>From what I understand they're covered by home owner's or renters insurance policies, at least here in the states. Considered the same type personal property as a mountain bike or television. I just added an extra $10K-20k to my insurance policy regarding the total value of my personal property. This is also where I find real value in having my collection listed in Discogs. Hopefully no one ever has to experience this, but if there were a fire and every piece of vinyl you owned went up in flames, then you have some type of record/proof of what was lost. Of course you may not be able to recover out of print titles, etc. but you could receive some type of financial benefit by having insurance and a record/proof of what was lost. I am certainly no expert on the subject though. I would highly recommend looking into it. We work too hard to buy all these precious vinyls to have someone/thing take them away so easily.
Speaking of, it seems like I heard Derrick Carter lost his house/record collection to a fire a few years back. Anyone know about this or am I dreaming this up? Adam -----Original Message----- From: Toby Frith [mailto:[EMAIL PROTECTED] Sent: Thursday, July 01, 2004 10:19 AM To: [EMAIL PROTECTED]; 313@hyperreal.org Subject: RE: (313) record insurance (OT) I would have thought that they were covered under house insurance. Mine are. To be honest though, unless the burglar knew a)you had a load of records and b) knew about records themselves it's unlikely that they'd steal them because they're bulky and heavy. It's much more likely that they'll just nick your electrical equipment. -----Original Message----- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] Sent: 01 July 2004 15:13 To: 313@hyperreal.org Subject: (313) record insurance (OT) Hi Do people insure their records? If so, where? and does it cost alot? My new house is wayyy too easy to break into for my liking, and I just know one day I'm gonna catch some 12 yr old dangling half way outside my spare room window with a load of records under his arm. (Probably before I get a chance to insure them). and, to be honest, they're about the only thing I own that is worth anything. That was a plus of living on the 11th floor. If some spiderman type could climb 11 floors to get into my flat, he'd have been welcome to my chit. any ideas? sorry to be OT, I have no idea of who to ask though. Thanks Alex _________________________________________________________________ --------------------- End of message text -------------------- This e-mail is sent by the above named in their individual, non-business capacity and is not on behalf of PricewaterhouseCoopers. PricewaterhouseCoopers may monitor outgoing and incoming e-mails and other telecommunications on its e-mail and telecommunications systems. By replying to this e-mail you give your consent to such monitoring