Re: [Mifos-users] Fixed/Term Deposits Feature : Requirements Consolidation

Dear all, Please find below the updated functional specifications for the term Deposit feature. Kindly review the functional specs and provide your feedback accordingly. This functional spec has tried to take into consideration as many inputs as were available and provided by the various Mifos

Re: [Mifos-users] [Mifos-developer] [SPAM] Re: Embedded Pentaho reports

Patrick, This is Chetan B and I am helping the Mifos community with some of the product management activities. As part of that, I am right now finalizing the requirements for the Fixed Deposit feature. You mentioned in the user meet up call yesterday that your potential clients are keen on usin

Re: [Mifos-users] Waiving partially repaid client account fees gives odd result

Lukasz, I created MIFOS-5583 to track and close this bug. Thanks, Chetan From: Lukasz Chudy [mailto:lch...@soldevelo.com] Sent: Thursday, April 26, 2012 6:02 PM To: A good place to start for users or folks new to Mifos. Subject: Re: [Mifos-users] W

Re: [Mifos-users] Waiving partially repaid client account fees gives odd result

Matthew, Currently the penalty application feature is built such that waiving a penalty will waive out the entire penalty applied to the account. Hence you are seeing the behavior whereby a negative amount is visible. We had designed this feature such that for any account which has a penalty ap

Re: [Mifos-users] Add New Holiday Repayment Rule is Next Working Day

I tried this on Mifos 2.3 and it seems to be working fine. Which version of Mifos are you using ? Thanks Chetan From: srinivasa Rao Yedida [mailto:sre.mi...@gmail.com] Sent: Monday, April 23, 2012 6:32 PM To: mifos-users@lists.sourceforge.net; mifos-develo...@lists.sourceforge.net Subject: [Mif

[Mifos-users] FW: Out of memory error during upgrade

Hello, Can someone help us with this ? Trying to upgrade Grameen koota to Mifos 2.0 and we are facing an error. Interestingly we faced this error after migrating the surveys to Questions groups - which was a pain point earlier. Thanks Chetan From: Rajagopalan, Seetha Sent: Monday, April 16,

Re: [Mifos-users] Upcoming User Meetup - April 12, 2012

Thanks to those who attended the meeting. I missed out on attending this call due to a prior commitment. It will be great to hear feedback/comments/brickbats from the community on the functional specs related to Transfer of Funds and Fixed/Term Deposits. Kindly reply to this thread with your co

Re: [Mifos-users] Collateralized Loans Functional Specification (Pawn Shops, Gold Loans)

Vishwas, Would be willing to help the us in developing the functional use cases for this functionality ? I would like to set up a discussion with you so that we can go over the document sent across by you. I know you document is very specific to the gold loan scenario but we would like to use

Re: [Mifos-users] Functional Specification - Transfer from Savings account for loan repayments and fee payments

A quick remainder to the user community to review and provide improvements/suggestions the specification. We would like to close this phase of requirement latest by this week so that the feature can be moved to the development phase at the earliest. Thanks Chetan From: Bekkinkeri, Chetan Sent

[Mifos-users] Fixed/Term Deposits Feature : Requirements Consolidation

Dear Mifos users, As showcased in the Mifos roadmap, we would like to add the term/fixed deposits feature to the Mifos product. Towards developing this feature, we would like to collate the various requirements around this feature and come up with a clear functional specification for the develo

[Mifos-users] Functional Specification - Transfer from Savings account for loan repayments and fee payments

Dear Mifos users, I am attaching the link below for the functional specification of the functionality related to transferring amounts from the savings account to make loan and fee payments. Kindly request you to review the same and let me know your comments. http://mifosforge.jira.com/wiki/dis

Re: [Mifos-users] Mifos v.2.3.0 upgrade issue

Hi, Have you run the attached password update script which is shipped along with the Mifos download package ? I think that should resolve the error. Thanks Chetan From: Intrasoft Technologies [mailto:intras...@saidskenya.com] Sent: Tuesday, April 03, 2012 6:19 PM To: mifos-users@lists.sourcefo

[Mifos-users] Ability to Approve loans based on values

Dear Mifos users, Quite a few Mifos users had requested for the feature where by the loan approval can be restricted by the loan amount. Please find below a simple functional specification which we can meet the requirements as suggested in the issue here

Re: [Mifos-users] [Mifos-developer] Margaret H/Mifos 2.3 Ships!

