On Thu, Jan 6, 2011 at 4:15 PM, Rick Eidson <cfh...@kchost.net> wrote:
> I am about a 720 but when I tried to do a Pay later on Paypal I got denied
> and it went on my credit report as a hard enquiry and will now lower my
> score! I think it's all BS! I worked hard to recover from poor debt
> management from almost 20 years ago.. I have even paid two vehicles off in
> the last 7 years...

A single hard inquiry is unlikely to shift your score significantly in
any direction.

-Cameron

...

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