Harold Hicks, PhD, PE

*U.S. Fire Administration*

*Water Supply Systems and Evaluation Methods*

Volume I: Water Supply System Concepts

*October 2008*





pp. 130





*Economic Advantages of Installing Automatic Sprinkler Systems*

The *economic *advantages both to communities and individual property owners
realized by protecting structural properties is *no small thing *as
identified in the following examples and understanding related to property
insurance and water supply.

Approximately 30 years ago, in the City of Fresno, California, the City Fire
Marshal, the municipal planning department, the water department, and other
municipal agencies joined in developing an innovative Mater Plan for Fire
Protection. The plan was based around features of the insurance
industry *Grading
Schedule *combined with an integrated system of codes and ordinances. Prior
to development of the master plan, the fire department budget represented
approximately 13 percent of a total municipal budget of over $14 million
dollars. At that time, the fire department was rated Class 1, but the water
department was only rated a Class 3.

The codes and ordinances adopted as part of the new plan included a
"dangerous-building ordinance" which gave the fire marshal authority to
condemn property unsafe, a fire hazard, or unsanitary or that presented a
clear and present danger to the community. Owners of condemned property had
a choice of selling their buildings to an urban renewal agency or renovating
the building to code standards, which included *mandatory automatic
sprinkler systems. *In addition, all new construction required complete
automatic sprinkler systems under the Federal Urban Renewal Agency Agreement
with the city. (7)

At the time of this action, Fresno covered 21 square miles with a population
of 115,000. The fire department maintained 68 career firefighters on duty at
all times after full implementation of the mater plan development work for
assistance in the sprinkler enforcement program. At the end of the program,
95 percent of all buildings in the urban renewal area were completed with
automatic sprinkler protection. This area alone covered 40 square blocks of
nonresidential property. Fire losses were reduced at least 22 percent a year
after implementation of the sprinkler program, and the fire department
retained a Insurance Class 1 rating.

All of this work and code enforcement results in more efficient distribution
of municipal funds under the total municipal budget, and the water
department classification rating changed from a 3 to a 1. The end result was
reduced insurance premiums for all commercial classes of property in the
city and added 10 percent to 30 percent insurance reduction for properties
actually protected by automatic sprinklers.





words are fine
but not mine,
can't warrrant my name to it
this time,
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