Dear Sir, Are you talking about Apollo munich? Now Apollo is HDFC ergo. Thanks and Regards. Dinesh Thole. -----Original Message----- From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Nirmal Verma Sent: 03 April 2020 23:52 To: AccessIndia: a list for discussing accessibility and issues concerning the disabled. Subject: Re: [AI] denial of health insurance by star health and HDFC ERGO on the grounds of vision impairment.
Dear Dinesh and Silpa I had also faced the same kind of situation and was denied by ICICI, HDFC, STAR and National Insurance. Apollo gave me the policy. We can talk it over a phone call. Please call me if you want to have it from apollo. thanks Nirmal 7007869291 On Fri, 3 Apr 2020 at 19:30, Silpa Mallipeddi <mallipeddi.si...@gmail.com> wrote: > I am having health insurance already as I am working in MNC.when I > requested for increase of HI ,united India refused.Also enquired > whether I can continue HI once I leave the MNC,they said ..NO.even though I am having > HI for the past 10 years. Can it be helped. > > On Fri 3 Apr, 2020, 5:10 PM Dinesh thole, <dineshth...@gmail.com> wrote: > > > Hi All, > > > > > > > > Hope you all are doing good. > > > > Insurance companies are still discriminating for providing health > insurance > > to visually challenged. > > > > Recently I approached star health and HDFC ergo for buying online > > health family health insurance for me and my wife(Both 100% visually > challenged) . > > > > I clearly told both the companies regarding our vision impairment in > > a transparent manner. > > > > HDFC ergo team refused to provide on the grounds of disability. > > > > They said over phone that medical underwriting team has refused the > same. > > > > On the other hand, star health is willing to provide cover only > > maximum upto > > 5 lacs where as I had requested for 10 lacs, again as per their > > medical underwriting team. > > > > However, all this conversation is over phone, and as usual, both the > > companies have not given anything in writing even after my request. > > > > I also gave them reference of the recent circular on Guidelines on > > standardization of exclusions in HI Contracts given by IRDA, but no luck. > > > > Both the companies policy terms are not having any such clauses in > > the exclusions list for refusing insurance for visually challenged. > > > > Please advise as to whom should I approach? > > > > Please share your advise for purchase of health insurance. > > > > > > > > Thanks and Regards. > > > > Dinesh Thole > > > > > > > > > > Search for old postings at: > > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > > > To unsubscribe send a message to > > accessindia-requ...@accessindia.org.in > > with the subject unsubscribe. > > > > To change your subscription to digest mode or make any other > > changes, please visit the list home page at > > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org > .in > > > > > > Disclaimer: > > 1. Contents of the mails, factual, or otherwise, reflect the > > thinking of the person sending the mail and AI in no way relates > > itself to its > veracity; > > > > 2. AI cannot be held liable for any commission/omission based on the > mails > > sent through this mailing list.. > > > > > > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org > .in > > > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking > of the person sending the mail and AI in no way relates itself to its > veracity; > > 2. AI cannot be held liable for any commission/omission based on the > mails sent through this mailing list.. > > Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list.. Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
