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kalo gak salah, cara kerjanya gini:
tiap bulan, bank akan menghitung berapa kredit macet yg muncul... misalnya
ada 2M, yg terdiri dari kredit macet kartu kredit, kredit macet kpr, kredit
macet mobil, motor, dlsb...
nilai 2M itu ditawarkan ke perusahaan DC dengan nilai lebih rendah...
misalnya ada perusahaan DC yg mau bayarin sebesar 1M... jadi si bank akan
terima cash 1M (rugi 1M), dan si DC akan berusaha nagih ke para debitor dg
berbagai macam cara... ada yg halus, ada yg maen kasar...
si DC akan berusaha nagih sebanyak2nya... sukur2 bisa dapet 2M supaya untung
100%... ato sesial2nya yg modal 1M itu bisa ketutup deh
sebelum nego dengan bank, DC juga akan meneliti dulu kredit2 macet
tersebut... kalo kira2 DC ngerasa bisa ato gampang nagihnya, maka DC
bersedia 'membeli' kredit macet tsb...
----- Original Message -----
From: "Jusuf" <[EMAIL PROTECTED]>
To: <balita-anda@balita-anda.com>
Sent: Wednesday, November 14, 2007 3:37 PM
Subject: Re: [balita-anda] Credit Card BNI ....
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oh credit shield itu kan untuk kita yg sudah apply pilihan tsb
klo gak salah yg intinya bahwa kita sakit/ kecelakaan /meninggal sehingga
tidak bisa bayar.
tapi klo dari kasus yg diemailn, tampaknya orang ybs itu di PHK.
emangnya PT.asuransi mau nanggung klaim dari PT. kartu kredit
bahwa si pemegang CC ngga mampu bayar krn di PHK ?
Regards
Jusuf
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