RE: RE: co-ops + human behavior

2000-12-08 Thread Mikalac Norman S NSSC

whoa, austin  just one minute  please!

i read your drift that you don't agree with my expert opinions.

first, who is "we", like in "We know it is."?  the entire world except me?

if so, then i vociferously object!!!

i say that humans, like ALL animals, have a genetic endowment that limits
how we behave.  further, that social engineers need proceed with caution.

e.g., when falling from a tree, a person can't right him/herself like a cat
no matter how much learning the person has because the cat is genetically
programmed to perform that behavior better than a human.  however, a
trampolinist who jumps straight up can use his/her given genetic endowment
to fall flat on his/her back by bringing his/her arms swiftly over the head
and a high diver can turn through many movements by moving parts of the body
in different ways.  same principle, but genetic hard-wiring limits what
humans can do.  (i like those examples because it is an excellent example of
Newton's third law and conservation of angular momentum for tutoring wayward
Physics students.)

if i hear correctly what you are saying, you would maintain that with
sufficient learning, a person could do what a cat can do too.  if so, then
again i object wholeheartedly.

that was an extreme example, of course, but the point of it is that humans
learn upon a genetic endowment that limits the learning.

back to dominance-submissiveness, cooperation-competition, etc.  in making
social prescriptions, to be on the safe side for the "public interest", i
would suggest that social engineers assume SOME genetic wiring so that their
prescriptions don't create more problems than they solve.  that's why i'm a
"gradualist" for social reform.

please explain in more detail why you object to these views?

norm
 

-Original Message-
From: Austin, Andrew [mailto:[EMAIL PROTECTED]]
Sent: Thursday, December 07, 2000 3:06 PM
To: '[EMAIL PROTECTED]'
Subject: [PEN-L:5807] RE: co-ops + human behavior




We don't have to assume social behavior is learned. We know it is. 

Andrew Austin
Green Bay, WI




RE: RE: co-ops + human behavior

2000-12-08 Thread Austin, Andrew


In order to know how genetics "limits" us, we would need to know what we
would otherwise be capable of if but for our genetic structure (the facts of
which we do not fully understand, let alone what we might dream up). This is
something of a nonfalsifiable proposition, isn't it, if we depart from the
obvious (like we cannot fly unaided because we have no wings)? Since the
discussion appears to presuppose social behavioral genes, the argument
strikes me as absurd.

Andrew Austin
Green Bay, WI

-Original Message-
From: Mikalac Norman S NSSC [mailto:[EMAIL PROTECTED]]
Sent: Friday, December 08, 2000 7:48 AM
To: '[EMAIL PROTECTED]'
Subject: RE: RE: co-ops + human behavior


whoa, austin  just one minute  please!

i read your drift that you don't agree with my expert opinions.

first, who is "we", like in "We know it is."?  the entire world except me?

if so, then i vociferously object!!!

i say that humans, like ALL animals, have a genetic endowment that limits
how we behave.  further, that social engineers need proceed with caution.

e.g., when falling from a tree, a person can't right him/herself like a cat
no matter how much learning the person has because the cat is genetically
programmed to perform that behavior better than a human.  however, a
trampolinist who jumps straight up can use his/her given genetic endowment
to fall flat on his/her back by bringing his/her arms swiftly over the head
and a high diver can turn through many movements by moving parts of the body
in different ways.  same principle, but genetic hard-wiring limits what
humans can do.  (i like those examples because it is an excellent example of
Newton's third law and conservation of angular momentum for tutoring wayward
Physics students.)

if i hear correctly what you are saying, you would maintain that with
sufficient learning, a person could do what a cat can do too.  if so, then
again i object wholeheartedly.

that was an extreme example, of course, but the point of it is that humans
learn upon a genetic endowment that limits the learning.

back to dominance-submissiveness, cooperation-competition, etc.  in making
social prescriptions, to be on the safe side for the "public interest", i
would suggest that social engineers assume SOME genetic wiring so that their
prescriptions don't create more problems than they solve.  that's why i'm a
"gradualist" for social reform.

please explain in more detail why you object to these views?

norm
 

-Original Message-
From: Austin, Andrew [mailto:[EMAIL PROTECTED]]
Sent: Thursday, December 07, 2000 3:06 PM
To: '[EMAIL PROTECTED]'
Subject: [PEN-L:5807] RE: co-ops + human behavior




We don't have to assume social behavior is learned. We know it is. 

