Re: [TMIC] Help!! (Showers)
Frank ~ Bob Patti gave you the right advice on hand held shower heads. I'm with you...I can't stand under a shower either with this hypersensitive skin! One thing I would suggest is a padded bath bench. I have tried both and the padded one works best for mehowever..make sure you sit on a washcloth or hand towel or something because once it gets all wet and soapy it gets slippery and we don't want you to wind up sitting in the tub! Hugs, Lynn
[TMIC] medicare part D
Hi , I'm still waiting for my information about drug costs . I can't find anything about what is covered if you belong to an HMO and are not low income . My meds are all tier 1 except for insulin ( my brother got a pamphletwith that info ) . Supposedly Blue Cross/Blue Shield is mailing info this week for Mass . residents . Cheryl in sunny , cold Easthampton , Mass . Yahoo! FareChase - Search multiple travel sites in one click.
[TMIC] Re: Medicare and meds
Well, am 65 y.o. and me missus is ten years younger. We are both covered by an HMO, which includes a drug plan, visual and dental coverage as well. Even tho I qualify, am not going on Medicare as am still gainfully employed and covered by a reputable (?) HMO. I've heard on the radio that as long as am employed and under an HMO, I'll pay no penalties if I defer my Medicare coverage. After all, Medicare deductions are still being 'stolen' out of my paycheck, whether am 65 or not. So why pay twice Not this chap. Also, our prescription drug coverage takes care of all our meds, including the very very expensive Avonex, minus, but of course, the co-payment. If any of you are covered by an HMO with a good prescription drug coverage, unless your meds are not included, I see no point on going on Medicare.Not at this point. Any contrary opinions.??? Do tell. Bobberino in finally cold Elvisland; summer is finally over, a week before Gobble-Gobble Day.
Re: [TMIC] Re: Medicare and meds
on 11/18/05 8:46 PM, BobbyJim wrote: I see no point on going on Medicare. I'm surprised your employer does not require it. From the employer's viewpoint, Medicare is a way to get the government to pick up 80% of the costs instead of the insurance company and thereby the entity paying for the insurance. I am lucky. My employer, Digital Equipment Corporation, was acquired by Compaq which in turn was acquired by HP. [I've been retired for 13 years.] My primary insurance is Medicare, my secondary UHC.UHC hides behind Medicare, so, in effect, I have no secondary until I hit major medical, which I did for three years or so. I'm a happy puppy. I go to any physician or specialist I choose, so I get good care. Don't get me going about the years I was victim to HMO's. There are downsides to Medicare. Some physicians will not accept Medicare assignment. It doesn't matter if they at least submit the paperwork to Medicare. If they don't, you have to do a lot of paperwork. I had a few expenses over the years where I had to submit the papers myself; in every case I failed to do so in time and ate the charges. [I've got a problem that way.] Also, Medicare does not cover expenses outside the country. Alton, who keeps detailed spread sheets on medical expenses
[TMIC] OT/CJ Grace's addy.
I was unable to find CJ and Grace's addy in our September listing. (I lost their email in my computer crash.) Does anyone have it? I've been thinking about both of them and would like to check up on Grace. Thanks, GraceP.S.Keep her in your thoughts.
