Mr. Ed,
That’s why I asked the question. If you assume Apple Care Plus covers for two years, $18 a month times 24 months is $432 and $15 a month times 24 months is $360 under the cell phone provider insurance plans so Apple Care Plus doesn’t seem quite as expensive. Alan Lemly From: viphone@googlegroups.com <viphone@googlegroups.com> On Behalf Of Mr. Ed Sent: Wednesday, May 5, 2021 10:50 AM To: viphone@googlegroups.com Subject: RE: Apple Care+ or other insurance products. Hi, To me paying 18 a month is pretty expensive. So if you pay $18 a month that is $216 a year and if you pay this for three years that come to $648. So to me you would almost be buying a new iPhone 12 in three years. In two year you would be shelling out $432. With that amount you could send it in an get anything fix and still be money ahead by not paying for insurance. Mr. Ed From: viphone@googlegroups.com <mailto:viphone@googlegroups.com> [mailto:viphone@googlegroups.com] On Behalf Of Greg Wocher Sent: Wednesday, May 05, 2021 9:06 AM To: viphone@googlegroups.com <mailto:viphone@googlegroups.com> Subject: Re: Apple Care+ or other insurance products. Hello, It depends on the phone. For my iPhone 12 I pay $18 a month. For some of the Android phones my son has had it was %15 a month. Greg Wocher On May 5, 2021, at 9:37 AM, Alan Lemly <wale...@gmail.com <mailto:wale...@gmail.com> > wrote: Hi Greg, Thanks for your reply about T-Mobile insurance for your iPhone and your claims experience. How much do you pay for the insurance and is it monthly or a one time payment. It's hard to make a meaningful comparison with Apple Care Plus without knowing the cost. Alan Lemly Sent from my iPhone with Outlook <https://aka.ms/qtex0l> for iOS _____ From: viphone@googlegroups.com <mailto:viphone@googlegroups.com> <viphone@googlegroups.com <mailto:viphone@googlegroups.com> > on behalf of Greg Wocher <gtwoc...@gmail.com <mailto:gtwoc...@gmail.com> > Sent: Wednesday, May 5, 2021 5:43:53 AM To: viphone@googlegroups.com <mailto:viphone@googlegroups.com> <viphone@googlegroups.com <mailto:viphone@googlegroups.com> > Subject: Re: Apple Care+ or other insurance products. Hello, I have T-Mobile as my carrier. I do get the insurance they offer because it lets me upgrade once a year. I have had to make a few claims for my son when he dropped his phone and shattered the screen. It went very well. I paid a deductible and they sent me a phone to replace the one he broke. Greg Wocher > On May 5, 2021, at 12:24 AM, Alan Lemly <wale...@gmail.com > <mailto:wale...@gmail.com> > wrote: > > Hi Kelly, > > I'm curious how much you pay for insurance coverage for your iPhone from your > cell phone provider. And have you ever filed any claims with that coverage > and if so, what was your experience? > > Alan Lemly > > -----Original Message----- > From: viphone@googlegroups.com <mailto:viphone@googlegroups.com> > <viphone@googlegroups.com <mailto:viphone@googlegroups.com> > On Behalf Of > Kelly Pierce > Sent: Tuesday, May 4, 2021 11:04 PM > To: viphone@googlegroups.com <mailto:viphone@googlegroups.com> > Subject: Re: Apple Care+ or other insurance products. > > Apple Care Plus is too limiting. I used the insurance plan from my cell phone > company. It covers theft as well as faults with the device and any accidental > damage. It also offers an upgrade to the new iPhone version each year. > > Kelly > > > > On 5/4/21, Sieghard Weitzel <siegh...@live.ca <mailto:siegh...@live.ca> > > wrote: >> Have you ever tried to collect from a credit card insurance plan? I >> have a >> $400 a year Aeroplan Infinite Vis card here in Canada which is one of >> the best cards there is and once or twice I tried to use the insurance >> features and each time they found something to turn down the claim. I >> have the card because I get a ton of reward points through it, but I >> find that many of the insurance options these cards claim to offer are >> greatly exaggerated. >> >> -----Original Message----- >> From: viphone@googlegroups.com <mailto:viphone@googlegroups.com> >> <viphone@googlegroups.com <mailto:viphone@googlegroups.com> > On Behalf Of >> Joe Orozco >> Sent: Tuesday, May 4, 2021 9:31 AM >> To: viphone@googlegroups.com <mailto:viphone@googlegroups.com> >> Subject: Re: Apple Care+ or other insurance products. >> >> Check your credit card as well. I pay for my cell phone with the Uber >> card, because it gives me phone insurance. There are cards with such a >> protection as partof your perks.--Joe >> >> On 5/4/21, Richard Turner <richardturne...@outlook.com >> <mailto:richardturne...@outlook.com> > wrote: >>> You have a good point their Sieghard on the increased price. Maybe >>> it isn't worth it on the pro models. >>> I will check with our insurance, that is a good deal. >>> >>> >>> >>> Richard >>> "The highest reward for a person's toil is not what they get for it, >>> but what they become by it." >>> - John Ruskin, 1819-1900 >>> >>> Web site: www.turner42.com <http://www.turner42.com/> >>> >>> >>> >>> -----Original Message----- >>> From: viphone@googlegroups.com <mailto:viphone@googlegroups.com> >>> <viphone@googlegroups.com <mailto:viphone@googlegroups.com> > On Behalf >>> Of Sieghard Weitzel >>> Sent: Tuesday, May 4, 2021 8:59 AM >>> To: viphone@googlegroups.com <mailto:viphone@googlegroups.com> >>> Subject: RE: Apple Care+ or other insurance products. >>> >>> I find that Apple Care Plus now is so expensive especially if you >>> have a Pro phone that I personally don't buy it any more. I have my >>> iPhone