when we thought our basement flood, last Dec. end 2008, was due to a 
broken pipe; it was made clear that no water from above or from below 
could be causal to the damage.
I knew, just knew that an incoming pipe had broken *just an inch inside 
the wall.
But alas that particular pipe enters at the front and runs many feet in 
the heated house before popping up at the meters.
But *insurance fraud is against the law; whereas what they do to people 
isn't?
I'm not going insurance on this pole. I just want to know the simplest way 
to fix this now.





On Fri, 26 Jun 2009, Jewel wrote:

> Victor spoke of insurance claims being due to "acts of god" and therefore
> not under the claimant's control.  Knowing the slipperiness of insurance
> companies and there penchant for wriggling out of settling perfectly legit
> claims, I would not put it past them to trot out the excuse that the
> claimant must have angered "god", therefore the occurrence * was under his
> control!
>
>        Jewel----- Original Message -----
> From: "Victor" <[email protected]>
> To: <[email protected]>
> Sent: Friday, June 26, 2009 12:51 AM
> Subject: Re: [BlindHandyMan] clothes line pole
>
>
>> Hi Scott,
>>
>> While I agree with you that filing a claim with your insurance company if
>> there happens something that cannot be controlled by yourself, or the
>> environment, however, this was an accident, and one perpetrated by one who
>> was lax in his responsibility in that they drove drunk.
>>
>> This is not held against you when filing a claim because circumstances
>> were
>> not under your control.
>>
>> The same goes for flooding, acts of God and the like.
>>
>> While acts of God, like lightening strikes, earthquakes or damage
>> resulting
>> from the weather will require the payment of a deductible, in the case of
>> a
>> drunk ramming into your fence, it's a no brainer, and the company will
>> recoup their losses from the driver's insurance company.
>>
>> If the company cannot recoup it's losses from a third party, then yes, it
>> will be placed on your record, and a deductible will need to be paid.
>>
>> At least, that's how it works up here in Canada with insurance companies.
>>
>> Victor
>>
>>
>>
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