Well we had a fork in the conversation just now:

If you enter a CC in a customer account in Plat, then it's stored in your local MS SQL database; optionally with encryption if you configured the encryption.

Anything modern is tokenizing and storing the token instead.

I understand your statement that you don't care either way because you won't store CC numbers, but you might be crazy.  Some customers will want autopay, and if they *want* you to whack their card every month then I think you should.  But I know you're a big boy and you make your own choices.


On 5/6/2021 1:51 PM, Chuck McCown via AF wrote:
But if you never enter a CC card into plat, and the actual payment transaction is done by IPPay, why would plat store a card number.  I am not doing a recurring billing. They have to pay manually each month, at least for now.
*From:* Cameron Crum
*Sent:* Thursday, May 6, 2021 11:38 AM
*To:* AnimalFarm Microwave Users Group
*Subject:* Re: [AFMUG] Intuit & Billing
I wouldn't count on it. Most of the systems do this now (tokenize with the processor and just store a token and last 4 to show the customer) to take away your liability, but every instance of Plat I've seen has credit cards in the DB.
On Thu, May 6, 2021 at 12:23 PM Adam Moffett <dmmoff...@gmail.com> wrote:

    I'd assume they're storing a token and not the actual card number.

    On 5/6/2021 1:20 PM, Bill Prince wrote:

    IIRC, once you entered a CC into the enterprise version of QB,
    the CC number went under control of Intuit in their cloud. You
    could no longer access it, except to update it to a new card, and
    then it "disappeared" again.

    bp
    <part15sbs{at}gmail{dot}com>
    On 5/6/2021 10:16 AM, Chuck McCown via AF wrote:
    I wouldn’t want to store any credit cards.  People can click on
    the link on the invoice and manually enter it each month.
    *From:* David Sovereen via AF
    *Sent:* Thursday, May 6, 2021 10:56 AM
    *To:* AnimalFarm Microwave Users Group
    *Cc:* David Sovereen
    *Subject:* Re: [AFMUG] Intuit & Billing
    Platypus passes PCI compliance and stores credit card
    information in an encrypted form when configured to do so.  If
    you have an old install where your credit card information was
    not encrypted by default, you can encrypt it by going to the
    Maintenance Menu and choosing Encryption Manager.
    *David Sovereen*
    **
    Mercury Network Corporation
    2719 Ashman Street, Midland, MI 48640
    989.837.3790 x151 office | 888.866.4638 toll free | 989.837.3780 fax
    Telephone*| *Internet*  | *Hosting
    david.sover...@mercury.net
    www.mercury.net <http://www.mercury.net>


    On May 6, 2021, at 11:50 AM, Cameron Crum <cc...@murcevilo.com>
    wrote:
    I'd be careful of Plat if you want PCI compliance. In the
    systems I've seen even within the last few months, they are
    still storing credit cards in plain text in the DB.
    On Thu, May 6, 2021 at 10:40 AM Chuck McCown via AF
    <af@af.afmug.com> wrote:

        Do I have to host Plat?
        *From:* Sterling Jacobson
        *Sent:* Thursday, May 6, 2021 9:05 AM
        *To:* AnimalFarm Microwave Users Group
        *Subject:* Re: [AFMUG] Intuit & Billing

        I think Platypus is still free up to a certain number of
        active customers.

        *From:* AF <af-boun...@af.afmug.com> *On Behalf Of *Chuck
        McCown via AF
        *Sent:* Thursday, May 6, 2021 8:56 AM
        *To:* af@af.afmug.com
        *Cc:* Chuck McCown <ch...@go-mtc.com>
        *Subject:* [AFMUG] Intuit & Billing

        We have exhausted all of our appeals, the only thing they
        will tell us is that they don’t approve of our “products”.
        AKA internet service and that they are happy for us to be a
        QB customer...

        So, gonna get a stand alone billing system and just do a
        monthly journal entry to move over the revenue.

        Something cheap with the ability for the customer to pay
        with cards. Anything free out there that makes their money
        from the merchant percentage?  I guess I don’t care if it
        is free, just the lowest overall cost to the company.

        Was platypus free?  Used it for years at another company. 
        I don’t need any management of my network just simple
        recurring billing.

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