My answers are inline.

1.  how to disable "skip duplicate links" feature?
PL] A. Launch your browser.
B. Go into the jaws configuration manager.
C. Activate the HTML options dialogue. If you are using Jaws 12, then you
will need to find the relevant option in the settings center.
D. Navigate to the "links" tab.
E. There is an option to "filter duplicate links." Disable that option. 
2. does it require to mention particular digits from the debit card like 
ICICI bank double security feature?
PL] Not yet.
3. is it required to provide the address related details of the benificiary 
while transferring money?
currently i am using net banking facility with OBC which requires to provide

address details of the benificiary.
PL] No. You need the account number of the benificiary and the relevant IFC
code.

Pranav 



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