I think the quality of the text recognised should have been varified before 
posting it to the list.
----- Original Message ----- 
From: "Prashant Verma" <prashant...@gmail.com>
To: "eoc@du. in " <accessindia@accessindia.org.in>
Sent: Thursday, August 07, 2014 2:07 PM
Subject: [AI] very discriminatory circular of PNB in the name 
ofnon-discrimination


Dear all,

I came acrossthis very discriminatory recent circular of PNB regarding issue 
of banking facilities to visually impaired. The irony is that it has been 
issued to comply to the RBI guidelines.

The scanned version of the circular is pasted below. Please ignore the 
typos, the text is readable anyway.

I am taking up this case on behalf of NAB Delhi here, but others may also 
take suitable action.

Particulary note that in the name of non-discrimination the bank head office 
is asking all officers to

>            ATM/Debit Cards Internet Banking & Mobile Banking services may 
> be provided to visually impaired persons considering the merits of each 
> applicant like education qualification, status etc.

>            Obtain undertaking from the applicant (as per annexure) along 
> with the request form. And the undertaking wants the visually impaired to 
> take all risks.



What can be more discriminatory!





23.12.2013

To All Offices

Transaction Banking Division HO: 5, Sansad Marg, New Delhi - 110 001



! in supersession of TBD Circu.ar number i I 08/2009 dated 24.02.2009

Guidelines for issoance of ATM/ ;

Débit Gard, internet Bankmg/Mobile

Banking services to visually impaired customers.



TRANSACTION BANKING DIVISION CIRCULÂR NO. 55 /2013

Reg: Êssuance of ATM/ Débit Gard, Internet Banking/Mobile Banking services 
to

visuaüy impaired customers.

Guidelines for issuance of ATM/ Débit ca rds te visuaüy irr.paired customers 
were issued vide TBD Circuiar number 08/200S dated 24.02.200S.

RB! has mandated that a!! the banking faciiities shouid be made avaiîabie te 
visuaüy impaired customer with o ut any discrimination. We have beeri 
receiving référencés from the circles for providing Internet banking 
/'Mobile banking faciiities to visuaüy impaired customers. In this 
connection, the guidelines are appended below:

>            ATM/Debit Cards Internet Banking & Mobile Banking services mav 
> be provided te visuaKy impaired persons considering the merits of eaefc 
> appiicant îike educationai qualification, status etc.

>            Obtain undertaking from the appiicant (as per annexure) along 
> with the request form.

>            The facility can be provided in Joint accounts aiso.

>            The spécifié request along with fui! justification shouid be 
> sent to the respective circle offices for approvai.

>            Circie Heads have been empowered to approve such requests.

Ai! concerned are advised to note the above guidelines for strict 
compliance.

(Hari Kant Rai) General ManagerLETTER OF UNPERTAKING

Place:

Date:

The Manager Punjab National Bank

Dear Sir,

Reg: My Saving / Overdraft account no.               . îssuance of

ATM/ Débit Card/internet Banking/Mobile Banking facility

With reference to my application for issuance of ATM/ Débit card /internet 
Banking/Mobile banking in my name, ! déclaré and undertake as under:

lworkas                             and my visual disabiiity creates no 
hurdle in performing of my

work.

! can very well handie the ATM/ Debît Card/ internet Banking/Mobile banking, 
if issued to me. I shall use this facüity, at my own risk and 
responsibiiity.

? undertake that in case of any unauthor&ad transactions in any manner, the 
Bank wil! not be heid -.îabie or responsible for the same.

Yours faithfully,

Signature

Name

Address

The contents of the above undertaTiing has beer, read cverby^rne

to Shri   __(customer)and he has signed

/ affixed thumb impression on this undertaking after understanding its 
contents and that the bank shall not be liable in case of misuse of ATM/ 
Débit card or any other cause or any urtauihorized transaction usïng 
internet Banking/Mobile banking, which is issued to | hfffc^n his request, 
l, in token of having explained the contents as above to the | applicant 
aiso append my signature to this undertaking as witness.

Witness              . . _        _

Signature

Name :

Address







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