The moment itself when SBI had introduced this special net banking for VI, I 
had said it's a fool's idea.
Now, we are witnessing its exclusivity and VI are only offered this so-called 
special net banking.
I am really at a loss to understand, who among the blind, if anybody, advises 
these stupid measures...


-----Original Message-----
From: accessindia-boun...@accessindia.org.in 
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Amar Jain
Sent: Thursday, January 12, 2012 8:23 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Problem of SBI Net Banking for all new visually impaired.

Hi All,
Before coming to the specific question of the sender, let me state the fact 
that yes SBI Net Banking for Visually Challenged is creating issues for all new 
customers. At appropriate times we have gone into the demerits of this 
facility, so lets not waste our time in that. The ground reality is that it 
doesn’t have NEFT / RTGS payment clearing systems, and that is why we deny 
taking this net banking.
Recently, I had a chance to write to the Chairman, SBI when one of the visually 
impaired in bombay itself was denied from even opening the account despite 
showing RBI and IBA circulars. Of course through the intervention of DGM, 
Customer Service, and Local Head Office Mumbai, the matter was sorted out. 
However again the same problem came, the new customer is offered this net 
banking instead of the normal net banking even after our request for the normal 
net banking. And they, including their head office say that its as per 
guidelines, we can’t do anything about it. Since this is something which the 
person concerned will have to fight for, I am not sure to what level the 
account holder will be taking it after considering his / her own limitations 
and resources.
This net banking comes with an undertaking, which says that you shall not share 
your account details with anyone and the transactions done by you will be 
binding on you. The latter part appears to be safety measure for bankers 
though, but its not safe on our part to sign such undertakings. Nobody can deny 
that one day due to some stupid technical error, the transaction may go wrong, 
and because we have signed such undertaking, we do not enjoy the privilege of 
fighting like a normal customer.
Undertaking system exist in IDBI also. When I wanted to open the account 
because of 0 balance scheme, I was given an undertaking to sign, of course 
which I didn’t do and then I lost interest in opening account there.
So, one day some visually impaired will have to stand against this system of 
internet banking, and get the error rectified for all in one shot. I strongly 
suggest that do not go for this internet banking, provided that you have the 
daring and resources like time etc to fight against it.
Answering the question of invalid username and password, it takes 24-48 hours 
to get it activated, so check whether it is active or not with your branch. 
Otherwise, the issue may be that when you are entering the password, there is 
something wrong with upper case and lower case.
For those who are facing problem with SBI in getting the services, may approach 
DGM, Customer Service via email: dgm.custo...@sbi.co.in.
Regards
Amar Jain.

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