Hi Vetri,

 

Thank you so much for taking the time to share those detailed workarounds for 
managing currency.

 

It is interesting that you mention the technique of folding different 
denominations distinctly to keep them organized in a wallet. A friend from our 
community who is no longer with us, Nicolas Verma, actually shared that exact 
solution with me when we were once discussing various challenges we face. It is 
a method that certainly resonates with many of us.

Your point about using currency identifier apps in controlled environments like 
home or the office before heading out is also very practical. However, it does 
highlight the broader issue of how we handle currency when we are on the go. 
When there were discussions on this mailing list regarding the shift toward 
plastic currency, I had similar concerns. It forces one to wonder how we will 
manage our currency if it becomes more challenging to distinguish, especially 
if we are expected to rely solely on applications.

 

It often leads me to ask: have they truly considered our perspective? Is there 
anyone representing the community of Persons with Disabilities when such 
decisions are being made at the RBI? The principle of "Nothing about us, 
without us" remains vital. While I sometimes feel that debating these topics is 
becoming a thing of the past thanks to the rise of digital banking and 
accessible payment gateways like PayTM, Google Pay, and PhonePe, the 
accessibility of physical currency remains a fundamental necessity.

 

I truly appreciate the time and effort you put into offering these suggestions.

 

From: [email protected] <[email protected]> On Behalf 
Of [email protected]
Sent: Saturday, June 13, 2026 6:20 PM
To: [email protected]
Subject: RE: [AI] Feedback regarding the practical utility of the MANI app for 
visually impaired users

 

Hi Cayne,

 

I absolutely agree with your observation. Although it is not a perfect 
solution, Here’s what I do to cope with the situation:

 

Using the Money or similar apps in boisterous environment is certainly not a 
perfect solution, but by using them at home or office prior to encountering the 
outside world to organize denomination notes is possible. If your wallet has 
several componence, you can use different ones for different notes. E.G. 1 
segment for 500, another 1 for 200 etc. This way paying the vender becomes 
somewhat easier. What if the shop keeper gives you back remaining change? 
That’s of course risky and I have not come across cheating on that so for to a 
great extent.

 

Another solution is to purchase small currency reader and I am sure they are 
available in the market. Using them is somewhat easier than scanning them on 
your phone. The third easiest solution is to fold different notes distinctly. 
For example, Fold 500 3 fold, 200 2 fold etc and keep them in your wallet. I 
hope that it helps.

 

Vetri.

 

From: [email protected] <mailto:[email protected]>  
<[email protected] <mailto:[email protected]> > On 
Behalf Of Mister Kayne
Sent: Saturday, June 13, 2026 4:26 PM
To: AccessIndia Group <[email protected] 
<mailto:[email protected]> >
Subject: [AI] Feedback regarding the practical utility of the MANI app for 
visually impaired users

 

To the Access India Group,

 

I am writing to express my profound fascination with the "solution" provided by 
the Reserve Bank of India for currency identification: the MANI (Mobile Aided 
Note Identifier) app. One has to wonder, in the hallowed halls where this app 
was conceptualized, how many of the designers have ever actually tried to 
conduct a financial transaction in the wild—say, at a bustling metro station or 
a crowded vegetable market—while balancing a white cane in one hand, a wallet 
in the other, and keeping a phone steady enough to capture a perfect, well-lit, 
non-soiled image of a banknote.

 

It is truly a marvel of armchair engineering. The assumption appears to be that 
a person with visual impairment has the luxury of standing perfectly still in a 
quiet, well-lit studio environment, carefully positioning a pristine, crisp 
banknote before their rear camera to wait for the software to "think."

 

In the real world, however, we deal with reality:

 

The Noise Factor: Try explaining to an impatient shopkeeper or a crowd of 
commuters pushing past you that you need a moment of absolute silence to hear 
the app’s audio announcement. It’s almost as if the designers imagined the 
entire population of India would pause their lives to accommodate a 
smartphone’s processing latency.

The Multitasking Nightmare: Asking someone to juggle a cane, a phone, and a 
wallet in a crowded public space is a logistical absurdity. If I have to 
perform a complex, multi-step digital scan just to confirm I’m handing over the 
right denomination, I might as well just surrender my wallet and ask the 
shopkeeper to take whatever they feel like.

The Soiled Note Problem: Let us not forget the irony that the app struggles 
with the very notes that actually circulate in our economy—the worn, crumpled, 
or slightly soiled ones—which, unsurprisingly, are the ones most often handed 
to us.

 

One has to ask: who was consulted during the development of this tool? Was it 
actual users who navigate the chaos of Indian public transport daily, or was it 
a committee that thought a "vibration notification" was a sufficient substitute 
for a truly accessible, tactile-friendly currency design?

Is this a solution, or is it merely a box-ticking exercise in "digital 
inclusion" that ignores the fundamental mechanics of daily life? While the 
intent may have been noble, the execution demonstrates a staggering disconnect 
from the lived experience of the people it is meant to serve. A truly 
accessible solution would require no apps, no cameras, and no "perfect" 
lighting conditions—just currency that is designed to be identified instantly 
by touch.

 

You can view the details of this tool here: 
https://rbikehtahai.rbi.org.in/mani-app.html

 

I am curious to hear your thoughts. Do you feel this is a solution that you 
concur with? If not, what do you believe needs to be done to address such 
negligence and ignorance when designing solutions for the community?

 

Warm regards,

 

Mister Kayne <https://www.blogger.com/profile/04580049257592982490> 
Author: The Somebody, Nobody, Anybody  <https://www.mister-kayne.com/> & 
Everybody Blog!

Mail: [email protected] <mailto:[email protected]> 

Sent from Outlook® for Windows 11

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