Have you ever tried to collect from a credit card insurance plan? I have a $400 
a year Aeroplan Infinite Vis card here in Canada which is one of the best cards 
there is and once or twice I tried to use the insurance features and each time 
they found something to turn down the claim. I have the card because I get a 
ton of reward points through it, but I find that many of the insurance options 
these cards claim to offer are greatly exaggerated. 

-----Original Message-----
From: viphone@googlegroups.com <viphone@googlegroups.com> On Behalf Of Joe 
Orozco
Sent: Tuesday, May 4, 2021 9:31 AM
To: viphone@googlegroups.com
Subject: Re: Apple Care+ or other insurance products.

Check your credit card as well. I pay for my cell phone with the Uber card, 
because it gives me phone insurance. There are cards with such a protection as 
partof your perks.--Joe

On 5/4/21, Richard Turner <richardturne...@outlook.com> wrote:
> You have a good point their Sieghard on the increased price.  Maybe it 
> isn't worth it on the pro models.
> I will check with our insurance, that is a good deal.
>
>
>
> Richard
> "The highest reward for a person's toil is not what they get for it, 
> but what they become by it."
> - John Ruskin, 1819-1900
>
> Web site: www.turner42.com
>
>
>
> -----Original Message-----
> From: viphone@googlegroups.com <viphone@googlegroups.com> On Behalf Of 
> Sieghard Weitzel
> Sent: Tuesday, May 4, 2021 8:59 AM
> To: viphone@googlegroups.com
> Subject: RE: Apple Care+ or other insurance products.
>
> I find that Apple Care Plus now is so expensive especially if you have 
> a Pro phone that I personally don't buy it any more. I have my iPhone 
> insured as part of my home insurance where it is listed as a separate 
> item and I think it's something like $30 or $40 a year. The good thing 
> in my opinion is that for one thing this also covers loss or theft and 
> secondly if I keep my phone for more than 2 years I still have 
> coverage whereas Apple Care Plus is done after 2 years. Of course you 
> have to check with your particular insurance company what all the 
> conditions are, e.g. if you did have a claim, would that effect your overall 
> home insurance rate, what exactly is covered, e.g.
> what if you drop it and the screen breaks etc. I did loose my iPhone 
> 6S Plus many years ago and my home insurance paid me the full purchase 
> price at the time without fuss and I didn't even have to send in a 
> receipt or anything, they sent me a cheque and said it was up to me 
> what I wanted to do with it, e.g. buy a new iPhone 6S Plus or a different 
> phone or whatever.
>
> -----Original Message-----
> From: viphone@googlegroups.com <viphone@googlegroups.com> On Behalf Of 
> Malcolm Parfitt
> Sent: Tuesday, May 4, 2021 8:52 AM
> To: viphone@googlegroups.com
> Subject: Apple Care+ or other insurance products.
>
>
>
> As we all know our iPhones are a significant investment and an 
> inconvenience if we're deprived of their use.
>
> What are people's view on Apple Care+ is it worth it?
>
> There are a number of insurers designed specifically for gadgets like 
> iPhones and there is the possibility of insurance on one's hous 
> contents too.
>
> Then there's the option to simply trust to luck and save money.
>
> What are people's thoughts?Malcolm Parfitt
>
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