Hi, Just wanted to urge you all to check out KIVA _www.Kiva.org_ (http://www.Kiva.org) the charity that organizes, disburses and usually pays back microloans to entrepreneurs in developing nations. I figured this was such a cool undertaking that it was worth the risk that I'll get scolded or possibly banned. If this is an abuse of TIPS it is no more so than the endless tangential materials dispersed and created by some other members. I guess I'll get kicked off anyway if that's what the powers that be ordain. Nancy Melucci Long Beach City College Long Beach CA
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