In view of the daring attack on a woman in an ATM in Bangalore, I reproduce
below the Safety tips for ATM transactions which was compiled by me ( from my
experience of working in Technology Department of a Bank for 10 years) and
posted in my blog:
S.V.SAI BABA
Whereas there are many advantages in the usage of Automatic Teller Machines,
the users should take enough precautions in the safe keeping of the ATM cards
provided to them and also to take precautions while doing transactions in ATMs.
Tips for Safe Use of Automatic Teller Machines(ATMs)
KEEP ATM CARD SAFE AND SECURE
i) Your card is very important and must be kept safely.
ii) Do not not keep your ATM card near any magnet or magnetic gadget like
television set, magnetic compass, purse or wallet having magnetic locking
arrangements as magnetic field may erase all data stored in the magnetic strip
of your ATM card.
iii) Store your ATM card in a secure place where you will immediately know if
it is missing.
iv) Store the ATM card carefully so that the magnetic stripe does not get
damaged.
v) Never leave your Card unattended at places like your car, in a hotel room,
workplace or at the bar and restaurant you visit
vi)DO NOT bend the card.
vii)DO NOT place two cards with magnetic stripes together.
viii)Cancel unused cards and shred blocked cards.
ix)Immediately report any stolen or lost ATM card to the proper authorities
Security of ATM PIN
Your ATM PIN must be kept very secret since ATM card can be misused by a
person if he/she steals both the ATM card and the ATM PIN together.
* Change your PIN frequently; do not write it a piece of paper or on
the face/back of the ATM card but memorise it.
* Select a PIN that must be difficult to guess; avoid household numbers
such as house number, car number, birthday etc.
* Never disclose your PIN to anyone including members of your family or
relatives; if it gets divulged for some reason, change it immediately.
* Do not keep pin and card together under any circumstances.
Precautions to be taken while doing transaction with the card
Avoid using ATMs in remote / unprotected areas and avoid ATMs adjacent
to obvious hiding places.
* If you want us to alert you whenever a transaction takes place on
your account / Credit Card, you can register for the Bank's SMS Service by
registering your Mobile number.
* Shield the screen and keyboard so anyone waiting to use the ATM
cannot see you enter your PIN or transaction amount.
* Be careful when people you do not know offer to help you at an ATM.
* If you notice anything suspicious at the ATM you want to use e.g.
tampering with the card slot / numbers pad or any suspicious activity around
the ATM area, do not use the ATM and report your concern to the Bank
immediately.
* Do not force your card into the card slot or if you feel that the ATM
machine is not working properly for any reason, press the “Cancel” key, take
your card and report it to the Bank.
* If your card gets lost, captured or stuck in the ATM, report it to
the Bank to block your card immediately.
* Make sure you get the card back after every transaction & only use it
at ATMs /Point of Sale (POS) machines in reputed public locations / locations
known to you.
* When using a drive in ATM, keep doors locked and passenger side and
rear windows up.
* While using your card at a POS, ensure that the merchant swipes the
card in your presence.
* Check your account balances and statements regularly to ensure your
accounts have not been accessed by anyone else and to identify any unusual
transaction(s). For additional details of ATMs click the link below:
http://svsaibaba.blogspot.in/2011/10/tips-for-safe-use-of-automatic-teller.html
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