I know the best way to avoid paying any APR?

DON'T BORROW MONEY!!!!


:-)


-J.J.


On Mon, Apr 6, 2009 at 8:35 AM, Jacob <ja...@excaliburfilms.com> wrote:
>
> Avoid these criminals! Complete violation of TILA!
>
>
>
> I get a change in terms back in Jan 2009 for 10.24%, up from 8.74%, with the
> billing date of March 6th.
>
>
>
> March 6th rolls around and my APR is 17.99%.
>
>
>
> When I called, they state that the change in terms in received in Jan 2009
> was a mistake and it would actually be 17.99%. I should have received a
> letter in regards to that. I did not. Now, I cannot opt out.
>
>
>
> Of course, nobody would fix it. I went up the food chain four times on
> Saturday. When I called the fifth time, they just hung up saying I was
> harassing them. Good, I was.
>
>
>
> I transferred the balance of $900 to my Bank of American, at 8.99%. But, I
> left a $1 credit on the Chase card. I hope they send me statements for the
> next few years in regards to a $1 credit on  my account.
>
>
>
> Avoid these morons.
>
>
>
> That is all. now back to our regularly scheduled program.
>
>
>
> 

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