I **cannot recall a single instance in the twenty years that I have been dancing that a dancer sued anyone for anything. But there was an *insurance company* that sued our dance group to recover costs associated with a dancer who fell and broke a wrist. So even though we are a remarkably un-litigious group of people, it's not just dancers who might sue, and insurance for the hall, the dance group and even the caller is a smart idea.
Thank you CDSS for making it easy and affordable for us to purchase! M E On Wed, Mar 31, 2010 at 9:10 PM, Joyce Miller <[email protected]>wrote: > A woman fell at a dance where I was calling and her behavior indicated she > was considering legal action, of which I would have been the likely target. > (She was not hurt.) She didn't follow through, but it sure made me glad I > had insurance. > > Joyce Miller > Grass Valley, CA > > On Mar 31, 2010, at 6:58 PM, David Millstone wrote: > > > Bree asked, "...can you say more about the reasons to have insurance?" > > > > One simple and practical reason is that many halls now require proof of > > insurance before they will let a dance group-- or others, for that > matter-- use > > the facility. Having this slip of paper has made it possible for our band > to > > hold a monthly dance in the local town hall. Without it, no way. > > > > And then there's the reason that I've not needed so far, which is someone > > falling down on the dance floor and getting seriously injured, and sueing > the > > caller, having decided that it's your fault-- not controlling the crowd > > properly, failure to give adequate warning of the dangers involved, not > giving > > proper safety precautions, choosing a dance that was inappropriate for > that > > particular crowd. Sure, you might well win the case in court, but it'd be > nice > > to have the insurance company paying for your defense. Unlikely? Yep, but > so are > > many other litigious situations in which people find themselves. > > > > Someone died at a dance where I was calling but there was no legal action > > involved in that one. Still, not fun... > > > > I figure that caller's insurance is like any other kind of insurance... > you pay > > your money-- as Chris said, it's not a large sum-- and hope that you > never need > > it. > > > > David Millstone > > Lebanon, NH > > _______________________________________________ > > Callers mailing list > > [email protected] > > http://www.sharedweight.net/mailman/listinfo/callers > > _______________________________________________ > Callers mailing list > [email protected] > http://www.sharedweight.net/mailman/listinfo/callers > -- For the good are always the merry, Save by an evil chance, And the merry love the fiddle And the merry love to dance. ~ William Butler Yeats