Andrew Austin
Green Bay, WI




Re: RE: RE: co-ops + human behavior

2000-12-08 Thread Jim Devine

norm wrote:
i say that humans, like ALL animals, have a genetic endowment that limits
how we behave.

I think it's silly to reject -- as some leftists do -- the fact that 
there's a genetic determinant to the "nature of human nature." The genetic 
basis of human nature, however, has a lot of room to move (unlike, say, for 
cats, whose behavior seems to be mostly -- though not totally -- programmed 
by their genes). That is genetics determine human _potential_. The point 
for socialists should be to liberate and to _realize_ that potential, not 
to turn people into angels. This should be possible given the way that 
humanity has switched to using culture (including technology) as the main 
way of surviving and evolving and the many ways in which people's 
characters have varied over time and between cultures.

BTW, Albert  Hahnel's QUIET REVOLUTION IN WELFARE ECONOMICS, like all of 
their writings that I've read, take the fact that genetics plays a role 
very explicitly. These are folks whose politics veers toward anarchism or 
utopian socialism. In this, they are like Noam Chomsky, a more explicit 
anarchist (he's a self-described "libertarian socialist," isn't he?), who 
sees a genetic basis for the abstract grammar that he sees as the basis for 
concrete languages that people have.

  further, that social engineers need proceed with caution.

My flavor of socialism has always opposed social engineering -- as a 
version of "socialism from above," imposed by what the "Internationale" 
terms "condescending saviors." Instead, the emphasis is on working-class 
collective self-liberation (with parallel principles applying to other 
oppressed groups).

Jim Devine [EMAIL PROTECTED]   http://bellarmine.lmu.edu/~jdevine




RE: Re: Re: co-ops

2000-12-06 Thread Charles Brown

What I recall was a bill in Congress .

CB

 [EMAIL PROTECTED] 12/05/00 01:00PM 
don't understand why this is a Constitutional crisis worthy of the High-9.
something in the Constitution that prevents co-ops?

maybe i need a legal lesson in "legal forms of business enterprise".

norm


-Original Message-
From: Jim Devine [mailto:[EMAIL PROTECTED]] 
Sent: Monday, December 04, 2000 4:51 PM
To: [EMAIL PROTECTED] 
Subject: [PEN-L:5537] Re: Re: co-ops


At 01:20 PM 12/4/00 -0800, you wrote:
A case hit the Supreme Court a couple years ago in which the banks tried to
curtail the credit unions.

didn't they succeed? this is different though, since they were trying to 
squish their competitors rather than objecting to an organizational form of 
the potential borrowers.

Jim Devine [EMAIL PROTECTED]   http://bellarmine.lmu.edu/~jdevine 




RE: Re: RE: Re: co-ops

2000-12-05 Thread Max Sawicky

I don't doubt it.  I was speaking from a
U.S. vantage point, where a coop in our
ocean of business firms and hierarchical
non-profits is more of a curiosity than
a political statement.

mbs


  Coops are not so dangerous that a lender
 would forego their business.\
 
 mbs
 
Max,
You should hear/see the venom hurled by private business 
whenever the provincial government threatens to extend the same 
small business subsidies to co-ops as it does to private 
businesses.  Quite nasty.

