[QUAD-L] Fwd: Insurance question

[Larry Willis]

A huge thank you to all for your insurance advice. As always, a great help.
Some good news at last. Melissa has no heart blockage. She comes home
tomorrow and goes to Louisville on Monday for defibrillator surgery. Thanks
for your continued prayers.

-- Forwarded message --
From: *Danny Hearn* 
Date: Tuesday, January 12, 2016
Subject: Insurance question
To: Larry Willis , "quad-list@eskimo.com" <
quad-list@eskimo.com>


Larryyou should be able to do that...a quad is 100% disabled. I don't
know how long it takes to get the medicare going, I think each state is a
bit different...I would  inquire thru medicade/social security or
disability lawer office...I'm not sure exactly who to call in KY> but try a
computer search of these govermment offices and i'm sure they will help you
out, also A social services helper in your area may be of help...Most
hospitals have workers there you can ask.  Good Luck, Dan H*


On Tuesday, January 12, 2016 8:59 PM, Larry Willis > wrote:


I have insurance through the Ky teachers retirement system. It leaves much
to be desired. It converts to Medicare in two years when I turn 65. My
question is can I be declared disabled and get Medicare now? I inquired
about home health making a daily visit to dress my wounds. The cost was
$750 up front and a 30% co-pay. I can't do thatat all. What do youse
guys think? Btw, wife Melissa has heart cath in the morning and is
scheduled for defibrillator on Monday if cath goes well. Prayers. Thanks.

Larry Willis
Retired and proud of it


Begin forwarded message:

*Resent-From:* quad-list@eskimo.com

*From:* Jim Lubin >
*Date:* January 12, 2016 at 8:13:16 PM EST
*To:* quad-list@eskimo.com

*Subject:* *[QUAD-L] ABLE Accounts May Be Available Sooner Than Expected -
Disability Scoop*

https://www.disabilityscoop.com/2016/01/11/able-accounts-sooner-expected/21752/

RE: [QUAD-L] Insurance question

[nichole rohling]

Larry I think you qualify for Medicare now since you are disabled. Do you 
receive Social Security Disability? I believe one would be primary and one 
would be secondary insurance, just not sure which but your local social 
security office should be able to help. 

 

Nicki

 

From: Larry Willis [mailto:lwillis82...@gmail.com] 
Sent: Tuesday, January 12, 2016 8:59 PM
To: quad-list@eskimo.com
Subject: [QUAD-L] Insurance question

 

I have insurance through the Ky teachers retirement system. It leaves much to 
be desired. It converts to Medicare in two years when I turn 65. My question is 
can I be declared disabled and get Medicare now? I inquired about home health 
making a daily visit to dress my wounds. The cost was $750 up front and a 30% 
co-pay. I can't do thatat all. What do youse guys think? Btw, wife Melissa 
has heart cath in the morning and is scheduled for defibrillator on Monday if 
cath goes well. Prayers. Thanks.

Larry Willis

Retired and proud of it

 


Begin forwarded message:

Resent-From: quad-list@eskimo.com
From: Jim Lubin 
Date: January 12, 2016 at 8:13:16 PM EST
To: quad-list@eskimo.com
Subject: [QUAD-L] ABLE Accounts May Be Available Sooner Than Expected - 
Disability Scoop

https://www.disabilityscoop.com/2016/01/11/able-accounts-sooner-expected/21752/

Re: [QUAD-L] ABLE Accounts May Be Available Sooner Than Expected - Disability...

[Derrick]

Yes. You must adhere to that.
I called and discussed this with people involved in passing the law. I 
told them it was unfair to not let those of us that are older than 26. 
The people did not have any good reason why older quads are disallowed. 
And it is what is and we are left out.


Doesn't always seem that you just miss qualifying for most helpful 
government programs ?

And others know how to manipulate things to qualify?
Derrick


On 1/13/2016 8:15 AM, Dave Krehbiel wrote:


Thanks. According to the article, in order to be eligible for the 
program, a person must have a disability which occurred before the age 
of 26.


*From:*wheelch...@aol.com [mailto:wheelch...@aol.com]
*Sent:* Tuesday, January 12, 2016 8:18 PM
*To:* jlu...@eskimo.com; quad-list@eskimo.com
*Subject:* Re: [QUAD-L] ABLE Accounts May Be Available Sooner Than 
Expected - Disability...


Thanks Jim

Happy New Year

Best Wishes

In a message dated 1/12/2016 7:13:21 P.M. Central Standard Time, 
jlu...@eskimo.com  writes:



https://www.disabilityscoop.com/2016/01/11/able-accounts-sooner-expected/21752/

[QUAD-L] Insurence?

[greg]

I'm on Medicare but switched to a Medicare Replacement Program. They just cover 
a bit more. But I still have 20% co-pay on durable goods, Wheelchairs, etc. 
Does anyone know of a supplemental insurance that can cover the extra 20%? 
That's a lot when getting a new chair.
Greg

RE: [QUAD-L] ABLE Accounts May Be Available Sooner Than Expected - Disability...

[Dave Krehbiel]

Thanks. According to the article, in order to be eligible for the program, a
person must have a disability which occurred before the age of 26.

 

From: wheelch...@aol.com [mailto:wheelch...@aol.com] 
Sent: Tuesday, January 12, 2016 8:18 PM
To: jlu...@eskimo.com; quad-list@eskimo.com
Subject: Re: [QUAD-L] ABLE Accounts May Be Available Sooner Than Expected -
Disability...

 

Thanks Jim

Happy New Year 

Best Wishes

 

In a message dated 1/12/2016 7:13:21 P.M. Central Standard Time,
jlu...@eskimo.com writes:

https://www.disabilityscoop.com/2016/01/11/able-accounts-sooner-expected/217
52/