I have taken the Apollo Munich Health Policy from Ankit Kapoor Ludhiana
Punjab for 5 years, which is now known as Health on HDFC, thank you
personally contact with me

On Sat, Apr 4, 2020, 12:50 PM Dinesh thole <dineshth...@gmail.com> wrote:

> Dear Sir,
>
> Are you talking about Apollo munich?
> Now Apollo is HDFC ergo.
> Thanks and Regards.
> Dinesh Thole.
> -----Original Message-----
> From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On
> Behalf
> Of Nirmal Verma
> Sent: 03 April 2020 23:52
> To: AccessIndia: a list for discussing accessibility and issues concerning
> the disabled.
> Subject: Re: [AI] denial of health insurance by star health and HDFC ERGO
> on
> the grounds of vision impairment.
>
> Dear Dinesh  and Silpa
>
> I had also faced the same kind of situation and was denied by ICICI, HDFC,
> STAR and National Insurance. Apollo gave me the policy. We can talk it over
> a phone call. Please call me if you want to have it from apollo.
>
> thanks
>
> Nirmal
>
> 7007869291
>
> On Fri, 3 Apr 2020 at 19:30, Silpa Mallipeddi <mallipeddi.si...@gmail.com>
> wrote:
>
> > I am having health insurance already as I am working in MNC.when I
> > requested for increase of HI ,united India refused.Also enquired
> > whether I can continue HI once I leave the MNC,they said ..NO.even though
> I am having
> > HI for the past 10 years.   Can it be helped.
> >
> > On Fri 3 Apr, 2020, 5:10 PM Dinesh thole, <dineshth...@gmail.com> wrote:
> >
> > > Hi All,
> > >
> > >
> > >
> > > Hope you all are doing good.
> > >
> > > Insurance companies are still discriminating for providing health
> > insurance
> > > to visually challenged.
> > >
> > > Recently I approached star health and HDFC ergo for buying online
> > > health family health insurance for me and my wife(Both 100% visually
> > challenged) .
> > >
> > > I clearly told both the companies regarding our vision impairment in
> > > a transparent manner.
> > >
> > > HDFC ergo team refused to provide on the grounds of disability.
> > >
> > > They said over phone that  medical underwriting team has refused the
> > same.
> > >
> > > On the other hand, star health is willing to provide cover only
> > > maximum upto
> > > 5 lacs where as I had requested for 10 lacs, again as per their
> > > medical underwriting team.
> > >
> > > However, all this conversation is over phone, and as usual, both the
> > > companies have not given anything in writing even after my request.
> > >
> > > I also gave them reference of the recent circular on Guidelines on
> > > standardization of exclusions in HI Contracts given by IRDA, but no
> luck.
> > >
> > > Both the companies policy terms are not having any such clauses in
> > > the exclusions list for refusing insurance for visually challenged.
> > >
> > > Please advise as to whom should I approach?
> > >
> > > Please share your advise for purchase of health insurance.
> > >
> > >
> > >
> > > Thanks and Regards.
> > >
> > > Dinesh Thole
> > >
> > >
> > >
> > >
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