Paul Phillips,
Economics,
University of Manitoba




Re: RE: Re: co-ops

2000-12-05 Thread Ken Hanly

Well, this list strikes me as rather insular. Louis talks about Co-ops in
the same breath with utopian socialism. On the prairies co-ops, credit
unions, etc. are all
around us. They are not failing. Part of the reason for the plethora of
co-ops is that there have been social democratic and/or populist provincial
governments committed to them. The party that ruled Saskatchewan for many
years and brought in the first North American universal health care system
was called the
Co-operative Commonwealth Federation..The Regina Manifesto, the party
platform for some time, called for the abolition of capitalism and its
replacement by a Co-operative Commonwealth. I posted the Manifesto to Pen-L
some time ago,. We still have a minister responsible for co-operatives in
the Manitoba provincial government. Things have changed for the worse but it
was not long ago that co-operative housing was funded by both provincial and
federal government. While there were some ridiculous restrictions a group of
which I was president were able to get financing  at below market rates. In
exchange we made some of our units available to the local housing authority
for public housing. We had two apartment bldgs and a substantial number of
double units plus one special unit for handicapped peoples. The local
Conservative MP helped us rather than  hindered us . He had a son who was
handicapped. Even the local Conservative dominated council did not give us a
bad time since construction was almost non=existent and the city had
landbanked land they were eager to have developed. So it all depends upon
the specific context whether co-ops work. At present in rural Manitoba,
banks are losing the battle with Credit Unions. Many banks are just pulling
out of smaller towns because there is no profit to be made for them.
Customers are then snapped up by local credit unions.

   Cheers, Ken Hanly

- Original Message -
From: Charles Brown [EMAIL PROTECTED]
To: [EMAIL PROTECTED]
Sent: Monday, December 04, 2000 3:02 PM
Subject: [PEN-L:5525] RE: Re: co-ops




  [EMAIL PROTECTED] 12/04/00 03:30PM 
 to CB: can you make a substantiated case for capitalists putting co-ops
out
 of business?  of course one would be for banks to lend at higher interest
 rates as JD says.  what other destructive mechanisms do they have?

 ((

 CB: Credit unions are coops. Recently there was an effort by big banks to
get a federal law passed that would restrict credit unions.

 My parents live in housing structured as a coop. That is rare. But that is
only indirect evidence of how big biz may limit the proliferation of the
form.





Re: Re: co-ops

2000-12-05 Thread Ken Hanly

Credit Unions in Canada were also restricted but I do not know the
details...but banks also have tried to keep trust companies from banking
functions,,
unsuccesssfully I gather. If there is strong enough political pressure
governments can and have been moved on these matters. Money talks but so do
votes.
 Cheers, Ken Hanly

- Original Message -
From: Michael Perelman [EMAIL PROTECTED]
To: [EMAIL PROTECTED]
Sent: Monday, December 04, 2000 3:20 PM
Subject: [PEN-L:5532] Re: co-ops


 A case hit the Supreme Court a couple years ago in which the banks tried
to
 curtail the credit unions.
 --

 Michael Perelman
 Economics Department
 California State University
 [EMAIL PROTECTED]
 Chico, CA 95929
 530-898-5321
 fax 530-898-5901





Re: Re: co-ops

2000-12-05 Thread Louis Proyect

Ken Hanley wrote:
Well, this list strikes me as rather insular. Louis talks about Co-ops in
the same breath with utopian socialism. On the prairies co-ops, credit
unions, etc. are all
around us. They are not failing. 

One of the things that must not be neglected is the very real value of such
experiments that brought tangible improvements to the lives of working
people. The problem is not that they didn't work, but rather that they were
not answers to the real problem which is who rules the state and therefore
has the ability to direct the economy as a whole.

St. Petersburg Times, February 13, 1994, Sunday, City Edition 

WITHOUT SIN: The Life and Death of the Oneida Community 
By Spencer Klaw 
Viking, $ 25 

UTOPIAN EPISODES: Daily Life in Experimental Colonies Dedicated to Changing
the World 
By Seymour R. Kesten 
Syracuse University Press, $ 39.95 

Reviewed by Delilah Jones 

In the 19th century the secret to maintaining a society of free love was
the manufacture of household goods, and the real shame today is that no one
in the 1960s ever really figured that out. 

