Hi, Thanks. When you find out what exactly is happening, please clarify if the comment is on the system or on the cheque itself. I had asked my branch manager to put it on the cheque that I was going to issue. Kanchan -----Original Message----- From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Vamshi. G Sent: 11 March 2014 07:19 To: AccessIndia: a list for discussing accessibility and issues concerning the disabled. Subject: Re: [AI] Banking-cheques
HI madam, Cheque truncation has not yet come to my place of living. So, I haven't seen it practically. But I will find out how it is done in other parts. As far as statement by BM is concerned, usually if someone is acting as a power of attorny, the same is mentioned along with the signature in the system, which, I think, has not been dispensed with in the CTS. A mentioning about the visual handicap can be made in similar lines. I have some other doubts about some points made by our friends in this regard. I can clarify things this evening after returning from the bank. On 3/11/14, KanchanPamnani <kanchanpamn...@gmail.com> wrote: > In that case if something more than the signature was at the bottom of the > cheque for eg. A statement by the branch manager that he has verified the > signature or that the singnature has been affixed before him, would also be > scanned. Would this go through the system? My branch says it wont. We have > to examine why not. > Kanchan > > -----Original Message----- > From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf > Of Aravind R > Sent: 10 March 2014 20:07 > To: AccessIndia: a list for discussing accessibility and issues concerning > the disabled. > Subject: Re: [AI] Banking-cheques > > instead off physical cheques, image of the scanned cheques travel > everywhere and signature is verified by computers. so it expects to be > very accurate. > > On 3/10/14, George Abraham <geo...@eyeway.org> wrote: >> The irony is that progress has been made in banking. The strides made are >> revolutionary. However the needs of the visually impaired clients have > been >> overlooked or not been considered. >> >> -----Original Message----- >> From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On > Behalf >> Of Alok Kaushik >> Sent: 10 March 2014 16:04 >> To: AccessIndia: a list for discussing accessibility and issuesconcerning >> the disabled. >> Subject: Re: [AI] Banking-cheques >> >> Hi Kanchan, >> Cheque truncation system is used everywhere in India now. Truncation >> essentially means truncation of use of paper cheque in the workflow. >> Scanned >> image of the cheque is used for the entire workflow after it is received >> from the depositor by the drawee bank. >> >> Following link will give you an idea about the process. Content of this >> page >> were written after CTS was first rolled out in 2008 in NCR, but the > process >> >> would be the same anyway. >> >> http://www.banknetindia.com/banking/chqtruncationb.htm >> >> Thanks. >> Alok >> >> ----- Original Message ----- >> From: "Kanchan Pamnani" <kanchanpamn...@gmail.com> >> To: <accessindia@accessindia.org.in> >> Sent: Monday, March 10, 2014 2:00 PM >> Subject: [AI] Banking-cheques >> >> >>>I am trying to find out how a cheque is cleared nowadays. >>> What used to happen was >>> 1. I issued a cheque and handed it over to the payee. >>> 2. The payee then used to present it to his Branch. >>> 3. Then it went to the RBI for sorting >>> 4. The cheque then came back to my branch for verification of signature >>> and balance etc. >>> 5. If my branch cleared it then the payee got a credit otherwise the >>> cheque was considered as dishonoured. >>> 6. The intervention was at my branch and I could keep my branch >>> informed >> >>> about the fact that I had issued such a cheque. Knowing that their >>> customer was visually impaired my branch would clear my cheque if the >>> signature mismatched a little. >>> >>> Now with core banking and with a central claring system and with >> trunketed >>> cheques please help by sending me a detailed step by step procedure of >> how >>> a cheque is cleared and where can we have the verification by the bank >>> manager. >>> I have always said that rules and regulations have to change with time. >> So >>> maybe now it is time to add to the RBI Circular and Indian Bank >>> Association's guidelines of 2008. >>> Kanchan Pamnani >>> Advocate & Solicitor >>> 9, Suleman Chambers, >>> Battery Street, Colaba, >>> Mumbai - 400 039. >>> >>> >>> >>> >>> Register at the dedicated AccessIndia list for discussing accessibility >> of >>> mobile phones / Tabs on: >>> >> > http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessin >> dia.org.in >>> >>> >>> Search for old postings at: >>> http://www.mail-archive.com/accessindia@accessindia.org.in/ >>> >>> To unsubscribe send a message to >>> accessindia-requ...@accessindia.org.in >>> with the subject unsubscribe. >>> >>> To change your subscription to digest mode or make any other changes, >>> please visit the list home page at >>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >>> >>> >>> Disclaimer: >>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >>> the person sending the mail and AI in no way relates itself to its >>> veracity; >>> >>> 2. AI cannot be held liable for any commission/omission based on the >> mails >>> sent through this mailing list.. >>> >> >> >> >> >> Register at the dedicated AccessIndia list for discussing accessibility >> of >> mobile phones / Tabs on: >> > http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessin >> dia.org.in >> >> >> Search for old postings at: >> http://www.mail-archive.com/accessindia@accessindia.org.in/ >> >> To unsubscribe send a message to >> accessindia-requ...@accessindia.org.in >> with the subject unsubscribe. >> >> To change your subscription to digest mode or make any other changes, >> please visit the list home page at >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >> >> >> Disclaimer: >> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >> the person sending the mail and AI in no way relates itself to its >> veracity; >> >> 2. AI cannot be held liable for any commission/omission based on the >> mails >> sent through this mailing list.. >> >> >> >> >> Register at the dedicated AccessIndia list for discussing accessibility >> of >> mobile phones / Tabs on: >> > http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessind > ia.org.in >> >> >> Search for old postings at: >> http://www.mail-archive.com/accessindia@accessindia.org.in/ >> >> To unsubscribe send a message to >> accessindia-requ...@accessindia.org.in >> with the subject unsubscribe. >> >> To change your subscription to digest mode or make any other changes, > please >> visit the list home page at >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >> >> >> Disclaimer: >> 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the >> person sending the mail and AI in no way relates itself to its veracity; >> >> 2. AI cannot be held liable for any commission/omission based on the >> mails >> sent through this mailing list.. >> > > > -- > nothing is difficult unless you make it appear so. > > r. aravind, > clerk in andhrabank, > mobile no: +91 9940369593, > email id : aravind_...@yahoo.com, aravind.andhrab...@gmail.com. > > > > Register at the dedicated AccessIndia list for discussing accessibility of > mobile phones / Tabs on: > http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessind > ia.org.in > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please > visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the > person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > > > > > Register at the dedicated AccessIndia list for discussing accessibility of > mobile phones / Tabs on: > http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessind ia.org.in > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, please > visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of the > person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > -- G. Vamshi Mobile: +91 9949349497 Skype: gvamshi81 www.retinaindia.org >From darkness unto light Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessind ia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list.. Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
