My understanding is you don't need workmans comp on yourself --until you
do.
That is to say: nothing says you have to insure yourself with workman's
comp, but I once did cabling in a building where the landlord required
proof of workmans comp for every worker on the site. Since my employer
didn't carry it on himself he wasn't allowed to participate in the
project. I believe a county government owned the building, and I'm sure
that was a factor.
In my own experience I've had to file a notarized affidavit saying I
don't need worker's comp because I have no employees.
This is the evil empire state...your mileage may vary.
------ Original Message ------
From: "Sterling Jacobson" <sterl...@avative.net>
To: "af@afmug.com" <af@afmug.com>
Sent: 9/23/2016 1:41:59 PM
Subject: [AFMUG] General Liability (Again)
How much should I be paying per month for general liability?
I know this is highly subjective, but it is only one employee (me) a
small office and really not much else.
Should I have workmans comp on myself?
I'm not really doing much that would endanger myself (anymore, tower
climbing days are past, lol!)
