A woman fell at a dance where I was calling and her behavior indicated she was considering legal action, of which I would have been the likely target. (She was not hurt.) She didn't follow through, but it sure made me glad I had insurance.
Joyce Miller Grass Valley, CA On Mar 31, 2010, at 6:58 PM, David Millstone wrote: > Bree asked, "...can you say more about the reasons to have insurance?" > > One simple and practical reason is that many halls now require proof of > insurance before they will let a dance group-- or others, for that matter-- > use > the facility. Having this slip of paper has made it possible for our band to > hold a monthly dance in the local town hall. Without it, no way. > > And then there's the reason that I've not needed so far, which is someone > falling down on the dance floor and getting seriously injured, and sueing the > caller, having decided that it's your fault-- not controlling the crowd > properly, failure to give adequate warning of the dangers involved, not giving > proper safety precautions, choosing a dance that was inappropriate for that > particular crowd. Sure, you might well win the case in court, but it'd be nice > to have the insurance company paying for your defense. Unlikely? Yep, but so > are > many other litigious situations in which people find themselves. > > Someone died at a dance where I was calling but there was no legal action > involved in that one. Still, not fun... > > I figure that caller's insurance is like any other kind of insurance... you > pay > your money-- as Chris said, it's not a large sum-- and hope that you never > need > it. > > David Millstone > Lebanon, NH > _______________________________________________ > Callers mailing list > [email protected] > http://www.sharedweight.net/mailman/listinfo/callers