Safik,. To see the Late fees applied on a loan account ( for testing) , please try the following 1. Define Penalty in the Admin screen 2. Add penalty as part of the loan product definition 3. Create loan, disburse and run the batch job for the current date 4. Move the system date to date af

Re: [Mifos-users] Center with weekly meeting and Loan product with frequency fortnightly

Jayalaxmi, I was only suggesting a workaround for it :) . I Agree that this is an issue with the latest version of Mifos and might need to be looked at. Can you raise a ticket for this so that we can track and bring it to closure ? Also the issue you raised is not a blocker per se and you can st

Re: [Mifos-users] Center with weekly meeting and Loan product with frequency fortnightly

Jayalaxmi, I think this issue was reported a few days back on the mailing list. The solution is enable LSIM. If LSIM is enabled, I think you will get the appropriate schedules. Thanks Chetan From: Jayalaxmi Desai [mailto:j...@confluxtechnologies.com] Sent: Wednesday, March 07, 2012 5:17 PM To:

Re: [Mifos-users] [Mifos-developer] Import Client data

+1 for this feature. Should prioritize for the next release ! Thanks Chetan From: Vishwas Babu [mailto:vish...@confluxtechnologies.com] Sent: Monday, February 20, 2012 9:36 PM To: Mifos software development Cc: Mifos software development; Agood

[Mifos-users] Plan for Next Mifos release

Dear Mifos users , As we draw closer to the development of release H, we would like start planning for the next release of Mifos beyond release H. At this point in time, I would request the Mifos users to let us know if you have any priority features/improvements/bugs which you would like to se

Re: [Mifos-users] Download a database error of DMT system

SAfik, What is the size in terms of the number of clients/loans that you are trying to migrate ? And for long did you wait at the Create Identifier column stage ? trying to understand if the tool just "hung up" for some reason. It will be good if you can send me the excel sheet and the mifos

Re: [Mifos-users] Download a database error of DMT system

Safik, Can you send me what errors you are seeing ? Kindly attach a screenshot of the errors you are facing so that I can help you resolve those. Thanks Chetan -Original Message- From: Safik Omara [mailto:safik@gmail.com] Sent: Wednesday, February 22, 2012 9:35 AM To: mifos-use

Re: [Mifos-users] Download a database error of DMT system

Yes, you are right. The production database is indeed the Mifos database. Also you need to create 2 more databases of Mifos schema - named Stage1 and stage2. From MySql, just create 2 databases named stage1 and stage2 and run the Mifos schema and base data scripts. I hope this clarifies. No cha

Re: [Mifos-users] Download a database error of DMT system

Safik, We need to set up 3 Mifos databases for the Migration toolkit to work. 1. Production Mifos database : This is your destination database which you will eventually use the production/live Mifos system. 2. Stage 1: It is a Mifos database which will be used as a staging database for migrat

Re: [Mifos-users] Download a database error of DMT system

I am attaching the sample jdbc file which needs to be placed in the simple jndi folder. Can you create the corresponding production, stage1 and stage2 database and add the appropriate connection values for the user Id and password ? Thanks Chetan -Original Message- From: Bekkinkeri, C

Re: [Mifos-users] Download a database error of DMT system

Safik, I have a couple of questions for you 1. Do you have a production instance of Mifos configured with all the application configuration information ? What I mean is that once you have made changes in the application config file, you need to start mifos so that all the config information

Re: [Mifos-users] How to apply penalties on the late payment of installments by automatically.

Safik, I would request you kindly wait for the release H ( the final release of 2.3) before you try out this feature. The milestone releases only provide incremental functionalities added over the last week's development. The current milestone release has options to configure the penalty in th

Re: [Mifos-users] [Mifos-developer] loan repayment schedule generated weekly with loan product frequency 2weeks

Ramesh, Can you share the snapshot of your product definition page, your system information etc with us ? Tried with a fresh installation of Mifos 2.2.3 today after downloading from mifos.org and did not see this behavior. The only difference I see currently between your system configuration an

Re: [Mifos-users] [Mifos-developer] loan repayment schedule generated weekly with loan product frequency 2weeks

Ramesh, Tried this in the Mifos 2.2.3 and it all seems to be working fine. I got the expected 2 weekly schedule for the product defined. Did you by any chance have LSIM enabled and hence set the loan payment frequency as weekly during creation? Otherwise not sure why you are seeing such a behavi

Re: [Mifos-users] How do I implement an automatic late fee

This feature is still under development. I think the final version of Mifos 2.3(Release H) will have all the features The milestone 4 version of Mifos 2.3 has just the late fee/penalty definition features. As part of the full feature, you will have a batch job which we will calculate the late fe

