10 documents to secure before you die (Economic Times)

[Vanakkam Subbu]

**



 IMPORTANT FOR ALL OF US...



*Keep these essential papers in place and inform at least one family member
so that your heirs don't have to run from pillar to post to inherit what is
rightfully theirs.*

*1) Primary documents*

These include your birth certificate, marriage certificate, PAN card,
passport, election ID card and the Aadhaar card. Will be needed when
transferring assets to your heirs.

*2) Insurance details*

The purpose of life insurance will be defeated if your family is in the
dark. Make a list of all the policies, mentioning the name of insurers,
policy numbers, insured sums and the tenures.

*3) Pension documents*

If you have an NPS account, mention the account number and nomination
details. Give the pension account number with your employer.

*4) Property papers*

All property-related
documents should
be in one place. If the property is mortgaged, keep photocopies. Mention
the loan account number and the latest outstanding amount. If property is
insured, mention policy coverage.

*5) Bank account details*

Make a list of various bank accounts, giving the name of the bank, the
account number, holding pattern and the nomination details.

*6) Bank locker details*

Mention the name of bank, locker number, ownership pattern and whereabouts
of the key. Maintain an inventory of items kept in the locker and update
every time you operate it.

*7) Demat account details*

Give the name of depository partner, demat account number and nomination
details. If possible, update the details of the securities in the demat
account.

*8) Other investments*

Give details of the PPF
account and
folio numbers of other post office investments. Make a list of mutual fund
investments, mentioning folio numbers, ownership pattern and nomination
details.

*9) Loans and Receivables*

If you have taken or given private loans to relatives or friends, mention
the amount and the date by when these are payable/receivable.

*10) Online 10 passwords*

Though these are to be kept secret, keep a list for emergency reference.
Mention the website, the online ID and the password.

*Keep this in mind*

This information is to be kept secret and accessed only if the main
breadwinner of the family has either died or is in a medical emergency.

Make sure to update the information regularly. How often you do this
depends on your convenience and the changes in investments.

The information listed above is very basic. you may want to add more
details of other assets along the same lines.

You may want to make an online version of this information as well, but
make sure it is on a secure site.


* *





  [image: Mani_Rathinam]   *V a n a k k a m  S u b b u *   *
*  [image:
Mani_Rathinam]



  

**
*வாழிய செந்தமிழ்! வாழ்க நற்றமிழர்!
**வாழிய பாரதமணித் திருநாடு!
*

What does Dirgha AyushmAn bhavah mean?

[kannan bargavan]

   New post on *Sage of Kanchi*
  What does
Dirgha AyushmAn bhavah
mean?
by
mahesh 

 When Periyavaa was giving darshan, four or five Vidwans who had come for
darshan, were sitting on the floor.
In the course of his conversation (with the devotees), Periyavaa asked
them, "When Bhaktas do namaskaram to me, I bless them with the name
'Narayana, Narayana'. What do you people who are samsAris say for blessing?"
"We say, '[b]dIrgha AyushmAn bhavaH[b]'; only that is the custom."
"What does it mean?"
"Remain in saukyam for a long time' is its meaning."
Periyavaa asked all the Vidwans present there, one by one. Everyone said
the same meaning.
Periyavaa remained in silence for sometime. Then he said, "The meaning you
all said is a wrong one."
The Pandits were taken aback. Everyone of them was a bade bade Vidwan, and
had earned the Siromani title.
For the Samskrta Vaakyam 'Dirgha AyushmAn bhavah' even those with a little
knowledge of Samskrtam can tell the meaning. Such simple words! Yet
Periyavaa says the meaning is wrong?
"Shall I tell it myself.?" The Pandits sharpened their ears.
"Of the twenty-seven Yogas, one is named AyushmAn. Of the eleven KaraNas,
one is the called the Bhava. Among the week days, the Saumya Vaasaram falls
on a Wednesday. When all these three--on a Wednesday, the AyushmAn Yoga and
the Bhava KaraNa--occur together, that day is said to be shlAgya.
Therefore, if these three occur together, whatever good phalas would be
got, I bless that you may get all those fruits..."
All the Vidwans got up in together and did namaskaram to Periyavaal.
 *
*






  .

