Re: [silk] Ethics in big Indian companies

2007-08-07 Thread Binand Sethumadhavan
On 07/08/07, Suresh Ramasubramanian <[EMAIL PROTECTED]> wrote:
> On 8/7/2007 2:06 PM, Binand Sethumadhavan wrote:
>
> > The government has been largely ineffective in controlling monopolies
> > in India - probably because in most industries, the biggest players
> > are government-owned at the moment (Telecom - BSNL, Banking - SBI,
> > Insurance - LIC etc.). The "watchdog" organisations setup by the
>
> These are known for poor customer service but certainly not for shafting
> the customer (well, not to all that much of an extent)
>
> Private players like ICICI on the other hand ..

Those were examples of state-controlled monopolies and the reason I
feel watchdog organisations are ineffective in India. Though there are
no end of anecdotal evidence of them shafting customers (especially
SBI, and more so their credit cards division).

Like the time I went to SBI, Besant Nagar branch and tried to open a
PPF account on my son's name... I was told that "minors cannot hold
PPF accounts" (though they apparently can if the guardian/parent opens
a FD with SBI).

Binand



Re: [silk] Ethics in big Indian companies

2007-08-07 Thread Suresh Ramasubramanian
On 8/7/2007 2:06 PM, Binand Sethumadhavan wrote:

> The government has been largely ineffective in controlling monopolies
> in India - probably because in most industries, the biggest players
> are government-owned at the moment (Telecom - BSNL, Banking - SBI,
> Insurance - LIC etc.). The "watchdog" organisations setup by the

These are known for poor customer service but certainly not for shafting
the customer (well, not to all that much of an extent)

Private players like ICICI on the other hand ..



Re: [silk] Ethics in big Indian companies

2007-08-07 Thread Binand Sethumadhavan
On 06/08/07, Deepa Mohan <[EMAIL PROTECTED]> wrote:
> 2) Lack of competition (of good service providers)

Or in other words, monopolies.

The government has been largely ineffective in controlling monopolies
in India - probably because in most industries, the biggest players
are government-owned at the moment (Telecom - BSNL, Banking - SBI,
Insurance - LIC etc.). The "watchdog" organisations setup by the
government to protect the consumers' interests are largely ineffectual
probably because of this conflict of interest - hence even smaller
players tend to treat the consumer as an unavoidable nuisance.

Binand



Re: [silk] Ethics in big Indian companies

2007-08-06 Thread Sankarshan Mukhopadhyay
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Deepa Mohan wrote:

[interesting exercise I must admit]

> Why things are so bad even in "Big" companies:
> 
> 1) Popular feeling among both the elite and common man
> that we can't change things as they are.
> (imagine if Mahatma Gandhi had felt the same way)

Well in this case given the fact that in most of the cases it resembles
the transition from frying pan to flame there is not much choice for the
consumer to seek relief by boycotting services from Provider1 in lieu of
services from Provider2 (the point below)

> 2) Lack of competition (of good service providers)

> 3) Public not giving incentives (e.g. tips- this is
> not bribe- don't we tip the waiter in 5 star hotels)
> to good service providers like e.g BSNL staff.

This bit is kind of a new one. The incentive for pushing quality of
service upwards for a Provider would be ensuring that the consumer base
does not reduce. Providing incentives for providing service that's
already part of an SLA reads like an expensive proposition

> 4) Active consumer forums (a person I know- now in his
> seventies and severely ill) still runs an active
> consumer forum in Chennai. He does not have much
> support.

There's not an organized consumer movement based on forums and guidance.

> 5) Lack of cooperation from Mass media dependent on
> advertising (but internet offers a e-solution via
> blogs, I think some of us  can start one)

The power of a blog is directly proportional to the number of
aggregators it hits or some such.

> 6) Tendency of big companies (at mid levels) to
> discriminate from Big and important clients who follow
> up and common man clients- who do nothave the time, energy, or money
> to keep up the protest.

Airtel, ICICI and Dell (usage of the corporate and individual accounts
provide an unique experience)

:Sankarshan



- --

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[silk] Ethics in big Indian companies

2007-08-06 Thread Deepa Mohan
On an egroup that I moderate, we have been having discussions about
the business ethics,Ior lack thereof, in large Indian companies. t
started with our rating of various Internet Service Providers and went
on to mobile phone companies. Several names were, of course mentioned,
but I am not bringing them in herebut I thought I would like to
share this analysis and the solutions suggested by this friend of mine
from Riyadh:

Why things are so bad even in "Big" companies:

1) Popular feeling among both the elite and common man
that we can't change things as they are.
(imagine if Mahatma Gandhi had felt the same way)

2) Lack of competition (of good service providers)

3) Public not giving incentives (e.g. tips- this is
not bribe- don't we tip the waiter in 5 star hotels)
to good service providers like e.g BSNL staff.

4) Active consumer forums (a person I know- now in his
seventies and severely ill) still runs an active
consumer forum in Chennai. He does not have much
support.

5) Lack of cooperation from Mass media dependent on
advertising (but internet offers a e-solution via
blogs, I think some of us  can start one)

6) Tendency of big companies (at mid levels) to
discriminate from Big and important clients who follow
up and common man clients- who do nothave the time, energy, or money
to keep up the protest.

Solutions:

1) Support neutral (and paid for by subscription)
Product and service Rating agencies (not just credit
but also quality- service etc)

2) Express more often such complaints in public as you
have all just done. My wife( in chennai )every week
complains to me about one or other equipment or
service, as even after paying for it  she never gets a
satisfactory level of quality or service. (This is
still the big difference between such mundane matters
of day to day living abroad and in India)

3) Ask companies to have double tier service- a)
premium service and b) standard service where in
premium they would actually "hear and attend" to
complaints.

4) Ask several technical people to "comment" on common
problems. E.g. my wife had great difficulty to install
& connect a wifi connetion to laptop (after it has
been installed- it typically cuts of after 40 seconds
as Raj Nair's daughter experienced). She tried several
technicians including from BSNL and then obscure
technician from one of the suburbs fixed it in 2
minutes.

5) Publicize good performers and help them grow.

6) Suggest a course curricula which can be included in
IIMs and all graduate degrees on "Quality- why it
matters to you and me". May be one of the several
hundred educational institutions may even adopt it.
Let us not forget that IIMA is better because it stuck
to such "quality considerations".

P.B.Varadharajan
from Riyadh

What do you think...especially about his suggestion on "incentives"?

Deepa.