Religious and socially inspired utopian experiments were rather common in
19th-century America. There were dozens of them from the 1820s until
shortly after the Civil War, including New Harmony, Brook Farm and Icaria.
Many of these were not devoted to free love at all , but one of the most
famous of them all was: the Oneida community, which produced a wide range
of household products in its time and even today remains a name recognized
for its fine silverware (as is Amana, a once-successful community, whose
name is still known for its refrigerators). 

Many of these utopian communities were inspired by the ideas of Charles
Fourier, a Frenchman who believed that people should be like butterflies -
moving from one job to another rather than staying always in the same place
- thereby attaining the maximum achievement (because no one would get bored
or fall into a rut) - although, frankly, he also believed that a golden age
of harmony was approaching in which the sea would lose its saltiness and
turn to lemonade, and/or by those of Robert Owen, who was rather more
inspired by notions of "enlightened capitalism." 

Seymour Kesten's rather ploddingly written Utopian Episodes: Daily Life in
Experimental Colonies Dedicated to Changing the World covers the history
and background of these men and the history of the Utopian movement, noting
that it arose as a response to poor social conditions in 19th-century
America. During this industrial age, people tended to come down on one of
two sides - and still do today - that the troubles of society were due, on
the one hand, to the evils of sin, and, on the other, to the evils of
poverty, ignorance and inequality. 

If nothing else is true about Americans, it is that they are attracted by
kooks and extremists with solutions to their problems (especially economic
woes and psychic agonies). The louder and the kookier they are, the more we
seem to like them . 

My own favorite 19th-century kook has to be John Humphrey Noyes, who
founded the Oneida community - which had the good sense to couple free love
with the manufacture of silverware and other household goods (including the
first Lazy Susan, which was invented at Oneida). The community put into
thriving economic play Noyes' theories of complex marriage (which is to say
free love among members of the community, provided that Noyes approved),
Stirpiculture (a word for human breeding coined by Noyes) and Perfectionism
(a 19th-century religious movement that was connected with the Utopian
movement). 

The fascinating rise and fall of the Oneida experiment (which had its
genesis in Noyes' conception that God had made all men and women without
sin, and therefore nothing that brings pleasure - such as intercourse - can
possibly be a sin) is entertainingly narrated by Spencer Klaw in his lively
Without Sin: The Life and Death of the Oneida Community. The Oneidans, for
more than 30 years, managed to operate a communal society with thriving
businesses and sexual freedom (for its time) and social equality
(relatively) for women. 

Perhaps I like Noyes because he succeeded, and nothing is more attractive
than success, or maybe I just like his silverware; but what could be more
entertaining to read than the story of a guy who wanted to sleep with any
woman he desired - so he invented a religion and a God-given mission that
made it not only an okay thing to do, but a moral imperative? 

Okay, so maybe I don't approve of the fact that he slept with his nieces,
but I remain steadfast in my belief that Noyes was right about variety
being the path to heaven - and right when he said it was dangerous to get
into a rut because the devil will always know where to find you. Movement
and variety are the essence of American life. Maybe the reason we like
kooks so much is that they manage, somehow, to stick out from among all
those freshly scrubbed millions. 

Louis Proyect

RE: Re: Re: co-ops

2000-12-05 Thread Mikalac Norman S NSSC

don't understand why this is a Constitutional crisis worthy of the High-9.
something in the Constitution that prevents co-ops?

maybe i need a legal lesson in "legal forms of business enterprise".

norm


-Original Message-
From: Jim Devine [mailto:[EMAIL PROTECTED]]
Sent: Monday, December 04, 2000 4:51 PM
To: [EMAIL PROTECTED]
Subject: [PEN-L:5537] Re: Re: co-ops


At 01:20 PM 12/4/00 -0800, you wrote:
A case hit the Supreme Court a couple years ago in which the banks tried to
curtail the credit unions.

didn't they succeed? this is different though, since they were trying to 
squish their competitors rather than objecting to an organizational form of 
the potential borrowers.

