Hi Remember I spoke with you on Sunday morning on the same question before I came to accesindia. You were to find out the whole process and then revert. Smile. I will again chat with you on Sunday because this week has suddenly become very hectic. Kanchan -----Original Message----- From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of harish Sent: 10 March 2014 22:38 To: AccessIndia: a list for discussing accessibility and issuesconcerning the disabled. Subject: Re: [AI] Banking-cheques
Hi Please get in touch with me and lets work some system to work on it. Harish Kotian ----- Original Message ----- From: "Alok Kaushik" <alok_kaus...@hotmail.com> To: "AccessIndia: a list for discussing accessibility and issuesconcerning thedisabled." <accessindia@accessindia.org.in> Sent: Monday, March 10, 2014 7:33 PM Subject: Re: [AI] Banking-cheques > Hi George, > If we look at the present snapshot, it is apparent that needs of VI people > were not considered. However, even though the drivers of moving to > electronic format were fundamentally different, it is still in the > direction where technology can come to our salvation. so although > inadvertantly this may work for us in the due course of time. > > Of course it would have been better to consider the needs at the time of > designing the new process, Some innovative enhancements to the current > system can still fulfil the purpose. some possible solutions have already > started taking shape in my mind as I am thinking about this. However, I am > not sure what would be the right forum to discuss or present such > suggestions from where some actual changes can get initiated. > > If there is any formal entity or platform to whom or where we can propose > any solution oriented suggestions then please let us know. > > Thanks. > Alok > > ----- Original Message ----- > From: "George Abraham" <geo...@eyeway.org> > To: "'AccessIndia: a list for discussing accessibility and issues > concerningthe disabled.'" <accessindia@accessindia.org.in> > Sent: Monday, March 10, 2014 4:22 PM > Subject: Re: [AI] Banking-cheques > > >> The irony is that progress has been made in banking. The strides made are >> revolutionary. However the needs of the visually impaired clients have >> been >> overlooked or not been considered. >> >> -----Original Message----- >> From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On >> Behalf >> Of Alok Kaushik >> Sent: 10 March 2014 16:04 >> To: AccessIndia: a list for discussing accessibility and issuesconcerning >> the disabled. >> Subject: Re: [AI] Banking-cheques >> >> Hi Kanchan, >> Cheque truncation system is used everywhere in India now. Truncation >> essentially means truncation of use of paper cheque in the workflow. >> Scanned >> image of the cheque is used for the entire workflow after it is received >> from the depositor by the drawee bank. >> >> Following link will give you an idea about the process. Content of this >> page >> were written after CTS was first rolled out in 2008 in NCR, but the >> process >> >> would be the same anyway. >> >> http://www.banknetindia.com/banking/chqtruncationb.htm >> >> Thanks. >> Alok >> >> ----- Original Message ----- >> From: "Kanchan Pamnani" <kanchanpamn...@gmail.com> >> To: <accessindia@accessindia.org.in> >> Sent: Monday, March 10, 2014 2:00 PM >> Subject: [AI] Banking-cheques >> >> >>>I am trying to find out how a cheque is cleared nowadays. >>> What used to happen was >>> 1. I issued a cheque and handed it over to the payee. >>> 2. The payee then used to present it to his Branch. >>> 3. Then it went to the RBI for sorting >>> 4. The cheque then came back to my branch for verification of signature >>> and balance etc. >>> 5. If my branch cleared it then the payee got a credit otherwise the >>> cheque was considered as dishonoured. >>> 6. The intervention was at my branch and I could keep my branch >>> informed >> >>> about the fact that I had issued such a cheque. Knowing that their >>> customer was visually impaired my branch would clear my cheque if the >>> signature mismatched a little. >>> >>> Now with core banking and with a central claring system and with >> trunketed >>> cheques please help by sending me a detailed step by step procedure of >> how >>> a cheque is cleared and where can we have the verification by the bank >>> manager. >>> I have always said that rules and regulations have to change with time. >> So >>> maybe now it is time to add to the RBI Circular and Indian Bank >>> Association's guidelines of 2008. >>> Kanchan Pamnani >>> Advocate & Solicitor >>> 9, Suleman Chambers, >>> Battery Street, Colaba, >>> Mumbai - 400 039. >>> >>> >>> >>> >>> Register at the dedicated AccessIndia list for discussing accessibility >> of >>> mobile phones / Tabs on: >>> >> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessin >> dia.org.in >>> >>> >>> Search for old postings at: >>> http://www.mail-archive.com/accessindia@accessindia.org.in/ >>> >>> To unsubscribe send a message to >>> accessindia-requ...@accessindia.org.in >>> with the subject unsubscribe. >>> >>> To change your subscription to digest mode or make any other changes, >>> please visit the list home page at >>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >>> >>> >>> Disclaimer: >>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >>> the person sending the mail and AI in no way relates itself to its >>> veracity; >>> >>> 2. AI cannot be held liable for any commission/omission based on the >> mails >>> sent through this mailing list.. >>> >> >> >> >> >> Register at the dedicated AccessIndia list for discussing accessibility >> of >> mobile phones / Tabs on: >> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessin >> dia.org.in >> >> >> Search for old postings at: >> http://www.mail-archive.com/accessindia@accessindia.org.in/ >> >> To unsubscribe send a message to >> accessindia-requ...@accessindia.org.in >> with the subject unsubscribe. >> >> To change your subscription to digest mode or make any other changes, >> please visit the list home page at >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >> >> >> Disclaimer: >> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >> the person sending the mail and AI in no way relates itself to its >> veracity; >> >> 2. AI cannot be held liable for any commission/omission based on the >> mails >> sent through this mailing list.. >> >> >> >> >> Register at the dedicated AccessIndia list for discussing accessibility >> of mobile phones / Tabs on: >> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessind ia.org.in >> >> >> Search for old postings at: >> http://www.mail-archive.com/accessindia@accessindia.org.in/ >> >> To unsubscribe send a message to >> accessindia-requ...@accessindia.org.in >> with the subject unsubscribe. >> >> To change your subscription to digest mode or make any other changes, >> please visit the list home page at >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >> >> >> Disclaimer: >> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >> the person sending the mail and AI in no way relates itself to its >> veracity; >> >> 2. AI cannot be held liable for any commission/omission based on the >> mails sent through this mailing list.. >> > > > > > Register at the dedicated AccessIndia list for discussing accessibility of > mobile phones / Tabs on: > http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessind ia.org.in > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the person sending the mail and AI in no way relates itself to its > veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessind ia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list.. Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
