Avoid these criminals! Complete violation of TILA!

 

I get a change in terms back in Jan 2009 for 10.24%, up from 8.74%, with the
billing date of March 6th.

 

March 6th rolls around and my APR is 17.99%.

 

When I called, they state that the change in terms in received in Jan 2009
was a mistake and it would actually be 17.99%. I should have received a
letter in regards to that. I did not. Now, I cannot opt out.

 

Of course, nobody would fix it. I went up the food chain four times on
Saturday. When I called the fifth time, they just hung up saying I was
harassing them. Good, I was.

 

I transferred the balance of $900 to my Bank of American, at 8.99%. But, I
left a $1 credit on the Chase card. I hope they send me statements for the
next few years in regards to a $1 credit on  my account.

 

Avoid these morons.

 

That is all. now back to our regularly scheduled program.



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