Re: [Mifos-users] late payment status versioned 2.3.0-M4 mifos

Safik, Not sure if I understand fully what you are trying to do but wanted to check if the batch job for the particular day in question is run ? Running the batch job should modify the status as per what you are suggesting below. You can go to Admin->Batch jobs and the run the same. Thanks

Re: [Mifos-users] Transfer Of Groups From One Center To Another Center

Jayalaxmi, I don't think this is allowed currently in Mifos. You will have to close the active loans and only then transfer the groups. This issue is already logged as a backlog item in JIRA. For now, you will have close the active loans, transfer and recreate the loans again. http://mifosforge

Re: [Mifos-users] Change Mifos Loan Repayment Flow

Thomas, I have created a ticket to track this issue. http://mifosforge.jira.com/browse/MIFOS-5424 However as Krishnan suggested, making this change in Mifos has far reaching implications. I trying to prepare a document for the same and will share the same once completed with the community.

Re: [Mifos-users] Change Mifos Loan Repayment Flow

Agreed that this not a simple change to make in Mifos given how it is structured. But I have seen this option configurable at an organization level in many core banking solutions simply because different organizations have different way to apportion the repayments made and also have different ty

Re: [Mifos-users] Change Mifos Loan Repayment Flow

Thomas, As far as I know, this is something fixed in Mifos and modifying this requires a code change. There was a discussion around making this a configurable feature but I do not think that has been incorporated as yet. Will you raise a JIRA ticket so that we can prioritize this for the next

Re: [Mifos-users] How to change the code and name of the GL in mifos

Safik, You need to place this file in the MIFOS_CONF folder which you may have created while configuring Mifos. This is the same folder which has your Mifos DB details ( local.properties ) file and the custom application configuration file. In case you want to modify some of the default Mifos c

Re: [Mifos-users] How to change the code and name of the GL in mifos

Safik, Please use the links below as a guide to configure you COA and GL codes. http://mifos.org/documentation/configuration http://mifos.org/functional-specifications/mifos-system-setup/chart-accounts And to answer you question, yes you can modify the GL code names. Please follow the instruc

Re: [Mifos-users] I want to ask about the import client data using excel data migration

Safik, If you want to migrate data from your legacy system or excel sheets, then you can use the Mifos Data migration toolkit. Let me know what specific help you need and I should be able to help. Use the link below to access the data migration toolkit as the link on the mifos points to a older

Re: [Mifos-users] asked about setting automatic late fee

Currently Mifos does not support this but I this feature will be a part of Release H. Kindly look at the issue below for tracking this feature. http://mifosforge.jira.com/browse/MIFOS-5381 Thanks Chetan From: Safik Omara [mailto:safik@gmail.com] Sent: Wednesday, January 25, 2012 4:14 PM T

Re: [Mifos-users] Functional Requirements for Automated Penalties/Late Fees

Copying the developer list as well. Can we please review this specification and see if this can be a part of release H. There is a lot to this requirement ( as suggested by Ryan) and it will require some efforts to get this done for Release H. Thanks Chetan From: Bekkinkeri, Chetan Sent: Tue

Re: [Mifos-users] Functional Requirements for Automated Penalties/Late Fees

Hello all, I have further updated the functional specification with a few more use cases and also have taken care of the comments. Summary of changes below 1. Added use cases for a. Removal of penalty from a loan product b. Removal of penalty already applied to a loan accou

Re: [Mifos-users] Functional Requirements for Automated Penalties/Late Fees

Good comments Ryan. I am working on these comments and will let you once I have the updated version. In the meanwhile, would request other users in the community to review and come up with your suggestions/feedback. Thanks Chetan From: Ryan Whitney [mailto:r...@greenlikeme.org] Sent: Saturday,

Re: [Mifos-users] [Mifos-developer] Error in 2.2.3 while viewing Loan product details

Hi Lukasz, I had a very small DB ( less than 100 customers) and hence deployed the WAR file directly . I am using Tomcat 7.0 + and not Jetty. Should I do the entire upgrade process even for a small DB ? Our understanding of the upgrade process was that the process was needed for larger size da

Re: [Mifos-users] Functional Requirements for Automated Penalties/Late Fees

Dear all, I have come up with a DRAFT version of the FS for this functionality and have tried to cover as many scenarios as I can taking into consideration the inputs from Mifos 3384 and other general Mifos requirements. Here is the wiki link to the FS http://mifosforge.jira.com/wiki/display/

