EMAIL PROTECTED] wrote: I have someone who is about 18 weeks pregnant and fairly recently moved to the blue mountians (Katoomba) She is unsure of where to birth at the moment and is concidering birthing at nepean private to make use of her private health insurance. She is hoping to stay in hospital for about 5 or so days, and at nepean private her husband can stay with her. She wants to stay in for a few days because she is nervous about being able to breastfeed and take care of her bub, as she feels she has not much idea of what she is doing. So I sugested to her that maybe a doula could be of great benifit to her by the way of childbirth info, birthing and post natal care/advice etc. She is quite interested in talking to some doulas in the area. So, I thought Id try to get together a list of Doulas in the area to pass on to her. If anyone is interested, could you please either reply or email me directly with all your details [EMAIL PROTECTED] I know your around Abby, but I cant find your contact details. Thanks! Melissah www.Splitart.com Try the new improved Yahoo! Australia NZ Search Alphia Possamai-Inesedy Ba (Hons.)PhD. CandidateSchool of Applied and Human SciencesBankstown Campus, University of Western SydneyUWS Locked Bag 1797South Penrith Distribution CentreNSW 1797 AustraliaPhone: 02 97726628Fax: 02 97726584