> I suppose my point was that the whole idea of the PEO is that they can
> negotiate better premiums from the carriers, but that doesn't seem to be the
> case when put into practice.

Thing is, the premiums through the PEO *are* lower than if you try to
go directly to the carrier.  My plan is a Blue Cross/Blue Shield plan
- in this area that's the top of the line carrier.  If a company tries
to go through a broker or direct to the client they'll get rates over
$1000/mo

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