[Mifos-users] FW: Error in 2.2.3 while viewing Loan product details

Forwarding the message without the attachment. The attachment contained the stack trace attached. Thanks Chetan From: Bekkinkeri, Chetan Sent: Friday, January 06, 2012 12:15 PM To: Mifos software development; A good place to start for users or folks new to Mifos. Subject: Error in 2.2.3 while

Re: [Mifos-users] GET INVOLVED: Bi-weekly Triage Meeting

Ed, I would be interested in attending these meetings. Kindly forward me the meeting invites. Thanks Chetan From: Ed Cable [mailto:edca...@gmail.com] Sent: Thursday, December 29, 2011 5:20 PM To: A good place to start for users or folks new to Mifos. Subject: [Mifos-users] GET INVOLVED: Bi-wee

[Mifos-users] FW: Issue in mifos v2.2.2

Looping in the user list in case some of the users are seeing this issue. Thanks Chetan From: seetha.rajagopa...@sungard.com [mailto:seetha.rajagopa...@sungard.com] Sent: Wednesday, December 28, 2011 12:16 PM To: mifos-develo...@lists.sourceforge.net Subject: [Mifos-developer] Issue in mifos v2.

Re: [Mifos-users] Data migration inputs if any !!

Karthik, Below is the link to the DMT tool in case you don’t have it. This is the version before Hugo took over the code and started developing the tool. However request Hugo technologies to respond if they have made any further changes and have a tested WAR file ready to be used. https://doc

Re: [Mifos-users] Data migration inputs if any !!

Karthik, The tool was originally developed by SunGard and we will happy you out in using the tool. Let me know if you have any specific questions and we should be able to walk you through the tool. Right now Hugo Technologies is building the savings module for tool. If you are client does not h

[Mifos-users] FW: Upgrade to Mifos 2.2 version

Forwarding to the user list as well From: Bekkinkeri, Chetan Sent: Monday, December 19, 2011 10:58 AM To: Mifos software development Cc: mifosus...@googlegroups.com; mailt...@gmail.com Subject: Upgrade to Mifos 2.2 version Hello, I have been running an upgrade from Mifos 2.1.6 to the Mifos versi

Re: [Mifos-users] Need to enter a Loan Payments Made on an Earlier dates

There is no straight way to do this in Mifos. The only you can do this by backdating the system date to that particular date and putting in the transaction and reverting the date back today. Thanks Chetan -Original Message- From: Thomas (Uganda) [mailto:ndal...@gmail.com] Sent: Tues

Re: [Mifos-users] [Mifos-developer] Data Migration Toolkit

George, When we developed the Mifos Data migration toolkit, Mifos APIs were still under development ( and I believe are in still in development phase for certain core functions like Create client, loan )). The current migration toolkit has been built out such that if the APIs are ready to use

Re: [Mifos-users] Data Migration Toolkit

Hello, A couple questions which will enable us to help you. 1. Which Version of Mifos are currently using ? Actually it should not matter version you use as long as your configured Mifos schema dump is the same as the one with which Stage1 scheme is created. Anyway we will double check

[Mifos-users] Has anypne deployed Mifos on a 64-bit Machine ?

Dear users, Have anyone of you deployed Mifos on a 64 bit Windows server ? Have you seen any major performance differences due to the deployment of Mifos in 64-bit machine Vs a 32-bit Machine ? The question here is more directed to the users who have deployed Mifos and not on building/developi

[Mifos-users] Data Migration Toolkit

Dear all, SunGard would like to make available the first version of the Mifos Data Migration Toolkit. The toolkit can be used to migrate data from the Legacy system to Mifos. The toolkit has been tested for the Mifos 2.1 version. The tool along with the instruction manual for using the tool ca

Re: [Mifos-users] migration tool?

Jessica, As discussed off the list yesterday, Please let us know more details on your migration requirements. Currently we have tool which supports most of your needs as I see it except for the deposit ( savings) account migration. The migration toolkit is ready functionally but we have

Re: [Mifos-users] confirmation on branch split feature

No Jessica. I don’t think this feature has been added to the MIFOS product as yet. It is on the roadmap though and should become a part of the product over next few releases. Thanks Chetan From: Jessica Cheng [mailto:jessica.chen...@gmail.com] Sent: Thursday, April 07, 2011 11:30 A

[Mifos-users] MIFOS Product Implementation Manual

Dear all, In continuation of the email below, please find below the link to the MIFOS implementation manual. The manual details out typical steps involved in implementation of the MIFOS product. http://dl.dropbox.com/u/9344384/MIFOS%20Implementation%20Manual%20Ver%20 1.0.docx This

