Sir,
I dont think all the VI's are having access to e mails. Infact, there are 
many VI's who dont know how to operate computers. Sorry if I'm not correct.

Abdul
----- Original Message ----- 
From: "vamshi . G" <[EMAIL PROTECTED]>
To: <accessindia@accessindia.org.in>
Sent: Saturday, July 05, 2008 5:58 PM
Subject: Re: [AI] Bank Guidelines


> It is absolutely correct that none can be proved right or wrong in the
> case of a phone confirmation. How would it be if a VI informs the bank
> through mail as soon as he issues a cheque? Now a days with the CBS,
> all branches are connected through the net. So, though the cheque is
> presented at any place, a final confirmation from the branch where the
> customer has an account is required. At this stage the banker has to
> see whether a mail has come from the VI customer or not. Here one
> suggestion is that while issuing cheque book to a VI customer, the
> words "VI" can be printed on the cheque so that the banker knows that
> it is a cheque given by a VI customer. If printing is impractical, a
> rubber stamp can be used for this purpose. After all I don't think any
> branch of a bank will have VI customers atleast in double digits.
> Whatever I have said is according to a lay man's knowledge like mine.
> So, I repeat. I stand corrected.
>
> Vamshi. G
> Landline: 0877-2243861
> Mobile: 09949349497
> E-mail ID:
> [EMAIL PROTECTED]
>
> On 7/4/08, Pamnani <[EMAIL PROTECTED]> wrote:
>> Hi Friends, I have incorporated most of the suggestions. There is one 
>> issue
>> on which I want some brain storming.
>> This is regarding cheques issued by the visually impaired.
>> In the general guidelines I have suggested that banks should introduce
>> biometric verification or seals etc.
>>
>> Now to be honest most banks dont have a system to verify at present and
>> cannot do so for atleast 6 months.
>> So what do we do in the interim for cheques which have thumb impression 
>> and
>> for cheques on which signature does not tally. I had said there should be
>> some leniency during verification.
>>
>> I have received a suggestion from one member that banks should be asked 
>> to
>> attest our signature or thumb impression when they give us our cheque 
>> book.
>> So the empty chequeswith only our signature and the attestation will be
>> lying with us.
>> The worry is that we can lose the cheque book and that someone can fill 
>> up
>> details and withdraw from our account.
>> The other problem is that our cheques look different and that all banks
>> would insist on it.
>> If we do think of attestation then it will be as an interim measure until
>> biometric. You all know in India to get this attestation out of the 
>> system
>> it will take 5 yearts and something which is interim will become permant.
>>
>> So should I put in this attestation clause or leave it now and let the 
>> IBA
>> suggest it if necessary and deal with it then?
>>
>> Need feedback by 9.30 am Monday morning.
>> Come on lets start the debate.
>> Kanchan
>> Kanchan Pamnani
>> Advocate & Solicitor
>> 9, Suleman Chambers,
>> Battery Street, Colaba,
>> Mumbai - 400 039.
>>
>>
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