Jim Devine [EMAIL PROTECTED]   http://bellarmine.lmu.edu/~jdevine




Re: Re: co-ops

2000-12-05 Thread Michael Perelman

The huge Berkeley co-op went belly-up.  They tried to expand too fast --
acting corporate.

 There used to be a lot of co-ops in
Berkeley 
 when I lived there, because it was a hot-bed of leftism. (It's like in much 
 of Canada.)

-- 
Michael Perelman
Economics Department
California State University
Chico, CA 95929

Tel. 530-898-5321
E-Mail [EMAIL PROTECTED]




Re: Re: Re: co-ops

2000-12-05 Thread Jim Devine

At 02:06 PM 12/5/00 -0800, you wrote:
The huge Berkeley co-op went belly-up.  They tried to expand too fast --
acting corporate.

right. I was there for much of it (before the fall). They bought out a 
small chain of grocery stores and instantly grew, which led to the Co-Op's 
demise. There were also co-op dorms, though.

Jim Devine [EMAIL PROTECTED]   http://bellarmine.lmu.edu/~jdevine




Re: Re: co-ops

2000-12-05 Thread phillp2

Norm,
If you want to study co-ops as a system, complete with their own 
credit union bank and education system, have a look at the history 
and success of the Mondragon co-ops in Spain.  With all their 
limitations, this is probably the best example of what you are 
looking for.  I would also refer you to the Encyclopedia of Political 
Economy which has a digest not only of Mondragon, market 
socialism, social ownership, Marxian political economy and just 
about everything else you have asked about complete with short 
bibliographies on each topic.  It is an invaluable resource.

Paul Phillips,
Economics,
University of Manitoba




Re: Re: co-ops

2000-12-04 Thread Justin Schwartz

Sources, Jim? Especially on the bank stuff. I know the growth stuff, though 
if you have something I'd like to read it. --jks


if co-ops can successfully give people what they want at a price that
excludes "surplus value", then why haven't they become a major factor in
republican-capitalist societies?

there are at least two reasons:

(1) if they grow, they lose most or all of their advantages;

(2) banks won't lend to them, except at higher interest rates.

Jim Devine [EMAIL PROTECTED]   http://bellarmine.lmu.edu/~jdevine


_
Get more from the Web.  FREE MSN Explorer download : http://explorer.msn.com




RE: Re: co-ops

2000-12-04 Thread Mikalac Norman S NSSC

to CB: can you make a substantiated case for capitalists putting co-ops out
of business?  of course one would be for banks to lend at higher interest
rates as JD says.  what other destructive mechanisms do they have?

to JD: can you corroborate banks lending at higher rates?  that is
ideologically motivated or a reflection of co-op inability to repay loans?

thanks for your responses.

norm


-Original Message-
From: Charles Brown [mailto:[EMAIL PROTECTED]]
Sent: Monday, December 04, 2000 3:23 PM
To: [EMAIL PROTECTED]
Subject: [PEN-L:5517] Re: co-ops




 [EMAIL PROTECTED] 12/04/00 01:55PM 
thank you for your response that leads me to my next question:

if co-ops can successfully give people what they want at a price that
excludes "surplus value", then why haven't they become a major factor in
republican-capitalist societies?

(

CB: The capitalists are vigilant in retarding the growth of and destroying
any institutions that demonstrate the viability of an economy not based on
the extaction of surplus-value. They don't just sit around and let utopian
socialist projects creep-up and overcome capitalism. 

Be clear. Capitalists are violently opposed to people being able to get what
they want ( or need) at a price that excludes "surplus value". They put
profit before people.




RE: Re: co-ops

2000-12-04 Thread Brown, Martin (NCI)

I don't have the sources at my fingertips, but there are several case
studies of successful utopian-socialists experiments in California that were
actively suppressed, using legal and extra-legal means, by what can only be
described as agents of Capitalist interest, when they became economically
successful.  Others on the list may remember specific historical references
in regard to this.