__,_._,___

Fwd: FW: Black Bra's....

[Raghunathan V.K]

BUSINESS IS BUSINESSSubject: FW: Black Bra's


To: pammal...@gmail.com




--- On *Wed, 7/18/12, K SURYAKUMAR, KVB, KARUR *wrote:


From: K SURYAKUMAR, KVB, KARUR 
Subject: FW: Black Bra's
To: "Hariprasad" , "Parthan_08@Yahoo. Com" <
parthan...@yahoo.com>, "Ravi Chandran" 
Date: Wednesday, July 18, 2012, 1:13 PM




 --

*From:* VIJAYAKUMAR S. [mailto:vijayakum...@kvbmail.com]
*Sent:* 18 July 2012 18:27
*To:* VIJAYAKUMAR S.
*Cc:* SUBRAMANIAN R.; RADEESH T R.; SURYAKUMAR K.; VENKATACHALAPATHY. M;
SUNDARAPANDIAN S. ; MOHANDASS SELVAKUMAR N.; VETRICHELVAN L.; MANIVANNAN S.
*Subject:* FW: Black Bra's







*Subject:* Fw: Fwd: Black Bra's







The Business deal



[image: Description: Description:
cid:1.839768085@web111714.mail..gq1.yahoo.com]







A Chinese guy goes to a Jew to buy black bras, size 38.




The Jew, known for his skills as a businessman, says that black bras are
rare and that he is finding it very difficult to buy them from his
suppliers. Therefore he has to charge $50..00 for them.

The Chinese guy buys 25 pairs.

He returns a few days later and this time orders fifty.

The Jew tells him that they have become even harder to get *and* charges
him $60.00 each.

The Chinese guy returns a month later and buys the Jew’s remaining stock of
50, and this time for $75.00 each.

The Jew is somewhat puzzled by the large demand for black size 38 bras and
asks the Chinese guy, "...please tell me - What do you do with all these
black bras?"

The Chinese guy answers: "I cut them in half and sell them as skull caps to
you Jews for $200.00 each."







*[image: Description: Description:
cid:2.839768085@web111714.mail.gq1.yahoo.com] *




*"Business  is  Business"*























-- 
Elmer







-- 
N. Byravan
7 Bishop Waller's Avenue(e)
Mylapore, Chennai 600 004.
Phone: 044 - 2499 10 27








-- 
V.K.RAGHUNATHAN
<><<1113.gif>><>

joining report

[DANDAPANI NATARAJAN]

thank you very much for accepting my membership.

d natarajan

Fwd: [World Malayali Club] WHAT IS A GRAND PARENT

[Raghunathan V.K]

RELLLAX .  READ  SLOWLY  .60 YEARS  OLD  CANSPEND  MORE
TIME   , ONE WAY  OF  SPENDING TIME

---

SUbject:  WHAT IS A GRAND PARENT
To:


**





  WHAT IS A GRANDPARENT?





The following were taken from papers written by a class of 8-year-olds:

WHAT IS A GRANDPARENT?

Grandparents are a lady and a man who have no little children of their own.
They like other people's.

A grandfather is a man, & a grandmother is a lady!

Grandparents don't have to do anything except be there when we come to see
them.. They are so old they shouldn't play hard or run. It is good if they
drive us to the shops and give us money.

When they take us for walks, they slow down past things like pretty leaves
and caterpillars.

They show us and talk to us about the colors of the flowers and also why we
shouldn't step on 'cracks.'

They don't say, 'Hurry up.'

Usually grandmothers are fat but not too fat to tie your shoes.

They wear glasses and funny underwear.

They can take their teeth and gums out.

Grandparents don't have to be smart.

