There's this deep seated inverse relationship between cultural
diversity and trust that is going to be a challenge when we undeniably
face increasing globalization, and personal mobility.

Cash on delivery is quite common in India; and it's small businesses
that often work this way - you can call your local grocer, electrical
store or pharmacy and they will bring the goods home and collect cash.
If Pizza delivery can work this way, so can the other things in life
one would think.

That said, it's hard in India if you don't speak the local language,
or don't know the shop owner personally or if you don't have an
address in an upscale part of town or otherwise have established a
circle of trust with your retailer.

Interestingly trust levels are higher in poorer neighborhoods than
richer neighborhoods because of the lack of personal mobility, the
shared spaces and the pressures of life on everyone to open up.

Switzerland (where I live now) has such little cultural diversity, and
the government does such a good job of generally keeping the bad guys
out that most spheres of life have a sort of blind trust. You can get
on a train and almost always no one will check your ticket; or you can
order something on the Internet and it will be shipped to you along
with a bill, and you have thirty days to pay it at a bank or post
office.

There's also something to be said for learned behavior - if no one
else around you is committing a crime it's harder to be the first -
morality like most things human is relative.

I was reading a story in the Atlantic or some such about mixed race
neighborhoods becoming the norm in the US. That is, an Italian part of
town where everyone on the street came from Italy a couple of
generations ago is no longer true.

While this sounds like a big win for cultural aggregation, the studies
are finding that people will no longer trust their neighbor who maybe
from India or Australia or wherever in the world to babysit their kids
when they go out shopping, or little things like that which neighbors
do.

Of course there's been more research into this - the thing is there's
no clear solution in sight - especially when social networking allows
you to carry your personal circle of friends and trusted people around
wherever you are in the world. Unsurprisingly ist is no where near
satisfying as the real thing - contact in the physical world.

This is also true in India - where this aggregation happened 30-50
years ago - as the cities grow multi-cultural trust breaks down.

Humans are not wired very well for diversity vis-a-vis trust.

Some scholarly research:

When Does Diversity Erode Trust? Neighborhood Diversity, Interpersonal
Trust and the Mediating Effect of Social Interactions
http://tu-dresden.de/die_tu_dresden/fakultaeten/philosophische_fakultaet/is/makro/lehre/ws0809/rn0809/pssozkap/stolle%20et%20al%202008.pdf

A Harvard political scientist finds that diversity hurts civic life.
What happens when a liberal scholar unearths an inconvenient truth?
http://www.boston.com/news/globe/ideas/articles/2007/08/05/the_downside_of_diversity/?page=full

Bowling Alone: America's Declining Social Capital
by Robert D. Putnam
http://xroads.virginia.edu/~HYPER/DETOC/assoc/bowling.html

Also, a book:
http://books.google.com/books/about/Bowling_alone.html?hl=de&id=rd2ibodep7UC&redir_esc=n

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