> Sam wrote:
>
> Are they due to medical bills or lack of paycheck from illness?
>
>

But look, this is the whole reason I'm not sure Americans should be
allowed more than basic financial services.

In general - even though buyer beware - most people have no clue what
they're buying (or selling in the case of insurance).  They don't read
the contracts and even if they did they don't understand them.

This is why SS exists.  People can't/don't/won't save and even if they
did they'd still lose it all in the market.

Are we at the point where for security and the good of all, we need to
limit financial services both for citizens AND bankers?

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