Not only "make sure you see every form your doctors fill out before they go anywhere", also get copies ASAP for your files. You never know when you will need them.
Candis Kalley [EMAIL PROTECTED] EarthLink Revolves Around You. ----- Original Message ----- From: Kevin Wolfthal To: Tmic-list@eskimo.com Sent: 5/27/2007 4:05:25 AM Subject: Re: [TMIC] Working With a Disability in California - Barbara, Everyone Hi Barbara, All, I also had LTD Disability until my highly paid neurologist made a mistake on a medical review form. He was about to move to a big new job and clearly wasn't paying attention. Among other things, he wrote that I could bend, get on all fours, and sit for 8 hours. All totally wrong, and just what the insurance company needed to stop my payments. I got the doctor to write a letter admitting that he was wrong, but of course, the LTD company said his letter wasn't 'credible' and I never got my LTD reinstated. So all I have is SSDI, which I am grateful for, and would be on the street without, but I lost half of my monthly income. Just a message to say what I'm sure you already know, make sure you see every form your doctors fill out before they go anywhere. Btw, the insurance company was notorious for denying and terminating legitimate claims, and has been sued by many states. Just my 1 & 1/2 cents. :) Kevin [EMAIL PROTECTED] wrote: Hi Todd, This would and could really mess up my LTD insurance from my employer though. Everybody needs to know how their disability insurance from their employer works if they are going to try to return to work. In my case, if I were to try to return to work, and worked for a short time, then not be able to continue, I would lose my LTD disability benefits. This is true even on a part-time basis. If I were to ever try to get another job at a later date and attempt to get LTD coverage again, I would then also have a pre-existing condition. This is true even with the same company. If I ever returned and left due to not being able to work, my same company would never hire me back. But, they'd sure love to get me off of their disability payment role. I'm costing them too much money, and will continue until I am capable of working full-time or reach age 65. This has nothing to do with SSDI or SSI, however, it is very important to know. Please review your documentation if you do not already know the ins and outs of your plan. Hugs, Barbara A See what's free at AOL.com.
