What do people think about NAB's young entrepreneur program?
http://www.nab.com.au/wps/wcm/connect/nab/nab/home/about_us/4/3/2/2/

 You get a loan of up to 20k. The conditions seem fairly lax, with the
biggest stumbling block being your age (ie, 30 and under).
 (hat tip to the switched on @Mister_Black
<http://twitter.com/Mister_Black>who just notified me)

I've got mixed thoughts.
- 20k is literally startup costs, so you need to be very careful. Need a lot
of focus on how you spend it.
- 20k is perfect for a loan. It's not a massive amount, that will send you
broke if you fail.
- 20k is something I could raise from family, friends and myself with easier
terms. I could sell my car and get that - why would I commit to a bank loan
of only that amount, if I was that serious in starting a business?
- Perhaps the real benefit is the terms on the loan, but I am not sure that
they are that much better than a business loan

At startup weekend, we had several team products in 24 hours with minimal
costs. Some of the products where bench marked against other efforts that
individuals had been involved in (like iPhone apps) and the weekend beat it
by months (and naturally cheaper if you measure opportunity cost).

Thought I'd put it out there and get people's thoughts. I want to find
solutions to building entrepreneurialism in the Aussie Internet sector, and
questioning these things helps me understand what we really need for silicon
beach.

-- 
Elias Bizannes
http://liako.biz

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