Hello Rahul,

So far, I have used state bank freedom and boi BTM apps on IPhone.
Both of them are very good in terms of accessibility.

Warm Regards.


Dinesh Thole.
-----Original Message-----
From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of 
Rahul Gambhir
Sent: Friday, April 10, 2015 11:09 PM
To: AccessIndia: a list for discussing accessibility and issues concerning the 
disabled.
Subject: [AI] To give mobile banking a fillip, banks told to boost user 
awareness | Business Line

Wondering how accessible is the mobile banking application of
different banks with voiceover on IOS and talkback on android. Request
users to share their experiences with different banks mobile banking
application.

Article begins
Lack of awareness as well as standardisation of procedures have added
to the problem of slow pick-up of mobile banking services, according
to the Banking Codes and Standards Board of India (BCSBI).

Banks have, therefore, been advised by the Reserve Bank of India to
undertake customer education and awareness programmes in multiple
languages through different channels of communication — ATMs,
self-service kiosks, Internet banking websites, SMS and emails — to
popularise the process of mobile banking registration/activation and
its usage.

As banks have started offering mobile banking services at different
points in time, there are differences in procedures adopted for
registering customers for mobile banking as well as in the channels of
delivery and authentication process, said BCSBI.

BCSBI was set up by the RBI in 2006 as an independent and autonomous
body to ensure that the common person, as a consumer of financial
services from the banking industry, is in no way at a disadvantageous
position and actually gets what he/she has been promised.

Mobile penetration in the country is now significantly high at around
93 crore. As on May 31, 2014, 86 banks had been permitted by the RBI
to launch mobile banking services.
Slow adoption
In FY 2013-14, while there was growth in the number of mobile banking
transactions, in value terms it was flat. That is, mobile banking
services handled 9.5 crore transactions valued at around ₹6,000 crore
in 2013-14, whereas in 2012-13, 5.3 crore transactions valued at
around ₹6,000 crore were transacted.

In a speech in late January, SS Mundra, Deputy Governor, RBI, observed
that while there is a lot of euphoria around the adoption of mobile
banking and mobile payments, the model has been relatively less
successful barring a few countries where the right environmental
factors existed. In the Indian context, an objective analysis would
reveal various reasons for slow adoption. “…There are technical issues
like type of handsets, variety of operating systems, encryption
requirements, inter-operable platforms or the lack of it, absence of
standardised communication structures, difficulty in downloading
application, time lag in activation, etc.

“These get accentuated by the operational difficulties in on-boarding
merchants and customers and customer ownership issues,” said Mundra.

The Deputy Governor pointed out that the interplay of these factors
has stymied the deployment and adoption of mobile banking as an
effective and widely accepted delivery channel.

Source: 
http://www.thehindubusinessline.com/industry-and-economy/banking/to-give-mobile-banking-a-fillip-banks-told-to-boost-user-awareness/article6975282.ece

Best Regards
Rahul Gambhir



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