I am having health insurance already as I am working in MNC.when I requested for increase of HI ,united India refused.Also enquired whether I can continue HI once I leave the MNC,they said ..NO.even though I am having HI for the past 10 years. Can it be helped.
On Fri 3 Apr, 2020, 5:10 PM Dinesh thole, <dineshth...@gmail.com> wrote: > Hi All, > > > > Hope you all are doing good. > > Insurance companies are still discriminating for providing health insurance > to visually challenged. > > Recently I approached star health and HDFC ergo for buying online health > family health insurance for me and my wife(Both 100% visually challenged) . > > I clearly told both the companies regarding our vision impairment in a > transparent manner. > > HDFC ergo team refused to provide on the grounds of disability. > > They said over phone that medical underwriting team has refused the same. > > On the other hand, star health is willing to provide cover only maximum > upto > 5 lacs where as I had requested for 10 lacs, again as per their medical > underwriting team. > > However, all this conversation is over phone, and as usual, both the > companies have not given anything in writing even after my request. > > I also gave them reference of the recent circular on Guidelines on > standardization of exclusions in HI Contracts given by IRDA, but no luck. > > Both the companies policy terms are not having any such clauses in the > exclusions list for refusing insurance for visually challenged. > > Please advise as to whom should I approach? > > Please share your advise for purchase of health insurance. > > > > Thanks and Regards. > > Dinesh Thole > > > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > > Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
