They tend to be the most anal about requiring referrals, etc; however the
cool thing about them is that they do not usually exclude pre-existing
conditions. (Learned this when we had to change insurance while I was
pregnant; bcbs would not touch me and my impending obstetrics fee ;) )
Dana
>
> YMMV but I agree that in principal you should stay away from HMO plans.
>
> --
>
> will
>
> ----
>
> William H Bowen
> Marketing Communications Manager
> ALSTOM EAI Corporation
>
>
>
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