-Original Message-
From: Charles Brown [mailto:[EMAIL PROTECTED]]
Sent: Monday, December 04, 2000 3:23 PM
To: [EMAIL PROTECTED]
Subject: [PEN-L:5517] Re: co-ops




 [EMAIL PROTECTED] 12/04/00 01:55PM 
thank you for your response that leads me to my next question:

if co-ops can successfully give people what they want at a price that
excludes "surplus value", then why haven't they become a major factor in
republican-capitalist societies?

(

CB: The capitalists are vigilant in retarding the growth of and destroying
any institutions that demonstrate the viability of an economy not based on
the extaction of surplus-value. They don't just sit around and let utopian
socialist projects creep-up and overcome capitalism. 

Be clear. Capitalists are violently opposed to people being able to get what
they want ( or need) at a price that excludes "surplus value". They put
profit before people.




Re: RE: Re: co-ops

2000-12-04 Thread Louis Proyect

Martin Brown wrote:
I don't have the sources at my fingertips, but there are several case
studies of successful utopian-socialists experiments in California that were
actively suppressed, using legal and extra-legal means, by what can only be
described as agents of Capitalist interest, when they became economically
successful.  Others on the list may remember specific historical references
in regard to this.

That's the key word: "utopian-socialist". (Norm, put Engels' "Socialism,
Utopian and Scientific" on your list to understand the problem with co-ops.
For that matter, you don't have to spend a penny on it. It is online at
www.marxists.org.)

Louis Proyect
Marxism mailing list: http://www.marxmail.org




RE: Re: co-ops

2000-12-04 Thread Charles Brown



 [EMAIL PROTECTED] 12/04/00 03:30PM 
to CB: can you make a substantiated case for capitalists putting co-ops out
of business?  of course one would be for banks to lend at higher interest
rates as JD says.  what other destructive mechanisms do they have?

((

CB: Credit unions are coops. Recently there was an effort by big banks to get a 
federal law passed that would restrict credit unions. 

My parents live in housing structured as a coop. That is rare. But that is only 
indirect evidence of how big biz may limit the proliferation of the form.




Re: Re: Re: co-ops

2000-12-04 Thread Jim Devine

At 08:15 PM 12/4/00 +, you wrote:
Sources, Jim? Especially on the bank stuff. I know the growth stuff, 
though if you have something I'd like to read it. --jks

if co-ops can successfully give people what they want at a price that
excludes "surplus value", then why haven't they become a major factor in
republican-capitalist societies?

there are at least two reasons:

(1) if they grow, they lose most or all of their advantages;

(2) banks won't lend to them, except at higher interest rates.

Gary Dymski has done a lot on this. It's a general consensus of the 
"workers' control" literature (that I've seen) that workers' co-operatives' 
major problem is in financing, especially for expansion, while Gary and 
others (at one point or another) associated with UMass-Amherst Economics 
have pointed to the refusal of banks to provide that financing. Now this 
can't be extended without change to consumers' cooperatives, but there are 
a lot of similarities between the two types of organizations.


Jim Devine [EMAIL PROTECTED]   http://bellarmine.lmu.edu/~jdevine




Re: Re: Re: Re: co-ops

2000-12-04 Thread Justin Schwartz

Thanks. If you have specific cites, I'd appreciate 'em. --jks



Gary Dymski has done a lot on this. . . .  and
others (at one point or another) associated with UMass-Amherst Economics
have pointed to the refusal of banks to provide that financing.

_
Get more from the Web.  FREE MSN Explorer download : http://explorer.msn.com




Re: Re: co-ops

2000-12-04 Thread Jim Devine

At 01:20 PM 12/4/00 -0800, you wrote:
A case hit the Supreme Court a couple years ago in which the banks tried to
curtail the credit unions.

didn't they succeed? this is different though, since they were trying to 
squish their competitors rather than objecting to an organizational form of 
the potential borrowers.

