I wish everyone used auto bill pay with their bank.

From: Mike Hammett 
Sent: Saturday, September 19, 2015 10:00 AM
To: af@afmug.com 
Subject: Re: [AFMUG] Powercode feature request - Charge processing fee for 
credit/debit card

Agreed. I wish everyone auto-CC payed, even though it costs me a few bucks.




-----
Mike Hammett
Intelligent Computing Solutions
http://www.ics-il.com



Midwest Internet Exchange
http://www.midwest-ix.com




--------------------------------------------------------------------------------

From: "Cameron Crum" <cc...@wispmon.com>
To: af@afmug.com
Sent: Friday, September 18, 2015 1:52:12 PM
Subject: Re: [AFMUG] Powercode feature request - Charge processing fee for 
credit/debit card


I think this is a bit backwards myself. Credit card auto pay has a higher 
percentage chance of being on time than checks. We encourage our customers to 
charge a check processing fee or at least give a discount to auto payers. I 
know we spent a lot more time tracking down checks and had very few come in on 
time than the small fee you pay for credit cards. How much does it cost you in 
labor to track down deadbeat check payers? For us, the convenience was worth 
more than the charge. 

On Fri, Sep 18, 2015 at 1:45 PM, Jason McKemie 
<j.mcke...@veloxinetbroadband.com> wrote:

  I'm pretty sure you're allowed to charge for it now. 

  
http://www.creditcards.com/credit-card-news/credit-card-surcharges-allowed-1281.php


  On Fri, Sep 18, 2015 at 1:39 PM, Ryan Ray <ryan...@gmail.com> wrote:

    +1  

    Don't charge your customers for using a credit card or they will pull your 
merchant agreement. For good reason. I hate companies that do this.


    On Fri, Sep 18, 2015 at 11:38 AM, Simon Westlake 
<simon.westl...@digitalgunfire.com> wrote:

      Darin,

      Not a lawyer, but be careful - I'm pretty sure it's against most of the 
CC issuer policies to do this.

      
http://www.creditcards.com/credit-card-news/credit-card-convenience-fees-cost-surcharges-1280.php
 



      On 9/18/2015 1:30 PM, Darin Steffl wrote:

        Hey all,

        If some of you with Powercode would be interested in this feature, can 
you please vote for it on the feature request link below?

        Basically, this feature would automatically apply a fixed or percentage 
based fee to the bill for all credit or debit card payments. It would also warn 
the customer of this charge before they setup auto pay or submit manual 
payment. We would continue to allow ACH or eCheck withdrawal for free but 
charge for customers to use credit/debit payment method as those costs are 2-4% 
of the total customer bill, which we don't want to eat the cost of.

        Please vote for this feature if you think you might be even a little 
interested in this so it is available when you are.

        Thank you

        
http://community.powercode.com/forums/309535-feature-requests/suggestions/9130852-payment-processing-fee-for-credit-cards



        -- 

        Darin Steffl 
        Minnesota WiFi
        www.mnwifi.com
        507-634-WiFi
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