We only file if it is a complete shutdown. $500 deductible, no sense in filing anything below complete tower electronics loss.

We've had more than 2 strikes this year, but only two that completely killed the towers. We actually had at least 3 hits since the 23rd. Not sure how many customers got fried, lost access to a chunk of my network. I'm building in redundancy, already had it scheduled for January once we got another tower up.



-----Original Message----- From: Jay Weekley
Sent: Sunday, December 27, 2015 9:56 PM
To: af@afmug.com
Subject: Re: [AFMUG] WISP insurance


We did that once for a lightning strike to one tower and after a tornado
and had to find a new provider each time.  I would limit claims to
catastrophic event only and rely on the compassion of your fellow wisps
if necessary
.
Josh Luthman wrote:

Never made a claim for equipment...

Josh Luthman
Office: 937-552-2340
Direct: 937-552-2343
1100 Wayne St
Suite 1337
Troy, OH 45373

On Dec 27, 2015 10:22 PM, "Glen Waldrop" <gwl...@cngwireless.net <mailto:gwl...@cngwireless.net>> wrote:

    We’ve had another lightning strike, at least the second one this year.

    I’ve got this feeling that our insurance company is probably going
    to start to get a little difficult in the near future.

    Who do you guys recommend?

    I’ve read about a few that cover everything, CPE, tower equipment,
    towers, labor, etc... I imagine those probably cost roughly what
    we bring in a year, but...
    Thanks guys.


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