>I think IP Pay queries the issuer to determine what the proper expiration >date and updates it. Maybe I'll get Charles over here to say what his >service does. ;-)
We basically have three "product features" for WISPs/Telcos/CableCos/Service Providers that really set us apart from the "normal" e-commerce processor IP Pay Account Updater automatically updates "card-on-file" account changes from lost, stolen or reissued cards, to ensure uninterrupted recurring payments. IP Pay Account Continuator allows for the successful processing of expired cards on recurring payment transactions. IP Pay Account Economizer uses "specialized" market interchange categories to eliminate the "High-Risk Surcharges" levied on traditional e-commerce and card-not-present transactions. Hope this helps -Charles -------------------------------------------------- From: "RickG" <rgunder...@gmail.com> Sent: Monday, December 14, 2009 12:14 AM To: "WISPA General List" <wireless@wispa.org> Subject: Re: [WISPA] Credit Card Processors > But the issue is that they may consider using an expired card as > fraudulent. > Remember, each credit card transaction has a bunch or legal rules and > regulations that come along with it. You know how it goes, do it right or > it > may bite! > > On Sun, Dec 13, 2009 at 11:57 PM, Travis Johnson <t...@ida.net> wrote: > >> And when the chargeback comes through, you fax them the copy of your >> internet service contract and their usage summary showing they owed and >> paid >> for the bill as agreed. >> >> Travis >> Microserv >> >> >> RickG wrote: >> >> My banker buddy said its between you and your credit card processor but >> charging to an expired card could leave you open to a charge back. I >> guess >> the safest thing to do is ask your processor. I did find the attached on >> Visa's website. -RickG >> >> On Sun, Dec 13, 2009 at 9:42 PM, Josh >> Luthman<j...@imaginenetworksllc.com> <j...@imaginenetworksllc.com>wrote: >> >> >> >> Very confident that IPPay will accept past expiration dates as long none >> of >> the other information was changed. I read something about this recently >> but >> I can't seem to locate it. >> >> Josh Luthman >> Office: 937-552-2340 >> Direct: 937-552-2343 >> 1100 Wayne St >> Suite 1337 >> Troy, OH 45373 >> >> "The secret to creativity is knowing how to hide your sources." >> --- Albert Einstein >> >> >> On Sun, Dec 13, 2009 at 9:29 PM, RickG <rgunder...@gmail.com> >> <rgunder...@gmail.com> wrote: >> >> >> >> I'm speaking from experience :) >> Most credit cards expire in two years. So, you take their expiration date >> and add two years - wella, it works again! >> I dont know about other processors but authorize.net will not accept an >> expired date. >> -RickG >> >> On Sun, Dec 13, 2009 at 4:13 PM, Josh >> Luthman<j...@imaginenetworksllc.com> <j...@imaginenetworksllc.com>wrote: >> >> >> >> I don't see how you can guess it. You can have one card number not >> change but renew it's expiration date. Also keep in mind you can >> continue charging without updating information for companies just like >> us. >> >> On 12/13/09, RickG <rgunder...@gmail.com> <rgunder...@gmail.com> wrote: >> >> >> Quickbooks is great! >> >> Question though: I was told by my bank not to guess their new >> >> >> expiration >> >> >> date and that you need to get the it directly from the customer or >> >> >> you >> >> >> are >> >> >> subject to dispute. True of false? >> -RickG >> >> On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggi<wirelessn...@rapiddsl.net> >> <wirelessn...@rapiddsl.net>wrote: >> >> >> >> IPPay is really cool. Expecially automatic features like figuring >> >> >> out >> >> >> the >> >> >> right CC exp date after it expires. We'd like to use it, if we >> >> >> could. >> >> >> But we dont use them because you really need a seperate billing >> >> >> system >> >> >> to >> >> >> integrate with them. >> We use Quickbooks for our billing, and from what I understood IPPay >> >> >> does >> >> >> not >> integrate with Quickbook's billing. >> >> PS. I know, why are we using Quickbooks for billing still? Resistent >> >> >> to >> >> >> change when something works, its easy, and no compelling reason to >> >> >> change. >> >> >> Tom DeReggi >> RapidDSL & Wireless, Inc >> IntAirNet- Fixed Wireless Broadband >> >> >> ----- Original Message ----- >> From: "Travis Johnson" <t...@ida.net> <t...@ida.net> >> To: "WISPA General List" <wireless@wispa.org> <wireless@wispa.org> >> Sent: Saturday, December 12, 2009 11:16 PM >> Subject: Re: [WISPA] Credit Card Processors >> >> >> >> >> IPPay. Only saved us $500 per month and we get our money in 1-2 >> >> >> business >> >> >> days (instead of 4-5 with authorize). :) :) >> >> Travis >> Microserv >> >> Robert West wrote: >> >> >> Looking at credit card processors again. Been nickled and dimed >> >> >> to >> >> >> death >> >> >> with 2 others. Who are you happy with and do they work >> withauthorize.net? >> >> >> >> Bob- >> >> >> >> >> >> >> >> Robert West >> >> Just Micro Digital Services Inc. >> >> 740-335-7020 >> >> >> >> >> >> >> >> >> >> -------------------------------------------------------------------------------- >> >> >> WISPA Wants You! Join today!http://signup.wispa.org/ >> >> >> -------------------------------------------------------------------------------- >> >> >> WISPA Wireless List: wireless@wispa.org >> >> Subscribe/Unsubscribe:http://lists.wispa.org/mailman/listinfo/wireless >> >> Archives: http://lists.wispa.org/pipermail/wireless/ >> >> >> >> -------------------------------------------------------------------------------- >> >> >> WISPA Wants You! 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Join today!http://signup.wispa.org/ >> >> >> >> -------------------------------------------------------------------------------- >> >> >> WISPA Wireless List: wireless@wispa.org >> >> Subscribe/Unsubscribe:http://lists.wispa.org/mailman/listinfo/wireless >> >> Archives: http://lists.wispa.org/pipermail/wireless/ >> >> >> -------------------------------------------------------------------------------- >> >> >> WISPA Wants You! 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