No shit? Same exact god damn thing happened to me last week with my BoA account - the bastards... after alot of posturing and yelling at managers I got the charges erased.... personally, I blame the fact that its still a Florida account.... that mattress of mine is looking better and better for the bundling of bills each day... heh.
-Erik Timothy Heald wrote: >Ok, > >Seriously pissed off. > >I know no one should ever go NSF on their bank account. I know this. I >understand that the bank charges for over draft, but this is insane, and is >directly calculated to make the bank more money on the little guy when he >hits a problem. > >Ok, > >So it's Friday a few weeks ago. We have a $500 balance. We do normal >weekend stuff, go out, do our food shopping, rent some movies, order in one >night. <cf_aside>Now we had deposited an 1800 dollar check on >Thursday</cf_aside> > >Ok, > >We're doing our checkbook last night. There are 4 different overdraft >charges on our account. 4. > >There is only one listed overdraft transfer though. 300 something for our >groceries. Also the check cleared that day. According to what I see >through Bank of America's web interface before the overdraft occurred. > >So I call these douche bags. They say that they process debits than they >process deposits on Monday morning. > >Wait wait it gets better. > >Also they start at the largest debit and work there way down. Let me >explain this for the slower of you. You have 5 charges lets say. 300, 100, >40, 20, 10. You have 350 dollars. If you go biggest to smallest the >customer ends up with 4 overdraft charges, if you go the other way around >the customer only gets one. Also they double the price of the overdraft >charge if there are more than two of them. So not only do you have no >fucking money, you are now in debt to the bank. > > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Find out how CFTicket can increase your company's customer support efficiency by 100% http://www.houseoffusion.com/banners/view.cfm?bannerid=49 Message: http://www.houseoffusion.com/lists.cfm/link=i:5:176096 Archives: http://www.houseoffusion.com/cf_lists/threads.cfm/5 Subscription: http://www.houseoffusion.com/lists.cfm/link=s:5 Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.5 Donations & Support: http://www.houseoffusion.com/tiny.cfm/54