[Mifos-users] FW: MIFOS Product Implementation Manual

Copying the Developer list as well Thanks Chetan From: Bekkinkeri, Chetan Sent: Thursday, February 03, 2011 6:03 PM To: 'A good place to start for users or folks new to Mifos.' Cc: TS.Bangalore.Mifos Subject: MIFOS Product Implementation Manual Dear all, In continuation of

Re: [Mifos-users] Some beginner's questions

Henrik, Answers in line. Thanks, Chetan From: Henrik Esbensen [mailto:hen...@creocore.org] Sent: Tuesday, January 04, 2011 11:48 AM To: mifos-users@lists.sourceforge.net Subject: [Mifos-users] Some beginner's questions Hi there, I work with CreoCore, www.creocore.org, a new

Re: [Mifos-users] Interest Calculations for Loan Accounts - Declining Balance Interest (EMI of Principal and Interest)

Ryan and all , I tried this by changing the config setting to 365 days. But it did not have any impact on my repayment amounts. Not sure if this is one time setting which needs to be done at the start of the MIFOS and does not have any impact if changed later. Can someone confirm the b

Re: [Mifos-users] Center meeting frequency recur 1 loan application forBi-weekly

Srinivasulu, If I understand your question correctly, you want have a center meeting which is weekly and want to create loans which have biweekly payments. This is possible and should not create an issue. But the opposite is usually not possible whereby you have a monthly centre meeting but

Re: [Mifos-users] Interest Calculations for Loan Accounts -Declining Balance Interest (EMI of Principal and Interest)

Miguel, I am pulling this from the MIFOS website here. http://mifos.org/documentation/configuration Have you try changing the property AccountingRules.NumberOfInterestDays to 365 in the applicationConfiguration.custom.properties. Let me know if this works for you. Thanks Cheta

Re: [Mifos-users] Chart of accounts

Milan, After you deploy and start your MIFOS application, you can only change certain things in your COA mappings. Specifically you cannot 1. Modify/delete your existing GL accounts 2. Modify the GL codes itself. You can however add new GL accounts if needed. Than

Re: [Mifos-users] Defining and Removing holiday

Just checked JIRA and issue is already out there. http://mifosforge.jira.com/browse/MIFOS-1398 Thanks Chetan -Original Message- From: chetan.bekkink...@sungard.com [mailto:chetan.bekkink...@sungard.com] Sent: Tuesday, November 30, 2010 2:50 PM To: mifos-users@lists.sourceforge.net Sub

[Mifos-users] Defining and Removing holiday

Hi, I was testing the behavior of the holidays on the loan schedule and accidentally created a wrong date as an holiday. But on the screen, I am not finding a way to delete this Holiday and re-create an Holiday on the correct date range. How do I delete and re-create another holiday ? Is deleti

Re: [Mifos-users] [Mifos-developer] Issue in Membership fee

Lokesh, MIFOS does allow backdated payments until the next meeting day for a centre. So if the meeting day is 11-Oct-2010, you can apply payments by putting in the transaction date as 11-Oct-2010 until the next meeting day which will be 18-Oct-2010 for a weekly meeting centre. Let me

Re: [Mifos-users] Mifos Wikipedia entry in danger of removal / L10n

Polly, If you are referring to the External ID in the account Details screen of the loan account, that is stored in the Account table of MIFOS in the column external_id. Select external_id from account where account_id = I am not sure if this is what you are looking for. Providing mo

Re: [Mifos-users] want to set-up for mifos development

Trilok, The MIFOS website is a good place for you to start. Please use the links below. These are pretty self explanatory. http://www.mifos.org/developers/wiki/DeveloperSetup http://www.mifos.org/developers/wiki/HowToDevelopOnMifos Thanks. Chetan From: Trilok J.

Re: [Mifos-users] Client/Group specific Moratorium

Binny, Attached is the email from Ryan which was posted a few days back how to get this done indirectly. Another option is to use the grace period option on the loan product which allows you to give moratorium for the initial installments of the loan but not sure if you have a way to pro

Re: [Mifos-users] Loan Freezing in mifos 1.6

Ryan, That is correct. The requirement is to stop payments for a period of time ( 5 weeks) for a currently active loan and then extend the loan schedule by 5 weeks. Essentially the schedule needs to be recalculated if the user says I want a moratorium for 5 weeks . My sense is that this require

Re: [Mifos-users] How to refund Fee ?

Dear all, To clarify on the requirements, CTT Fee is being charged as a re-fundable fee by the MFI as a percentage of the disbursement amount and is setup as a fee on the loan product. Hence this fee will be applicable for every loan which a client has. Now if a Client is dropped from the