Jim Devine [EMAIL PROTECTED]   http://bellarmine.lmu.edu/~jdevine




RE: Re: co-ops

2000-12-04 Thread Max Sawicky

At 01:55 PM 12/4/00 -0500, you wrote:
if co-ops can successfully give people what they want at a price that
excludes "surplus value", then why haven't they become a major factor in
republican-capitalist societies?

there are at least two reasons:

(1) if they grow, they lose most or all of their advantages;

(2) banks won't lend to them, except at higher interest rates.

Jim Devine [EMAIL PROTECTED]   http://bellarmine.lmu.edu/~jdevine



You forgot that worker-owners like surplus value.
As to (1) and (2), I don't see why either should
follow.  Coops are not so dangerous that a lender
would forego their business.\

mbs




Re: Re: co-ops

2000-12-04 Thread Ken Hanly

I missed the earlier part of this discussion. You must be talkiing of some
type of production co-op. THere are co-operative financial institutions:
credit unions, or caisse populaires. There are retail co-ops, agricultural
marketing co-ops, dairy co-ops, housing co-oops and on and on. Go to any
small town near where I am and the main financial institution will not be a
bank but a credit union. The main or only grocery store in town will be a
co-op. I belong to four retail co-ops and two credit unions. Our local
credit union amalgamated with two others. THe growth increases our
advantages rather than losing them. We now have 24 hour no fee access to an
ATM rather than paying 50 cents for each transaction formerly. It may be
that some very large urban credit unions lose a lot of advantages of smaller
credit unions I couldn't say. But if they do why would they continue
growing?
Cheers. Ken Hanly
- Original Message -
From: Jim Devine [EMAIL PROTECTED]
To: [EMAIL PROTECTED]
Sent: Monday, December 04, 2000 1:33 PM
Subject: [PEN-L:5506] Re: co-ops


 At 01:55 PM 12/4/00 -0500, you wrote:
 if co-ops can successfully give people what they want at a price that
 excludes "surplus value", then why haven't they become a major factor in
 republican-capitalist societies?

 there are at least two reasons:

 (1) if they grow, they lose most or all of their advantages;

 (2) banks won't lend to them, except at higher interest rates.

 Jim Devine [EMAIL PROTECTED]   http://bellarmine.lmu.edu/~jdevine





Re: RE: Re: co-ops

2000-12-04 Thread Justin Schwartz




You forgot that worker-owners like surplus value.
As to (1) and (2), I don't see why either should
follow.  Coops are not so dangerous that a lender
would forego their business.\


Indeed, if the usual studies are correct, co-ops are as efficient or more so 
than capitalist enterprise, and no less productive or profitable. So if 
lenders make decisions solely on those basis, they should not discriminate 
against co-ops. That does not mean they do make such decisions.

I have heard, indeed read, but without support, that lenders are suspicious 
of coops not because they threaten capitalism, but because they (lenders) 
are mystified by their management structures and unwilling to lend where 
they don't understand.

A purely acedotal story. There was a really fine coop bookstore in Ann Arbor 
when I was in grad school in the 80s. It had existed for 15+ years and had 
never made a late payment. TRhen one day, the banks pulled its credit and it 
could not but books. The building was later leased by a large commercial 
bookstore. which failed in the local competition; it's now a sort of mall 
with cheap furniture, etc., I believe. The suspicion was widespread, though 
unprovable, that the banks could not stand a successful cops taht was, among 
other things, represented by the IWW.

--jks
_
Get more from the Web.  FREE MSN Explorer download : http://explorer.msn.com




RE: Re: RE: Re: co-ops

2000-12-04 Thread Lisa Ian Murray


 A purely acedotal story. There was a really fine coop bookstore
 in Ann Arbor
 when I was in grad school in the 80s. It had existed for 15+
 years and had
 never made a late payment. TRhen one day, the banks pulled its
 credit and it
 could not but books. The building was later leased by a large commercial
 bookstore. which failed in the local competition; it's now a sort of mall
 with cheap furniture, etc., I believe. The suspicion was
 widespread, though
 unprovable, that the banks could not stand a successful cops taht
 was, among
 other things, represented by the IWW.

