Nice. We're currently working the Dave Ramsey plan. Between credit cards and a time share, we had about $30k in debt. We're down to $7k (which is one last credit card that thankfully has a decent rate).
I'd be attacking that, but right now we're also trying to save up for a house. The remaining credit card doesn't show on my credit report (even though I have a card, the account is in my wife's name). I'd love that satisfaction of having true zero credit card debt (altho we do still have a car loan and student loans), but that $7k would go a long way towards the house down payment. But yeah... big Dave Ramsey fan :) On Mon, Apr 6, 2009 at 8:35 AM, J.J. Merrick <j...@themerrickhouse.com> wrote: > > I'm the Financial Peace University Coordinator at our church and we > just started our class. My wife and I finally decided to get on board > and stop being stupid. We have about $20k left that is all hers prior > to getting married 4 years ago. Luckily I stayed out of the CC mess > after I cut up my first card 6 months after having it back in 1999. > > > -J.J. > > On Mon, Apr 6, 2009 at 10:31 AM, Yves Arsenault > <yves.arsena...@gmail.com> wrote: >> >> That's where I'm headed..... although not right away.... >> >> I don't have a whole lot of credit card debt right now... but I have a >> consolidation of bad debt that eats up too much of my income. >> >> Can't wait for it to be paid. >> ;-) >> >> Yves Arsenault >> >> "Love is the only force capable of transforming an enemy into a friend". >> --Martin Luther King, Jr. >> >> >> On Mon, Apr 6, 2009 at 12:26 PM, Ray Champagne <r...@raychampagne.com> wrote: >> >>> >>> On Mon, Apr 6, 2009 at 10:23 AM, J.J. Merrick <> wrote: >>> >>> > >>> > I know the best way to avoid paying any APR? >>> > >>> > DON'T BORROW MONEY!!!! >>> >>> >>> I just finally paid off, in full, all of my credit card debt (most of which >>> I accumulated in college). I can't believe the satisfaction that brought >>> me. I now have one credit card that I pay off every month. No credit card >>> debt == bliss. >>> >>> >>> >> >> > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Adobe® ColdFusion® 8 software 8 is the most important and dramatic release to date Get the Free Trial http://ad.doubleclick.net/clk;207172674;29440083;f Archive: http://www.houseoffusion.com/groups/cf-community/message.cfm/messageid:294138 Subscription: http://www.houseoffusion.com/groups/cf-community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.5
