I have at one time or another experienced all three. The end result was as follows:
1. Humana - the most paperwork, the most delays. 2. Aetna - straight forward, least amount of paperwork, smallest formulary, smallest co-payments. 3. Blue Cross/ Blue Shield - smallest choice of approved vendors, most expensive in terms of premiums and co-pays. I usually choose Aetna if I have the choice. ====================================== Stop spam on your domain, use our gateway! For hosting solutions http://www.clickdoug.com Featuring Win2003 Enterprise, RedHat Linux, CFMX 6.1 and all databases. ISP rated: http://www.forta.com/cf/isp/isp.cfm?isp_id=772 Suggested corporate Anti-virus policy: http://www.dshield.org/antivirus.pdf ====================================== If you are not satisfied with my service, my job isn't done! ----- Original Message ----- From: "Stephenie Hamilton" <[EMAIL PROTECTED]> To: "CF-Community" <[EMAIL PROTECTED]> Sent: Thursday, September 25, 2003 11:12 AM Subject: Re:Insurance (Was: Re: Military voting for bush in 04) | on this topic, i have a new job and am choosing my benefits. i get 3 medical companies to choose from: | Humana HMO | Aetna | Blue Cross/Blue Shield. | | I probably will never pick the hmo as i have had bad experiences in the past with hmo's. but i was wondering if any of you had experiences with aetna or blue cross and your opinions. | | | ~~ | Stephenie | | | | >Well, my insurance is a lot more friendly. They don't bug me at all unless I | >need to meet a co-payment. They cover everything else without a peep. And | >it's the lowest cost private insurance for my state university job. | > | >-Kevin | ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| ColdFusion MX 6.1, now 2.5 times faster. http://www.macromedia.com/software/coldfusion/productinfo/upgrade/jump/introducing.html?trackingid=ColdFusion_468x60g_HouseofFusion_carat_082803 Message: http://www.houseoffusion.com/lists.cfm?link=i:5:89719 Archives: http://www.houseoffusion.com/lists.cfm?link=t:5 Subscription: http://www.houseoffusion.com/lists.cfm?link=s:5 Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.5