 --jks
**

Didn't Borders Books get it's start in Ann Arbor?

Ian




Re: RE: Re: RE: Re: co-ops

2000-12-04 Thread Justin Schwartz




Didn't Borders Books get it's start in Ann Arbor?

Ian


When I was in grad school, it was just the local bookstore. --jks

_
Get more from the Web.  FREE MSN Explorer download : http://explorer.msn.com




Re: Re: RE: Re: co-ops

2000-12-04 Thread phillp2

Yea Louis, 
But we don't all agree with Engels on this point (and in fact, many 
of us may actively disagree?).

Paul Phillips,
Economics,
University of Manitoba

Date sent:  Mon, 04 Dec 2000 15:48:03 -0500
To: [EMAIL PROTECTED]
From:   Louis Proyect [EMAIL PROTECTED]
Subject:[PEN-L:5523] Re: RE: Re: co-ops
Send reply to:  [EMAIL PROTECTED]

 Martin Brown wrote:
 I don't have the sources at my fingertips, but there are several case
 studies of successful utopian-socialists experiments in California that were
 actively suppressed, using legal and extra-legal means, by what can only be
 described as agents of Capitalist interest, when they became economically
 successful.  Others on the list may remember specific historical references
 in regard to this.
 
 That's the key word: "utopian-socialist". (Norm, put Engels' "Socialism,
 Utopian and Scientific" on your list to understand the problem with co-ops.
 For that matter, you don't have to spend a penny on it. It is online at
 www.marxists.org.)
 
 Louis Proyect
 Marxism mailing list: http://www.marxmail.org
 




Re: Re: Re: co-ops

2000-12-04 Thread phillp2

Like Ken, I belong to two credit unions and only one co-op (a 
gasoline retail co-op that returns 5c a litre (approx 20 cents a US 
gallon) to the membership.  I also partially shop at an (aboriginal) 
retail grocery, workers co-op and patronize, when I can, a worker 
co-op courier service.  By the way, the Credit Unions mean you 
can get instant cash almost anywhere in the world, at market 
exchange rates, through cash machines.  Wonerful, Wonerful.

Paul Phillips,
Economics,
University of Manitoba



From:   "Ken Hanly" [EMAIL PROTECTED]
To: [EMAIL PROTECTED]
Subject:[PEN-L:5554] Re: Re: co-ops
Date sent:  Mon, 4 Dec 2000 21:05:29 -0600
Send reply to:  [EMAIL PROTECTED]

 I missed the earlier part of this discussion. You must be talkiing of some
 type of production co-op. THere are co-operative financial institutions:
 credit unions, or caisse populaires. There are retail co-ops, agricultural
 marketing co-ops, dairy co-ops, housing co-oops and on and on. Go to any
 small town near where I am and the main financial institution will not be a
 bank but a credit union. The main or only grocery store in town will be a
 co-op. I belong to four retail co-ops and two credit unions. Our local
 credit union amalgamated with two others. THe growth increases our
 advantages rather than losing them. We now have 24 hour no fee access to an
 ATM rather than paying 50 cents for each transaction formerly. It may be
 that some very large urban credit unions lose a lot of advantages of smaller
 credit unions I couldn't say. But if they do why would they continue
 growing?
 Cheers. Ken Hanly
 - Original Message -




Re: RE: Re: co-ops

2000-12-04 Thread phillp2


  Coops are not so dangerous that a lender
 would forego their business.\
 
 mbs
 
Max,
You should hear/see the venom hurled by private business 
whenever the provincial government threatens to extend the same 
small business subsidies to co-ops as it does to private 
businesses.  Quite nasty.

Paul Phillips,
Economics,
University of Manitoba