insured as part of my home insurance where it is listed as a >>> separate item and I think it's something like $30 or $40 a year. The >>> good thing in my opinion is that for one thing this also covers loss >>> or theft and secondly if I keep my phone for more than 2 years I >>> still have coverage whereas Apple Care Plus is done after 2 years. Of >>> course you have to check with your particular insurance company what >>> all the conditions are, e.g. if you did have a claim, would that >>> effect your overall home insurance rate, what exactly is covered, e.g. >>> what if you drop it and the screen breaks etc. I did loose my iPhone >>> 6S Plus many years ago and my home insurance paid me the full >>> purchase price at the time without fuss and I didn't even have to >>> send in a receipt or anything, they sent me a cheque and said it was >>> up to me what I wanted to do with it, e.g. buy a new iPhone 6S Plus >>> or a different phone or whatever. >>> >>> -----Original Message----- >>> From: viphone@googlegroups.com <mailto:viphone@googlegroups.com> >>> <viphone@googlegroups.com <mailto:viphone@googlegroups.com> > On Behalf >>> Of Malcolm Parfitt >>> Sent: Tuesday, May 4, 2021 8:52 AM >>> To: viphone@googlegroups.com <mailto:viphone@googlegroups.com> >>> Subject: Apple Care+ or other insurance products. >>> >>> >>> >>> As we all know our iPhones are a significant investment and an >>> inconvenience if we're deprived of their use. >>> >>> What are people's view on Apple Care+ is it worth it? >>> >>> There are a number of insurers designed specifically for gadgets like >>> iPhones and there is the possibility of insurance on one's hous >>> contents too. >>> >>> Then there's the option to simply trust to luck and save money. >>> >>> What are people's thoughts?Malcolm Parfitt >>> >>> -- >>> The following information is important for all members of the V >>> iPhone list. >>> >>> If you have any questions or concerns about the running of this list, >>> or if you feel that a member's post is inappropriate, please contact >>> the owners or moderators directly rather than posting on the list itself. >>> >>> Your V iPhone list moderator is Mark Taylor. 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Your list owner is Cara Quinn - >>> you can reach Cara >>> at caraqu...@caraquinn.com <mailto:caraqu...@caraquinn.com> >>> >>> The archives for this list can be searched at: >>> http://www.mail-archive.com/viphone@googlegroups.com/ >>> --- >>> You received this message because you are subscribed to the Google >>> Groups "VIPhone" group. >>> To unsubscribe from this group and stop receiving emails from it, >>> send an email to viphone+unsubscr...@googlegroups.com >>> <mailto:viphone+unsubscr...@googlegroups.com> . >>> To view this discussion on the web visit >>> https://groups.google.com/d/msgid/viphone/MW4PR17MB451300BF2B82E9BC60AE2564B75A9%40MW4PR17MB4513.namprd17.prod.outlook.com. >>> >> >> -- >> The following information is important for all members of the V iPhone >> list. >> >> If you have any questions or concerns about the running of this list, >> or if you feel that a member's post is inappropriate, please contact >> the owners or moderators directly rather than posting on the list itself. >> >> Your V iPhone list moderator is Mark Taylor. 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Your list owner is Cara Quinn - >> you can reach Cara at >> caraqu...@caraquinn.com <mailto:caraqu...@caraquinn.com> >> >> The archives for this list can be searched at: >> http://www.mail-archive.com/viphone@googlegroups.com/ >> --- >> You received this message because you are subscribed to the Google >> Groups "VIPhone" group. >> To unsubscribe from this group and stop receiving emails from it, send >> an email to viphone+unsubscr...@googlegroups.com >> <mailto:viphone+unsubscr...@googlegroups.com> . >> To view this discussion on the web visit >> https://groups.google.com/d/msgid/viphone/CAJNA4b%3DonUqxkUwNTOFsiSoAfLgOGK5TvoM58zTm4D0NSL0kzQ%40mail.gmail.com. >> >> -- >> The following information is important for all members of the V iPhone >> list. >> >> If you have any questions or concerns about the running of this list, >> or if you feel that a member's post is inappropriate, please contact >> the owners or moderators directly rather than posting on the list itself. >> >> Your V iPhone list moderator is Mark Taylor. 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Your list owner is Cara Quinn - >> you can reach Cara at >> caraqu...@caraquinn.com <mailto:caraqu...@caraquinn.com> >> >> The archives for this list can be searched at: >> http://www.mail-archive.com/viphone@googlegroups.com/ >> --- >> You received this message because you are subscribed to the Google >> Groups "VIPhone" group. >> To unsubscribe from this group and stop receiving emails from it, send >> an email to viphone+unsubscr...@googlegroups.com >> <mailto:viphone+unsubscr...@googlegroups.com> . >> To view this discussion on the web visit >> https://groups.google.com/d/msgid/viphone/MWHPR06MB313564E6524B680CFCAB4F47C7599%40MWHPR06MB3135.namprd06.prod.outlook.com. >> > > -- > The following information is important for all members of the V iPhone list. > > If you have any questions or concerns about the running of this list, or if > you feel that a member's post is inappropriate, please contact the owners or > moderators directly rather than posting on the list itself. > > Your V iPhone list moderator is Mark Taylor. 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