They have to answer questions like 'Why isn't God married?' and 'How come
dogs chase cats?'

When they read to us, they don't skip. They don't mind if we ask for the
same story over again.

Everybody should try to have a grandmother, especially if you don't have
television because they are the only grownups who like to spend time with
us.

They know we should have snack time before bed time, and they say prayers
with us and kiss us even when we've acted bad.

MY GRANDMOTHER LIVES AT THE AIRPORT AND WHEN WE WANT HER, WE JUST GO GET
HER. THEN WHEN WE'RE DONE HAVING HER VISIT, WE TAKE HER BACK TO THE AIRPORT.


GRANDPA IS THE SMARTEST MAN ON EARTH! HE TEACHES ME GOOD THINGS, BUT I
DON'T GET TO SEE HIM ENOUGH TO GET AS SMART AS HIM!

It's funny when they bend over; you hear gas leaks, and they blame their
dog.


--
[image: Click here to join World Malayali
Club]
* "Click to join us at Facebook, to like and comment with other friends of
WMC"* 
 * *


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-- 
V.K.RAGHUNATHAN

Fwd: FW: urgent PLEASE CIRCULATE

[Narayanan Ramakrishna Iyer]

-- Forwarded message --
From: Ananyaa Sivakumar



-- Forwarded message --
From: Stuti Bagga

--
Date: Thu, 26 Jul 2012 15:46:25 +0530

Subject: Fwd: Fw: urgent PLEASE CIRCULATE
From:






From: Venkatesh Ganapati
From: *Ramachandran Venkatesan* <
To:




vramachandran
 - Forwarded Message -
*From:* Natraj Swaminathan
*Sent:* Saturday, 14 July 2012 5:29 PM
*Subject:* [KalinaBhakthaSamaj] Fwd: Fw: urgent PLEASE CIRCULATE
**



Capt. Swaminathan,

Date: Saturday, July 14, 2012, 11:25 AM


-- Forwarded message --**From: *Dilip Tatake*
*From:* Sudhir Avachat
*To:*
*Sent:* Friday, July 13, 2012 7:57 PM
*Subject:* urgent PLEASE CIRCULATE
**
 **

  **
  

  URGENT!!!

PLEASE CIRCULATE
to your friends, family and contacts.

In the coming days, DO NOT  open any message with an attachment called: BLACK
MUSLIM IN THE WHITE HOUSE , regardless of who sent it to you.  It is a
virus that opens an Olympics torch that burns the whole hard disk C of your
computer.  This virus comes from a known person who you have in your list.
Directions:  You should send this message to all of your contacts.  It is
better to receive this e-mail 25 times than to receive the virus and open
it.  If you receive a message called BLACK MUSLIM IN THE WHITE HOUSE even
 if sent by a friend, do not open, and shut down your machine immediately.
 It is the worst virus announced by CNN.  This  new virus has been
discovered recently *it has been classified by Microsoft as the virus most
destructive ever.*
This virus was discovered yesterday afternoon by McAfee..  There is no
repair yet for this kind of virus.  This virus simply destroys the Zero
Sector of the hard disk, where vital information function is stored.


**




**
-- 
*-Sudhir Avachat
*

**

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-- 
*Venkatesh*



 Follow *Rediff Deal ho
jaye!
* to get exciting offers in your city everyday.







-- 
*Kavy*




-- 
*Ananyaa:)*

*
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Fw: Fwd: Fw: Meals Ready! A Short Film --No dialogues

[sivaraj rajagopal]

>
>
>
>Hi, 
>
>
>A  REALLY  TOUCHING  SHORT  FILM, ( ABOUT  13  MINUTES) -- NO  DIALOGUE. 
>
>
>RGDS/ J
>
>
>
>
>
>>
>>

"MEALS READY" - <<
> 
>http://www.youtube.com/watch_popup?v=9gZCwY9qJL4
> 
>  
>> 
>>__._,_ .
>>__,_._,___
>> 
>> 
>
> <>