I'd have to ask the boss, but I think we're with Hartford. It's a per incident deductible. So if a storm comes through and takes out 10 towers, we pay once. Right now we only have core sites and any others with more than $5k worth of gear on it. And yes, generally, it's only used if we lose 50-100% (in cost) of the gear at a site. I won't publicly say in $ how much gear we have insured, but I believe the policy costs us under $3k/yr. When you have say $20k worth of licensed gear at a site, a couple $k/yr just makes sense.

On 12/27/2015 10:13 PM, Glen Waldrop wrote:
Thanks.

Normally I have at least an entire tower’s worth of equipment on hand, but I’ve been phasing out my old equipment and upgrading to 802.11n. Keep having to replace something, so spare parts are a tad lean at the moment. Parts on the UPS truck. They’ll probably be here long before the weather will allow us to climb for any decent amount of time. Looking at replacing three point to point feeds and my main 2GHz/5GHz MT AP, antennas and all.

My primary climber is down with a broken heel due to a slight tower falling, (not mine), so we’re training a new climber as well. Have to allocate more time. On the upside, it was second in line to be upgraded. Now the insurance company will help cover at least a portion of that.
*From:* Jaime Solorza <mailto:losguyswirel...@gmail.com>
*Sent:* Sunday, December 27, 2015 10:00 PM
*To:* Animal Farm <mailto:af@afmug.com>
*Subject:* Re: [AFMUG] WISP insurance

Let's us know if you need gear to get back up...

On Dec 27, 2015 8:22 PM, "Glen Waldrop" <gwl...@cngwireless.net <mailto:gwl...@cngwireless.net>> wrote:

    We’ve had another lightning strike, at least the second one this year.

    I’ve got this feeling that our insurance company is probably going
    to start to get a little difficult in the near future.

    Who do you guys recommend?

    I’ve read about a few that cover everything, CPE, tower equipment,
    towers, labor, etc... I imagine those probably cost roughly what
    we bring in a year, but...
    Thanks guys.


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