Not everybody signs up at the same time...thus there are renewals happening all the time 24/7...so no a portable data store that is plugged in to do billing will not fly.
To all others that may answer ;-) I'm NOT looking for secure ways to store CC numbers....I DO NOT want to store them...now that's safe ;-) (but thanks Brook) I'm far more interested in a recurring billing option from a cc processing company that works the way I laid out (or close to it). Thanks Bryan Stevenson B.Comm. VP & Director of E-Commerce Development Electric Edge Systems Group Inc. t. 250.920.8830 e. [EMAIL PROTECTED] --------------------------------------------------------- Macromedia Associate Partner www.macromedia.com --------------------------------------------------------- Vancouver Island ColdFusion Users Group Founder & Director www.cfug-vancouverisland.com ----- Original Message ----- From: "Brook Davies" <[EMAIL PROTECTED]> To: "CF-Talk" <[EMAIL PROTECTED]> Sent: Friday, September 19, 2003 10:29 AM Subject: Re: OT: CC Processing and Recurring Billing > Why don't you store the CC numbers using a string public/private key > encryption scheme (RSA?) and store the private key off-line on a portable > USB device or something of that nature. Only use the private key when you > need to run the billing process. Isn't that secure? > > Brook > > At 10:19 AM 9/19/2003 -0700, you wrote: > >Hey All, > > > >I've been looking into recurring billing options with some CC processing > >companies because we do not want to go to the expense and potential > >liability of collecting and storing cc numbers. So far what I have found is > >not what I would have expected, so I'm checking to see what others may have > >found. > > > >Here's what I've been told so far: > > > >1) The cc processing company stores the CC number > >2) During the first payment processing for any given customer, you also > >setup the recurring billing details (i.e. bill this CC number annually for > >$25) > > > >Here's what I was hoping for: > > > >1) During first Tx you pass along a customer ID with the CC number etc. to > >be stored for futuire Txs on that card. > >2) When your system is ready to bill that card again (i.e. my system decides > >when it' time to bill and how much to bill), I pass the customer > >ID/details/amount to the CC procerssing company which they use to lookup the > >CC number and process the Tx. > > > >Obviously what I was hoping for gives you far greater flexibility and can > >allow the annual billing amount to fluctuate (this system gives dicounts on > >renewals for referrals). With what I've been told, I would have to > >constantly sending changes to the CC processing company to adjust renewal > >amounts....problem is there does not seem to be a way to do this unless I > >have the cc number....which of course I do not want to store. > > > >So does anybody know of a CC processing company that works the way I'm > >hoping for? Do you have any other suggestions on how to handle this > >(without storing cc numbers in my system)? > > > >TIA > > > >Cheers > > > >Bryan Stevenson B.Comm. > >VP & Director of E-Commerce Development > >Electric Edge Systems Group Inc. > >t. 250.920.8830 > >e. [EMAIL PROTECTED] > > > >--------------------------------------------------------- > >Macromedia Associate Partner > >www.macromedia.com > >--------------------------------------------------------- > >Vancouver Island ColdFusion Users Group > >Founder & Director > >www.cfug-vancouverisland.com > > > > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Message: http://www.houseoffusion.com/lists.cfm?link=i:4:137715 Archives: http://www.houseoffusion.com/lists.cfm?link=t:4 Subscription: http://www.houseoffusion.com/lists.cfm?link=s:4 Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.4 This list and all House of Fusion resources hosted by CFHosting.com. The place for dependable ColdFusion Hosting. http://www.cfhosting.com