I know that Mr. Hearns is a family man. . . .but my question is:  What is he 
thinking getting involved with such a person?

I assume that she is using Tommy to help support her "lack" of funds.  And if 
Mr. Hearns did his homework. . . .he would be aware of all the unpaid bills 
that Carol has of trail of.  

Carol seriously needs to consider accepting the fact that she has lost.

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