I never realized prior to my TM how many disabled people there are in this world. It's amazing. I used to work as a benefits coordinator, and I had to give the new hire benefits orientations. The person who I replaced had a saying that I always used, although not really totally able to relate to it at that time. Heck, I was only 35 years old, and not much happened to people of that age. And, my audience was mostly 20 somethings, as I worked in a headquarters for a retail clothing company. She said that it was much more costly to live with a disability than to die in an accident, so to try and get people to understand about disability insurance and the value of it. It was really a tough sell, as I had a really hard time talking about it. Most didn't understand or want to spend the couple of dollars it would cost them per month. When I learned that I had TM and that I had a permanent condition and not just a sore back, I sure was thankful I had my disability insurance. Please, if you know anyone who is changing jobs or has the opportunity to add this to their insurance plan at work, remind them of the value of having a disability insurance plan. It can make such a difference in their lifestyle. Mine actually makes them keep me on as an employee receiving this benefit until I am 65 years old or until I am able to return to work. It makes me able to afford my medication, etc. Many who don't have the insurance struggle with this. We all know that your life can change in an instant, without warning, and without you being responsible for it. Hugs to all, Barbara A
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