It is absolutely correct that none can be proved right or wrong in the case of a phone confirmation. How would it be if a VI informs the bank through mail as soon as he issues a cheque? Now a days with the CBS, all branches are connected through the net. So, though the cheque is presented at any place, a final confirmation from the branch where the customer has an account is required. At this stage the banker has to see whether a mail has come from the VI customer or not. Here one suggestion is that while issuing cheque book to a VI customer, the words "VI" can be printed on the cheque so that the banker knows that it is a cheque given by a VI customer. If printing is impractical, a rubber stamp can be used for this purpose. After all I don't think any branch of a bank will have VI customers atleast in double digits. Whatever I have said is according to a lay man's knowledge like mine. So, I repeat. I stand corrected.
Vamshi. G Landline: 0877-2243861 Mobile: 09949349497 E-mail ID: [EMAIL PROTECTED] On 7/4/08, Pamnani <[EMAIL PROTECTED]> wrote: > Hi Friends, I have incorporated most of the suggestions. There is one issue > on which I want some brain storming. > This is regarding cheques issued by the visually impaired. > In the general guidelines I have suggested that banks should introduce > biometric verification or seals etc. > > Now to be honest most banks dont have a system to verify at present and > cannot do so for atleast 6 months. > So what do we do in the interim for cheques which have thumb impression and > for cheques on which signature does not tally. I had said there should be > some leniency during verification. > > I have received a suggestion from one member that banks should be asked to > attest our signature or thumb impression when they give us our cheque book. > So the empty chequeswith only our signature and the attestation will be > lying with us. > The worry is that we can lose the cheque book and that someone can fill up > details and withdraw from our account. > The other problem is that our cheques look different and that all banks > would insist on it. > If we do think of attestation then it will be as an interim measure until > biometric. You all know in India to get this attestation out of the system > it will take 5 yearts and something which is interim will become permant. > > So should I put in this attestation clause or leave it now and let the IBA > suggest it if necessary and deal with it then? > > Need feedback by 9.30 am Monday morning. > Come on lets start the debate. > Kanchan > Kanchan Pamnani > Advocate & Solicitor > 9, Suleman Chambers, > Battery Street, Colaba, > Mumbai - 400 039. > > > Join Access India convention: For updates on it visit: > http://accessindia.org.in/harish/convention.htm > > To unsubscribe send a message to [EMAIL PROTECTED] with > the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, please > visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > Join Access India convention: For updates on it visit: http://accessindia.org.in/harish/convention.htm To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
